Glacier Bank

What sets Glacier Bank apart

How large is Glacier Bank?

The balance sheet of Glacier Bank at Q2 2026: assets $31.6 bn, deposits $24.9 bn, net loans $21.1 bn (loans equal to 85.07% of deposits). Securities make up 20.5% of total assets at Glacier Bank. Since Q1 2016, when Glacier Bank held $9.1 bn, its assets grew 247.0%. In the year to Q2 2026, deposits at Glacier Bank rose 14.0% while its total assets rose 8.9%. At Q2 2026, Glacier Bank employed 4,118 full-time equivalent staff across 261 offices, about $7.7 mn of assets per employee and $95.3 mn of deposits per office.

How much funding at Glacier Bank is uninsured?

At Glacier Bank, uninsured deposits (above the FDIC limit) made up 33.97% of domestic deposits at Q2 2026 (+2.03 pp on a year earlier); Glacier Bank ranks 259th of 500 on this measure. In dollars, Glacier Bank estimated $8.4 bn of uninsured deposits.

Key facts, Q2 2026

US rank of Glacier Bank: 1 = highest unless marked 1 = lowest.

The CET1 ratio of Glacier Bank stood at 12.99% in Q2 2026, +0.37 pp year on year. Low and high at Glacier Bank since Q1 2016: 12.25% (Q1 2022) to 15.25% (Q1 2016). Equity capital of Glacier Bank at Q2 2026: $4.3 bn, or 13.7% of total assets. Glacier Bank also reported a total capital ratio of 14.21% for Q2 2026, and a tier 1 leverage ratio of 10.10%.

On held-to-maturity securities, Glacier Bank carried an unrealized loss of $212.8 mn at Q2 2026, equal to 4.9% of equity capital. The loss narrowed by $121.8 mn over the year. Its deepest point: $515.3 mn in Q3 2023. The available-for-sale portfolio of Glacier Bank showed an unrealized loss of $232.5 mn at Q2 2026; the loss narrowed by $86.7 mn over the year.

For the year to Q2 2026, Glacier Bank earned a return on equity of 8.91%; return on assets: 1.20%. Net interest margin at Glacier Bank: 3.89%, +0.72 pp in a year. Glacier Bank net income: $189.9 mn, up 63.0% year on year. The efficiency ratio of Glacier Bank was 58.96%: about 59 cents cost per revenue dollar, against 58 cents at the median peer.

At Q2 2026, noncurrent loans were 0.42% of total loans at Glacier Bank; net charge-offs: 0.08% of average loans. Gross loans and leases at Glacier Bank: $21.4 bn, up 15.2% in a year.

The peer group of Glacier Bank is the 6 banks nearest to it by total assets at Q2 2026: 3 larger and 3 smaller. Of the peers, 1 shares the charter type of Glacier Bank (state nonmember bank), 6 sit in the same size group ($10 bn to $100 bn) and 0 have head offices in Montana. Against them, Glacier Bank shows CET1 ratio 12.99% against a peer median of 13.84%, return on equity 8.91% against a peer median of 9.04% and uninsured deposit share 33.97% against a peer median of 41.01%.

The FDIC history of Glacier Bank, oldest first; figures before and after each event are not like for like.

1. 31 October 2015. Absorbed Canon National Bank (FDIC certificate 21801).
2. 1 September 2016. Absorbed Treasure State Bank (FDIC certificate 58454).
3. 1 May 2017. Absorbed The Foothills Bank (FDIC certificate 34573).
4. 31 January 2018. Absorbed Collegiate Peaks Bank (FDIC certificate 26916).
5. 28 February 2018. Absorbed First Security Bank (FDIC certificate 1520).
6. 29 April 2019. Absorbed The First National Bank of Layton (FDIC certificate 2260).
7. 31 July 2019. Absorbed Heritage Bank of Nevada (FDIC certificate 34072).
8. 29 February 2020. Absorbed State Bank of Arizona (FDIC certificate 33508).
9. 1 October 2021. Absorbed Altabank (FDIC certificate 12773).
10. 31 January 2024. Absorbed Wheatland Bank (FDIC certificate 22939).
11. 30 April 2025. Absorbed Bank of Idaho (FDIC certificate 26403).
12. 1 October 2025. Absorbed Guaranty Bank & Trust, N.A. (FDIC certificate 1208).