Held-to-maturity securities (amortized cost): US bank rankings
Bank of America ranked first by held-to-maturity securities (amortized cost) at Q2 2026 with $505.8 bn, followed by JPMorgan Chase Bank ($268.5 bn) and Wells Fargo Bank ($198.7 bn). Rank among 500 banks reporting this metric, 1 = highest; the median bank was at $16.9 mn. Source: FDIC Call Report data, cross-checked against FFIEC filings.
- Bank of America stayed first, at $505.8 bn
- Median: down from $19.6 mn to $16.9 mn
- Biggest rise in the top 100: OceanFirst Bank, from 90th to 46th
Sparklines: the last ten years (median and count: every quarter of this ranking). Source: FDIC BankFind Suite (Call Report data), cross-checked against FFIEC Call Report filings. Calculations: EconoMonitor.
Ranking, Q2 2026
| Rank (1 = highest) | Change in rank | Bank | State | Q2 2026 | Q1 2026 | |
|---|---|---|---|---|---|---|
| 241 | +6 | EverBank | FL | $27.7 mn | $27.9 mn | |
| 242 | +4 | Pathward | SD | $27.1 mn | $28.1 mn | |
| 243 | +7 | Leader Bank | MA | $26.4 mn | $26.5 mn | |
| 244 | +5 | Jefferson Bank | TX | $26.3 mn | $27.0 mn | |
| 245 | +3 | Fidelity Bank & Trust | IA | $23.1 mn | $27.9 mn | |
| 246 | +6 | BankPlus | MS | $19.9 mn | $22.6 mn | |
| 247 | +6 | Bank of Stockton | CA | $18.4 mn | $20.7 mn | |
| 248 | +6 | Preferred Bank | CA | $18.2 mn | $18.5 mn | |
| 249 | +6 | Bristol County Savings Bank | MA | $17.7 mn | $18.0 mn | |
| 250 | +6 | Columbia Bank | OR | $17.5 mn | $17.5 mn | |
| 251 | +7 | Planters Bank & Trust Company | MS | $16.3 mn | $16.3 mn | |
| 252 | +7 | Republic Bank of Chicago | IL | $16.1 mn | $16.1 mn | |
| 253 | +7 | Austin Bank, Texas | TX | $14.5 mn | $14.9 mn | |
| 254 | +8 | Avidia Bank | MA | $12.5 mn | $13.0 mn | |
| 255 | +12 | Hingham Institution for Savings | MA | $11.5 mn | $7.5 mn | |
| 256 | +1 | First Fidelity Bank | OK | $11.4 mn | $16.5 mn | |
| 257 | +7 | Origin Bank | LA | $10.6 mn | $10.6 mn | |
| 258 | +8 | Bank of New Hampshire | NH | $9.8 mn | $8.0 mn | |
| 259 | +4 | Texas Regional Bank | TX | $9.7 mn | $12.7 mn | |
| 260 | +1 | Fidelity Bank | KS | $8.1 mn | $13.2 mn | |
| 261 | +4 | Northfield Bank | NY | $7.7 mn | $8.3 mn | |
| 262 | +6 | Industrial and Commercial Bank of China USA | NY | $7.3 mn | $7.4 mn | |
| 263 | +6 | Primis Bank | VA | $6.6 mn | $6.8 mn | |
| 264 | +6 | West Coast Community Bank | CA | $6.4 mn | $6.4 mn | |
| 265 | +6 | Dollar Bank, Federal Savings Bank | PA | $6.0 mn | $6.2 mn | |
| 266 | +6 | Equity Bank | KS | $5.2 mn | $5.3 mn | |
| 267 | +6 | Union Savings Bank | CT | $4.8 mn | $5.1 mn | |
| 268 | +6 | First Business Bank | WI | $4.7 mn | $4.8 mn | |
| 269 | +6 | Republic Bank & Trust Company | KY | $4.5 mn | $4.8 mn | |
| 270 | +6 | Lake Ridge Bank | WI | $4.3 mn | $4.3 mn | |
| 271 | +6 | Royal Business Bank | CA | $4.2 mn | $4.2 mn | |
| 272 | +6 | International Bank of Commerce | TX | $4.1 mn | $4.1 mn | |
| 273 | +7 | Maine Community Bank | ME | $4.0 mn | $4.0 mn | |
| 274 | +5 | TrustCo Bank | NY | $3.8 mn | $4.1 mn | |
| 275 | +7 | Gate City Bank | ND | $3.6 mn | $3.6 mn | |
| 276 | +7 | Merrick Bank | UT | $3.4 mn | $3.4 mn | |
| 277 | +7 | Central Bank & Trust Co. | KY | $3.2 mn | $3.4 mn | |
| 278 | +2 | Optum Bank, Inc. | UT | $3.0 mn | $4.0 mn | |
| 279 | +6 | Manasquan Bank | NJ | $2.5 mn | $2.3 mn | |
| 280 | +6 | Five Star Bank | CA | $2.2 mn | $2.2 mn | |
Source: FDIC BankFind Suite (Call Report data), cross-checked against FFIEC Call Report filings. Calculations: EconoMonitor. Change in rank compares with Q1 2026. Bars: value relative to the largest in the table.
Who leads the table?
The five banks at the top of the table at Q2 2026 were Bank of America ($505.8 bn, NC), JPMorgan Chase Bank ($268.5 bn, OH), Wells Fargo Bank ($198.7 bn, SD), Citibank ($164.1 bn, SD) and Charles Schwab Bank, SSB ($110.9 bn, TX). 10 of the top 10 were also in the top 10 in Q1 2026. 2 of the top 10 have their head office in North Carolina.
How are the values spread?
Half of the 500 banks have a value between $0 and $374.1 mn (the middle two quarters of the table); one in ten is above $2.5 bn and one in ten below $0. A year earlier, at Q2 2025, the median was $28.1 mn across 528 banks. The median fell from $19.6 mn in Q1 2026 to $16.9 mn in Q2 2026.
64 values lie far from the rest of the table (more than three times the spread of the middle half beyond it): Bank of America ($505.8 bn); JPMorgan Chase Bank ($268.5 bn); Wells Fargo Bank ($198.7 bn); Citibank ($164.1 bn); Charles Schwab Bank, SSB ($110.9 bn); PNC Bank ($78.4 bn) and others. Values like these usually come from special-purpose banks, such as trust, custody, credit card or payment banks, whose balance sheets differ from lending banks; compare them with care.
Which of the top 100 banks moved most?
Between Q1 2026 and Q2 2026, of the 500 banks ranked in both quarters, 420 moved up the table, 30 moved down and 50 kept their place; the typical bank moved 6 places.
Largest moves up the table from Q1 2026 to Q2 2026: OceanFirst Bank (from 90th to 46th; $853.7 mn to $2.9 bn); Capital One (from 62nd to 49th; $1.7 bn to $2.7 bn); WaFd Bank (from 98th to 88th; $745.7 mn to $858.3 mn). Largest moves down the table from Q1 2026 to Q2 2026: Hancock Whitney Bank (from 57th to 60th; $2.1 bn to $1.9 bn); PlainsCapital Bank (from 95th to 97th; $759.6 mn to $745.2 mn); First Interstate Bank (from 52nd to 54th; $2.3 bn to $2.2 bn).
How is this ranking built?
Held-to-maturity debt securities at amortized cost (their balance-sheet value). Held-to-maturity securities (amortized cost) values are quarter-end figures from each bank's Call Report for Q2 2026, ranked from highest to lowest (1 = highest).
Full definitions are on the methodology page for held-to-maturity securities (amortized cost).
Other US bank rankings
- Bank equity capital
- Common equity tier 1 (CET1) ratio
- Deposits in domestic offices
- Efficiency ratio
- Full-time equivalent employees
- Loan-to-deposit ratio
- Total loans and leases (gross)
- Net loans and leases
- Net charge-offs to average loans
- Net income (year to date)
- Net interest margin
- Noncurrent loans to total loans
- Number of offices
- Return on assets (ROA)
- Return on equity (ROE)
- Available-for-sale securities (amortized cost)
- Available-for-sale securities (fair value)
- Held-to-maturity securities (fair value)
- Total securities
- Tier 1 leverage ratio
- Total assets
- Total deposits
- Total equity capital
- Total risk-based capital ratio
- Uninsured share of domestic deposits
- Estimated uninsured deposits
Source: FDIC BankFind Suite (Call Report data). EconoMonitor is not affiliated with or endorsed by the FDIC. Primary source: FDIC BankFind Suite; cross-check: FFIEC Central Data Repository. Checks: Check A passed, Check B passed.
Data and analysis only, not financial advice. The FDIC and the FFIEC do not endorse EconoMonitor. See the disclaimer and methodology.