Trustmark Bank
Trustmark Bank reported total assets of $19.2 bn at Q2 2026, up 3.1% on a year earlier, the 108th largest of 497 banks in our US coverage. The CET1 capital ratio at Trustmark Bank was 12.43%, and the uninsured share of Trustmark Bank was 37.02%. Source: FDIC Call Reports.
Key takeaways
- On noncurrent loans to total loans, Trustmark Bank climbed from 437th to 386th among 500 US banks between and (1 = lowest; FDIC Call Reports).
- Since , Trustmark Bank has taken over one institution; the latest was Reliance Bank on (FDIC Call Reports).
What sets Trustmark Bank apart
How large is Trustmark Bank?
The balance sheet of Trustmark Bank at : assets $19.2 bn, deposits $16.2 bn, net loans $14.1 bn (loans equal to 86.73% of deposits). Securities make up 16.0% of total assets at Trustmark Bank. Since , when Trustmark Bank held $12.8 bn, its assets grew 50.2%. In the year to , deposits at Trustmark Bank rose 6.6% while its total assets rose 3.1%. At , Trustmark Bank employed 2,583 full-time equivalent staff across 181 offices, about $7.4 mn of assets per employee and $89.6 mn of deposits per office.
How much funding at Trustmark Bank is uninsured?
At Trustmark Bank, uninsured deposits (above the FDIC limit) made up 37.02% of domestic deposits at (+1.78 pp on a year earlier); Trustmark Bank ranks 230th of 500 on this measure. In dollars, Trustmark Bank estimated $6.0 bn of uninsured deposits.
Key facts, Q2 2026
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total deposits | $16.2 bn | +6.6% | 106th of 499 |
| Net loans and leases | $14.1 bn | +4.1% | 99th of 500 |
| Loan-to-deposit ratio | 86.73% | -2.10 pp | 254th of 500 |
| Tier 1 leverage ratio | 10.40% | +0.12 pp | 238th of 500 |
| Total risk-based capital ratio | 13.55% | +0.05 pp | 300th of 448 |
| Net interest margin | 3.84% | +0.06 pp | 188th of 500 |
| Return on assets (ROA) | 1.33% | +0.09 pp | 233rd of 500 |
| Efficiency ratio | 63.05% | +0.76 pp | 368th of 500 (1 = lowest) |
| Unrealized gain/loss on held-to-maturity securities | Loss of $37.9 mn | Narrowed by $4.9 mn | |
| Unrealized gain/loss on available-for-sale securities | Gain of $2.7 mn | Fell by $16.9 mn | |
| Noncurrent loans to total loans | 1.14% | -0.03 pp | 386th of 500 (1 = lowest) |
| Net charge-offs to average loans | 0.12% | +0.04 pp | 297th of 500 (1 = lowest) |
US rank of Trustmark Bank: 1 = highest unless marked 1 = lowest.
Balance sheet
Trustmark Bank: assets, deposits and loans
- Total assets $19.2bn
- Deposits $16.2bn
- Net loans $14.1bn
Capital and securities
The CET1 ratio of Trustmark Bank stood at 12.43% in , +0.17 pp year on year. Low and high at Trustmark Bank since : 10.34% () to 12.85% (). Equity capital of Trustmark Bank at : $2.2 bn, or 11.6% of total assets. Trustmark Bank also reported a total capital ratio of 13.55% for , and a tier 1 leverage ratio of 10.40%.
On held-to-maturity securities, Trustmark Bank carried an unrealized loss of $37.9 mn at , equal to 1.7% of equity capital. The loss narrowed by $4.9 mn over the year. Its deepest point: $125.4 mn in . The available-for-sale portfolio of Trustmark Bank showed an unrealized gain of $2.7 mn at ; the gain fell by $16.9 mn over the year.
Trustmark Bank: capital ratios
- Total capital 14%
- CET1 12%
- Tier 1 leverage 10%
Trustmark Bank: unrealized securities gains and losses
- Available for sale $3mn
- Held to maturity -$38mn
Profitability and loan quality
For the year to , Trustmark Bank earned a return on equity of 11.39%; return on assets: 1.33%. Net interest margin at Trustmark Bank: 3.84%, +0.06 pp in a year. Trustmark Bank net income: $126.5 mn, up 11.3% year on year. The efficiency ratio of Trustmark Bank was 63.05%: about 63 cents cost per revenue dollar, against 53 cents at the median peer.
At , noncurrent loans were 1.14% of total loans at Trustmark Bank; net charge-offs: 0.12% of average loans. Gross loans and leases at Trustmark Bank: $14.2 bn, up 3.9% in a year.
Trustmark Bank: profitability
- Return on equity 11%
- Net interest margin 3.8%
- Return on assets 1.3%
Peer group of Trustmark Bank
The peer group of Trustmark Bank is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 2 share the charter type of Trustmark Bank (state member bank), 6 sit in the same size group ($10 bn to $100 bn) and 0 have head offices in Mississippi. Against them, Trustmark Bank shows CET1 ratio 12.43% against a peer median of 12.32%, return on equity 11.39% against a peer median of 13.61% and uninsured deposit share 37.02% against a peer median of 41.68%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| Apple Bank | State-chartered stock savings bank | NY | $19.9 bn | 11.68% | 4.83% | 21.01% | |
| Stifel Bank and Trust | State member bank | MO | $19.6 bn | 10.97% | 27.27% | 17.13% | |
| FirstBank Puerto Rico | State nonmember bank | PR | $19.2 bn | 15.96% | 18.97% | 48.20% | |
| Trustmark Bank | State member bank | MS | $19.2 bn | 12.43% | 11.39% | 37.02% | |
| Bank of Hope | State nonmember bank | CA | $19.0 bn | 12.65% | 5.90% | 40.33% | |
| ServisFirst Bank | State nonmember bank | AL | $18.3 bn | 12.00% | 17.46% | 66.41% | |
| Busey Bank | State member bank | IL | $18.1 bn | 14.65% | 9.75% | 43.03% | |
. FDIC Call Reports.
Last eight quarters
Two years at Trustmark Bank, to : assets +3.9%, deposits +5.8%, equity +7.0%. Staff 2,500 to 2,583; offices 185 to 181.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $18.5 bn | $18.2 bn | $18.3 bn | $18.6 bn | $18.8 bn | $18.9 bn | $19.0 bn | $19.2 bn |
| Total deposits | $15.3 bn | $15.2 bn | $15.2 bn | $15.2 bn | $15.7 bn | $15.6 bn | $15.9 bn | $16.2 bn |
| Bank equity capital | $2.1 bn | $2.1 bn | $2.1 bn | $2.2 bn | $2.2 bn | $2.2 bn | $2.2 bn | $2.2 bn |
| CET1 ratio | 12.00% | 12.20% | 12.24% | 12.26% | 12.37% | 12.33% | 12.27% | 12.43% |
| Return on equity (ROE) | 12.10% | 11.94% | 10.67% | 10.78% | 10.80% | 10.90% | 10.75% | 11.39% |
| Uninsured share of domestic deposits | 35.26% | 35.27% | 35.83% | 35.24% | 36.75% | 35.14% | 35.73% | 37.02% |
| Full-time equivalent employees | 2,500 | 2,500 | 2,506 | 2,510 | 2,539 | 2,543 | 2,530 | 2,583 |
| Number of offices | 185 | 185 | 185 | 183 | 182 | 182 | 181 | 181 |
FDIC Call Reports.
Mergers and acquisitions
The FDIC history of Trustmark Bank, oldest first; figures before and after each event are not like for like.
- . Absorbed Reliance Bank (FDIC certificate 34866).
Questions and identifiers
What were the total assets of Trustmark Bank?
Trustmark Bank reported $19.2 bn at in its Call Report. That makes Trustmark Bank the 108th largest of 497 banks in our US coverage.
Is Trustmark Bank the same as its holding company?
No. This page covers Trustmark Bank, FDIC certificate 4988; TRUSTMARK CORP (as reported to the FDIC), its holding company, reports separately to the Federal Reserve.
Is Trustmark Bank profitable?
Trustmark Bank reported net income of $126.5 mn for the year to ; annualized return on equity: 11.39%. So yes: Trustmark Bank made a profit over these months.
When is data for Trustmark Bank next updated?
Figures from Trustmark Bank for are due after .
Where can I check the figures for Trustmark Bank?
In the FDIC BankFind Suite record for certificate 4988, and in the Call Reports of Trustmark Bank (RSSD ID 342634) at the FFIEC Central Data Repository.