WesBanco Bank, Inc.
WesBanco Bank, Inc. reported total assets of $27.7 bn at Q2 2026, up 1.0% on a year earlier, the 78th largest of 497 banks in our US coverage. The CET1 capital ratio at WesBanco Bank, Inc. was 12.24%, and the uninsured share of WesBanco Bank, Inc. was 32.23%. Source: FDIC Call Reports.
Key takeaways
- On efficiency ratio, WesBanco Bank, Inc. climbed from 360th to 143rd among 500 US banks between and (1 = lowest; FDIC Call Reports).
- Since , WesBanco Bank, Inc. has taken over 5 institutions; the latest was Premier Bank on (FDIC Call Reports).
What sets WesBanco Bank, Inc. apart
How large is WesBanco Bank, Inc.?
The balance sheet of WesBanco Bank, Inc. at : assets $27.7 bn, deposits $21.8 bn, net loans $19.3 bn (loans equal to 88.73% of deposits). Securities make up 15.9% of total assets at WesBanco Bank, Inc.. Since , when WesBanco Bank, Inc. held $8.6 bn, its assets grew 224.4%. In the year to , deposits at WesBanco Bank, Inc. rose 2.3% while its total assets rose 1.0%. At , WesBanco Bank, Inc. employed 2,942 full-time equivalent staff across 218 offices, about $9.4 mn of assets per employee and $99.9 mn of deposits per office.
How much funding at WesBanco Bank, Inc. is uninsured?
At WesBanco Bank, Inc., uninsured deposits (above the FDIC limit) made up 32.23% of domestic deposits at (+0.70 pp on a year earlier); WesBanco Bank, Inc. ranks 285th of 500 on this measure. In dollars, WesBanco Bank, Inc. estimated $7.0 bn of uninsured deposits.
Key facts, Q2 2026
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total deposits | $21.8 bn | +2.3% | 82nd of 499 |
| Net loans and leases | $19.3 bn | +3.1% | 79th of 500 |
| Loan-to-deposit ratio | 88.73% | +0.75 pp | 219th of 500 |
| Tier 1 leverage ratio | 10.25% | +0.84 pp | 264th of 500 |
| Total risk-based capital ratio | 13.28% | +0.63 pp | 326th of 448 |
| Net interest margin | 3.68% | +0.07 pp | 235th of 500 |
| Return on assets (ROA) | 1.39% | +0.87 pp | 201st of 500 |
| Efficiency ratio | 50.18% | -13.56 pp | 143rd of 500 (1 = lowest) |
| Unrealized gain/loss on held-to-maturity securities | Loss of $102.0 mn | Narrowed by $29.6 mn | |
| Unrealized gain/loss on available-for-sale securities | Loss of $209.0 mn | Narrowed by $26.3 mn | |
| Noncurrent loans to total loans | 0.86% | +0.30 pp | 327th of 500 (1 = lowest) |
| Net charge-offs to average loans | 0.09% | +0.00 pp | 253rd of 500 (1 = lowest) |
US rank of WesBanco Bank, Inc.: 1 = highest unless marked 1 = lowest.
Balance sheet
WesBanco Bank, Inc.: assets, deposits and loans
- Total assets $27.7bn
- Deposits $21.8bn
- Net loans $19.3bn
Capital and securities
The CET1 ratio of WesBanco Bank, Inc. stood at 12.24% in , +0.69 pp year on year. Low and high at WesBanco Bank, Inc. since : 11.55% () to 14.71% (). Equity capital of WesBanco Bank, Inc. at : $4.2 bn, or 15.2% of total assets. WesBanco Bank, Inc. also reported a total capital ratio of 13.28% for , and a tier 1 leverage ratio of 10.25%.
On held-to-maturity securities, WesBanco Bank, Inc. carried an unrealized loss of $102.0 mn at , equal to 2.4% of equity capital. The loss narrowed by $29.6 mn over the year. Its deepest point: $212.0 mn in . The available-for-sale portfolio of WesBanco Bank, Inc. showed an unrealized loss of $209.0 mn at ; the loss narrowed by $26.3 mn over the year.
WesBanco Bank, Inc.: capital ratios
- Total capital 13%
- CET1 12%
- Tier 1 leverage 10%
WesBanco Bank, Inc.: unrealized securities gains and losses
- Available for sale -$209mn
- Held to maturity -$102mn
Profitability and loan quality
For the year to , WesBanco Bank, Inc. earned a return on equity of 9.16%; return on assets: 1.39%. Net interest margin at WesBanco Bank, Inc.: 3.68%, +0.07 pp in a year. WesBanco Bank, Inc. net income: $191.9 mn, up 203.2% year on year. The efficiency ratio of WesBanco Bank, Inc. was 50.18%: about 50 cents cost per revenue dollar, against 53 cents at the median peer.
At , noncurrent loans were 0.86% of total loans at WesBanco Bank, Inc.; net charge-offs: 0.09% of average loans. Gross loans and leases at WesBanco Bank, Inc.: $19.5 bn, up 3.1% in a year.
WesBanco Bank, Inc.: profitability
- Return on equity 9.2%
- Net interest margin 3.7%
- Return on assets 1.4%
Peer group of WesBanco Bank, Inc.
The peer group of WesBanco Bank, Inc. is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 3 share the charter type of WesBanco Bank, Inc. (state nonmember bank), 6 sit in the same size group ($10 bn to $100 bn) and 0 have head offices in West Virginia. Against them, WesBanco Bank, Inc. shows CET1 ratio 12.24% against a peer median of 12.68%, return on equity 9.16% against a peer median of 9.07% and uninsured deposit share 32.23% against a peer median of 29.44%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| Sallie Mae Bank | State nonmember bank | UT | $28.5 bn | 11.78% | 27.51% | 7.15% | |
| Ameris Bank | State nonmember bank | GA | $28.4 bn | 13.01% | 8.46% | 45.56% | |
| Arvest Bank | State member bank | AR | $28.1 bn | 11.45% | 6.57% | 27.78% | |
| WesBanco Bank, Inc. | State nonmember bank | WV | $27.7 bn | 12.24% | 9.16% | 32.23% | |
| WaFd Bank | State nonmember bank | WA | $27.6 bn | 12.95% | 8.98% | 31.10% | |
| Renasant Bank | State member bank | MS | $27.0 bn | 12.41% | 9.17% | 46.27% | |
| Charles Schwab Premier Bank, SSB | State member bank | TX | $26.6 bn | 49.32% | 20.07% | 1.56% | |
. FDIC Call Reports.
Last eight quarters
Two years at WesBanco Bank, Inc., to : assets +50.2%, deposits +52.9%, equity +58.5%. Staff 2,230 to 2,942; offices 194 to 218.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $18.5 bn | $18.6 bn | $27.3 bn | $27.5 bn | $27.5 bn | $27.6 bn | $27.4 bn | $27.7 bn |
| Total deposits | $14.2 bn | $14.5 bn | $21.4 bn | $21.3 bn | $21.6 bn | $21.8 bn | $21.8 bn | $21.8 bn |
| Bank equity capital | $2.7 bn | $2.7 bn | $4.0 bn | $4.0 bn | $4.1 bn | $4.2 bn | $4.2 bn | $4.2 bn |
| CET1 ratio | 11.94% | 12.67% | 11.63% | 11.55% | 11.81% | 12.06% | 12.32% | 12.24% |
| Return on equity (ROE) | 6.00% | 6.55% | 0.18% | 3.55% | 5.50% | 6.58% | 9.01% | 9.16% |
| Uninsured share of domestic deposits | 31.99% | 31.96% | 32.24% | 31.52% | 32.79% | 32.26% | 32.19% | 32.23% |
| Full-time equivalent employees | 2,230 | 2,217 | 3,147 | 3,193 | 3,010 | 2,975 | 2,921 | 2,942 |
| Number of offices | 194 | 183 | 251 | 250 | 250 | 250 | 223 | 218 |
FDIC Call Reports.
Mergers and acquisitions
The FDIC history of WesBanco Bank, Inc., oldest first; figures before and after each event are not like for like.
- . Absorbed Your Community Bank (FDIC certificate 28915).
- . Absorbed First Sentry Bank, Inc. (FDIC certificate 34241).
- . Absorbed United Bank & Capital Trust Company (FDIC certificate 15437).
- . Absorbed Old Line Bank (FDIC certificate 27599).
- . Absorbed Premier Bank (FDIC certificate 29845).
Large one-quarter moves at WesBanco Bank, Inc.
- Total assets at WesBanco Bank, Inc. changed by +46.5% in the quarter to 2025-03-31: Affiliated Institution Merger (Pooling) (i.e. Corporate Reorganization; Participated in Absorbtion/Consolidation/Merger: acquired from Premier Bank.
Questions and identifiers
What were the total assets of WesBanco Bank, Inc.?
WesBanco Bank, Inc. reported $27.7 bn at in its Call Report. That makes WesBanco Bank, Inc. the 78th largest of 497 banks in our US coverage.
Is WesBanco Bank, Inc. the same as its holding company?
No. This page covers WesBanco Bank, Inc., FDIC certificate 803; WESBANCO INC (as reported to the FDIC), its holding company, reports separately to the Federal Reserve.
Is WesBanco Bank, Inc. profitable?
WesBanco Bank, Inc. reported net income of $191.9 mn for the year to ; annualized return on equity: 9.16%. So yes: WesBanco Bank, Inc. made a profit over these months.
When is data for WesBanco Bank, Inc. next updated?
Figures from WesBanco Bank, Inc. for are due after .
Where can I check the figures for WesBanco Bank, Inc.?
In the FDIC BankFind Suite record for certificate 803, and in the Call Reports of WesBanco Bank, Inc. (RSSD ID 645625) at the FFIEC Central Data Repository.