Held-to-maturity securities (amortized cost): US bank rankings

500 FDIC-insured banks ranked by held-to-maturity securities (amortized cost) at Q2 2026, from each bank's Call Report. 1 = highest.

Bank of America ranked first by held-to-maturity securities (amortized cost) at Q2 2026 with $505.8 bn, followed by JPMorgan Chase Bank ($268.5 bn) and Wells Fargo Bank ($198.7 bn). Rank among 500 banks reporting this metric, 1 = highest; the median bank was at $16.9 mn. Source: FDIC Call Report data, cross-checked against FFIEC filings.

What changed this quarter (Q1 2026 to Q2 2026)

Bank of America stayed first, at $505.8 bn
Median: down from $19.6 mn to $16.9 mn
Biggest rise in the top 100: OceanFirst Bank, from 90th to 46th

Highest value

$505.8 bn

Bank of America

Rank 1 of 500 1 = highest

Median bank

$16.9 mn

Middle of the 500 banks ranked

Lowest value

Community National Bank & Trust

Rank 299 of 500 1 = highest

Banks ranked

500

Every bank in our coverage that reported it

Sparklines: the last ten years (median and count: every quarter of this ranking). Source: FDIC BankFind Suite (Call Report data), cross-checked against FFIEC Call Report filings. Calculations: EconoMonitor.

Ranking, Q2 2026

Rank (1 = highest)	Change in rank	Bank	State		Q1 2026
41	same	Frost Bank	TX	$3.4 bn	$3.4 bn
42	same	Stifel Bank and Trust	MO	$3.3 bn	$3.4 bn
43	+1	Stifel Bank	MO	$3.2 bn	$3.1 bn
44	-1	Farmers and Merchants Bank of Long Beach	CA	$3.1 bn	$3.2 bn
45	same	Glacier Bank	MT	$3.0 bn	$3.1 bn
46	+44	OceanFirst Bank	NJ	$2.9 bn	$853.7 mn
47	same	East West Bank	CA	$2.8 bn	$2.9 bn
48	-2	Old National Bank	IN	$2.8 bn	$2.9 bn
49	+13	Capital One	VA	$2.7 bn	$1.7 bn
50	+5	BMW Bank of North America	UT	$2.5 bn	$2.2 bn
51	-2	Pinnacle Bank	TN	$2.5 bn	$2.5 bn
52	-2	City National Bank of Florida	FL	$2.3 bn	$2.4 bn
53	same	Citizens Business Bank	CA	$2.2 bn	$2.2 bn
54	-2	First Interstate Bank	MT	$2.2 bn	$2.3 bn
55	-1	United Community Bank	SC	$2.2 bn	$2.2 bn
56	same	Washington Trust Bank	WA	$2.1 bn	$2.2 bn
57	+1	SouthState Bank	FL	$2.0 bn	$2.0 bn
58	+2	CIBC Bank USA	IL	$1.9 bn	$1.8 bn
59	same	First Merchants Bank	IN	$1.9 bn	$1.9 bn
60	-3	Hancock Whitney Bank	MS	$1.9 bn	$2.1 bn
61	+2	Western Alliance Bank	AZ	$1.7 bn	$1.6 bn
62	-1	BOKF	OK	$1.6 bn	$1.7 bn
63	+2	Amalgamated Bank	NY	$1.6 bn	$1.5 bn
64	same	Fulton Bank	PA	$1.6 bn	$1.6 bn
65	+1	Community Bank	NY	$1.5 bn	$1.5 bn
66	+1	Merchants Bank of Indiana	IN	$1.4 bn	$1.4 bn
67	+1	Inwood National Bank	TX	$1.3 bn	$1.3 bn
68	+1	Mechanics Bank	CA	$1.3 bn	$1.3 bn
69	+1	Centennial Bank	AR	$1.3 bn	$1.3 bn
70	+2	Southside Bank	TX	$1.2 bn	$1.2 bn
71	same	Rockland Trust Company	MA	$1.2 bn	$1.3 bn
72	+1	First Horizon Bank	TN	$1.2 bn	$1.2 bn
73	+7	Israel Discount Bank of New York	NY	$1.2 bn	$1.1 bn
74	+2	Salem Five Cents Savings Bank	MA	$1.2 bn	$1.1 bn
75	-1	Independence Bank of Kentucky	KY	$1.2 bn	$1.2 bn
76	-1	Trustmark Bank	MS	$1.1 bn	$1.2 bn
77	+1	WesBanco Bank, Inc.	WV	$1.1 bn	$1.1 bn
78	-1	Home Federal Bank of Tennessee	TN	$1.1 bn	$1.1 bn
79	same	American Savings Bank	HI	$1.1 bn	$1.1 bn
80	+1	Enterprise Bank & Trust	MO	$1.0 bn	$1.1 bn

Source: FDIC BankFind Suite (Call Report data), cross-checked against FFIEC Call Report filings. Calculations: EconoMonitor. Change in rank compares with Q1 2026. Bars: value relative to the largest in the table.

Who leads the table?

The five banks at the top of the table at Q2 2026 were Bank of America ($505.8 bn, NC), JPMorgan Chase Bank ($268.5 bn, OH), Wells Fargo Bank ($198.7 bn, SD), Citibank ($164.1 bn, SD) and Charles Schwab Bank, SSB ($110.9 bn, TX). 10 of the top 10 were also in the top 10 in Q1 2026. 2 of the top 10 have their head office in North Carolina.

How are the values spread?

Half of the 500 banks have a value between $0 and $374.1 mn (the middle two quarters of the table); one in ten is above $2.5 bn and one in ten below $0. A year earlier, at Q2 2025, the median was $28.1 mn across 528 banks. The median fell from $19.6 mn in Q1 2026 to $16.9 mn in Q2 2026.

64 values lie far from the rest of the table (more than three times the spread of the middle half beyond it): Bank of America ($505.8 bn); JPMorgan Chase Bank ($268.5 bn); Wells Fargo Bank ($198.7 bn); Citibank ($164.1 bn); Charles Schwab Bank, SSB ($110.9 bn); PNC Bank ($78.4 bn) and others. Values like these usually come from special-purpose banks, such as trust, custody, credit card or payment banks, whose balance sheets differ from lending banks; compare them with care.

Which of the top 100 banks moved most?

Between Q1 2026 and Q2 2026, of the 500 banks ranked in both quarters, 420 moved up the table, 30 moved down and 50 kept their place; the typical bank moved 6 places.

Largest moves up the table from Q1 2026 to Q2 2026: OceanFirst Bank (from 90th to 46th; $853.7 mn to $2.9 bn); Capital One (from 62nd to 49th; $1.7 bn to $2.7 bn); WaFd Bank (from 98th to 88th; $745.7 mn to $858.3 mn). Largest moves down the table from Q1 2026 to Q2 2026: Hancock Whitney Bank (from 57th to 60th; $2.1 bn to $1.9 bn); PlainsCapital Bank (from 95th to 97th; $759.6 mn to $745.2 mn); First Interstate Bank (from 52nd to 54th; $2.3 bn to $2.2 bn).

How is this ranking built?

Held-to-maturity debt securities at amortized cost (their balance-sheet value). Held-to-maturity securities (amortized cost) values are quarter-end figures from each bank's Call Report for Q2 2026, ranked from highest to lowest (1 = highest).

Full definitions are on the methodology page for held-to-maturity securities (amortized cost).

Other US bank rankings

Source: FDIC BankFind Suite (Call Report data). EconoMonitor is not affiliated with or endorsed by the FDIC. Primary source: FDIC BankFind Suite; cross-check: FFIEC Central Data Repository. Checks: Check A passed, Check B passed.

Data and analysis only, not financial advice. The FDIC and the FFIEC do not endorse EconoMonitor. See the disclaimer and methodology.