City National Bank of Florida

What sets City National Bank of Florida apart

How large is City National Bank of Florida?

The balance sheet of City National Bank of Florida at Q2 2026: assets $29.1 bn, deposits $22.1 bn, net loans $20.4 bn (loans equal to 92.20% of deposits). Securities make up 22.3% of total assets at City National Bank of Florida. Since Q1 2016, when City National Bank of Florida held $7.1 bn, its assets grew 309.8%. In the year to Q2 2026, deposits at City National Bank of Florida rose 2.7% while its total assets rose 7.6%. At Q2 2026, City National Bank of Florida employed 1,172 full-time equivalent staff across 30 offices, about $24.8 mn of assets per employee and $736.8 mn of deposits per office.

How much funding at City National Bank of Florida is uninsured?

At City National Bank of Florida, uninsured deposits (above the FDIC limit) made up 51.50% of domestic deposits at Q2 2026 (+4.80 pp on a year earlier); City National Bank of Florida ranks 72nd of 500 on this measure. In dollars, City National Bank of Florida estimated $11.4 bn of uninsured deposits.

Key facts, Q2 2026

US rank of City National Bank of Florida: 1 = highest unless marked 1 = lowest.

The CET1 ratio of City National Bank of Florida stood at 14.65% in Q2 2026, +0.24 pp year on year. Low and high at City National Bank of Florida since Q1 2016: 11.98% (Q1 2018) to 17.25% (Q1 2016). Equity capital of City National Bank of Florida at Q2 2026: $3.1 bn, or 10.6% of total assets. City National Bank of Florida also reported a total capital ratio of 15.75% for Q2 2026, and a tier 1 leverage ratio of 11.38%.

On held-to-maturity securities, City National Bank of Florida carried an unrealized loss of $236.0 mn at Q2 2026, equal to 7.6% of equity capital. The loss narrowed by $41.0 mn over the year. Its deepest point: $456.3 mn in Q3 2023. The available-for-sale portfolio of City National Bank of Florida showed an unrealized loss of $447.8 mn at Q2 2026; the loss narrowed by $71.4 mn over the year.

For the year to Q2 2026, City National Bank of Florida earned a return on equity of 11.86%; return on assets: 1.24%. Net interest margin at City National Bank of Florida: 2.97%, +0.38 pp in a year. City National Bank of Florida net income: $177.6 mn, up 46.4% year on year. The efficiency ratio of City National Bank of Florida was 43.19%: about 43 cents cost per revenue dollar, against 56 cents at the median peer.

At Q2 2026, noncurrent loans were 0.81% of total loans at City National Bank of Florida; net charge-offs: 0.09% of average loans. Gross loans and leases at City National Bank of Florida: $20.6 bn, up 7.7% in a year.

The peer group of City National Bank of Florida is the 6 banks nearest to it by total assets at Q2 2026: 3 larger and 3 smaller. Of the peers, 1 shares the charter type of City National Bank of Florida (national bank), 6 sit in the same size group ($10 bn to $100 bn) and 0 have head offices in Florida. Against them, City National Bank of Florida shows CET1 ratio 14.65% against a peer median of 12.08%, return on equity 11.86% against a peer median of 10.28% and uninsured deposit share 51.50% against a peer median of 36.68%.

The FDIC history of City National Bank of Florida, oldest first; figures before and after each event are not like for like.

1. 15 June 2018. Absorbed TotalBank (FDIC certificate 21468).
2. 9 October 2020. Absorbed Executive National Bank (FDIC certificate 20711).

Large one-quarter moves at City National Bank of Florida

• Total assets at City National Bank of Florida changed by +30.5% in the quarter to 2018-06-30: Absorbtion - Without Assistance; Participated in Absorbtion/Consolidation/Merger: acquired from TotalBank.