Hancock Whitney Bank
Hancock Whitney Bank reported total assets of $36.3 bn at Q2 2026, up 3.2% on a year earlier, the 60th largest of 497 banks in our US coverage. The CET1 capital ratio at Hancock Whitney Bank was 12.86%, and the uninsured share of Hancock Whitney Bank was 52.01%. Source: FDIC Call Reports.
Key takeaways
- On return on equity (ROE), Hancock Whitney Bank slipped from 220th to 409th among 500 US banks between and (1 = highest; FDIC Call Reports).
- Since , Hancock Whitney Bank has taken over 3 institutions, 1 of them a failed bank bought from the FDIC; the latest was One Florida Bank on (FDIC Call Reports).
What sets Hancock Whitney Bank apart
How large is Hancock Whitney Bank?
The balance sheet of Hancock Whitney Bank at : assets $36.3 bn, deposits $29.9 bn, net loans $24.3 bn (loans equal to 81.38% of deposits). Securities make up 21.7% of total assets at Hancock Whitney Bank. Since , when Hancock Whitney Bank held $22.7 bn, its assets grew 60.0%. In the year to , deposits at Hancock Whitney Bank rose 1.9% while its total assets rose 3.2%. At , Hancock Whitney Bank employed 3,674 full-time equivalent staff across 186 offices, about $9.9 mn of assets per employee and $160.7 mn of deposits per office.
How much funding at Hancock Whitney Bank is uninsured?
At Hancock Whitney Bank, uninsured deposits (above the FDIC limit) made up 52.01% of domestic deposits at (+2.83 pp on a year earlier); Hancock Whitney Bank ranks 68th of 500 on this measure. In dollars, Hancock Whitney Bank estimated $15.5 bn of uninsured deposits.
Key facts, Q2 2026
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total deposits | $29.9 bn | +1.9% | 58th of 499 |
| Net loans and leases | $24.3 bn | +4.9% | 62nd of 500 |
| Loan-to-deposit ratio | 81.38% | +2.33 pp | 325th of 500 |
| Tier 1 leverage ratio | 10.59% | -0.43 pp | 217th of 500 |
| Total risk-based capital ratio | 14.06% | -0.74 pp | 241st of 448 |
| Net interest margin | 3.63% | +0.12 pp | 254th of 500 |
| Return on assets (ROA) | 1.01% | -0.36 pp | 381st of 500 |
| Efficiency ratio | 54.72% | -0.30 pp | 221st of 500 (1 = lowest) |
| Unrealized gain/loss on held-to-maturity securities | Loss of $129.6 mn | Narrowed by $18.7 mn | |
| Unrealized gain/loss on available-for-sale securities | Loss of $334.7 mn | Narrowed by $131.1 mn | |
| Noncurrent loans to total loans | 0.57% | -0.08 pp | 231st of 500 (1 = lowest) |
| Net charge-offs to average loans | 0.17% | -0.07 pp | 323rd of 500 (1 = lowest) |
US rank of Hancock Whitney Bank: 1 = highest unless marked 1 = lowest.
Balance sheet
Hancock Whitney Bank: assets, deposits and loans
- Total assets $36.3bn
- Deposits $29.9bn
- Net loans $24.3bn
Capital and securities
The CET1 ratio of Hancock Whitney Bank stood at 12.86% in , -0.71 pp year on year. Low and high at Hancock Whitney Bank since : 9.91% () to 14.02% (). Equity capital of Hancock Whitney Bank at : $4.3 bn, or 12.0% of total assets. Hancock Whitney Bank also reported a total capital ratio of 14.06% for , and a tier 1 leverage ratio of 10.59%.
On held-to-maturity securities, Hancock Whitney Bank carried an unrealized loss of $129.6 mn at , equal to 3.0% of equity capital. The loss narrowed by $18.7 mn over the year. Its deepest point: $297.7 mn in . The available-for-sale portfolio of Hancock Whitney Bank showed an unrealized loss of $334.7 mn at ; the loss narrowed by $131.1 mn over the year.
Hancock Whitney Bank: capital ratios
- Total capital 14%
- CET1 13%
- Tier 1 leverage 11%
Hancock Whitney Bank: unrealized securities gains and losses
- Available for sale -$335mn
- Held to maturity -$130mn
Profitability and loan quality
For the year to , Hancock Whitney Bank earned a return on equity of 8.29%; return on assets: 1.01%. Net interest margin at Hancock Whitney Bank: 3.63%, +0.12 pp in a year. Hancock Whitney Bank net income: $180.0 mn, down 24.7% year on year. The efficiency ratio of Hancock Whitney Bank was 54.72%: about 55 cents cost per revenue dollar, against 58 cents at the median peer.
At , noncurrent loans were 0.57% of total loans at Hancock Whitney Bank; net charge-offs: 0.17% of average loans. Gross loans and leases at Hancock Whitney Bank: $24.6 bn, up 4.9% in a year.
Hancock Whitney Bank: profitability
- Return on equity 8.3%
- Net interest margin 3.6%
- Return on assets 1.0%
Peer group of Hancock Whitney Bank
The peer group of Hancock Whitney Bank is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 1 shares the charter type of Hancock Whitney Bank (state nonmember bank), 6 sit in the same size group ($10 bn to $100 bn) and 0 have head offices in Mississippi. Against them, Hancock Whitney Bank shows CET1 ratio 12.86% against a peer median of 13.02%, return on equity 8.29% against a peer median of 10.06% and uninsured deposit share 52.01% against a peer median of 37.47%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| Bank OZK | State nonmember bank | AR | $41.7 bn | 11.80% | 10.69% | 32.47% | |
| Deutsche Bank Trust Company Americas | State member bank | NY | $40.5 bn | 57.52% | 3.81% | 91.30% | |
| Atlantic Union Bank | State member bank | VA | $38.0 bn | 13.02% | 10.57% | 36.36% | |
| Hancock Whitney Bank | State nonmember bank | MS | $36.3 bn | 12.86% | 8.29% | 52.01% | |
| Commerce Bank | State member bank | MO | $35.0 bn | 15.11% | 11.77% | 38.59% | |
| Banc of California | State member bank | CA | $34.9 bn | 12.68% | -7.92% | 28.88% | |
| BankUnited | National bank | FL | $34.9 bn | 13.01% | 9.55% | 57.91% | |
. FDIC Call Reports.
Last eight quarters
Two years at Hancock Whitney Bank, to : assets +3.2%, deposits +2.2%, equity +7.1%. Staff 3,458 to 3,674; offices 184 to 186.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $35.2 bn | $35.1 bn | $34.7 bn | $35.2 bn | $35.7 bn | $35.5 bn | $35.5 bn | $36.3 bn |
| Total deposits | $29.2 bn | $29.8 bn | $29.5 bn | $29.3 bn | $28.9 bn | $29.6 bn | $29.3 bn | $29.9 bn |
| Bank equity capital | $4.1 bn | $4.0 bn | $4.1 bn | $4.3 bn | $4.4 bn | $4.3 bn | $4.3 bn | $4.3 bn |
| CET1 ratio | 13.36% | 13.67% | 14.02% | 13.57% | 13.67% | 13.24% | 13.05% | 12.86% |
| Return on equity (ROE) | 12.06% | 12.22% | 12.00% | 11.57% | 11.74% | 11.78% | 4.64% | 8.29% |
| Uninsured share of domestic deposits | 47.14% | 49.02% | 48.48% | 49.18% | 49.08% | 50.24% | 49.72% | 52.01% |
| Full-time equivalent employees | 3,458 | 3,476 | 3,497 | 3,580 | 3,603 | 3,627 | 3,658 | 3,674 |
| Number of offices | 184 | 184 | 184 | 183 | 183 | 184 | 185 | 186 |
FDIC Call Reports.
Mergers and acquisitions
The FDIC history of Hancock Whitney Bank, oldest first; figures before and after each event are not like for like.
- . Acquired the failed First NBC Bank from the FDIC as receiver (FDIC certificate 58302).
- . Absorbed MidSouth Bank, National Association (FDIC certificate 25884).
- . Absorbed One Florida Bank (FDIC certificate 58811).
Questions and identifiers
What were the total assets of Hancock Whitney Bank?
Hancock Whitney Bank reported $36.3 bn at in its Call Report. That makes Hancock Whitney Bank the 60th largest of 497 banks in our US coverage.
Is Hancock Whitney Bank the same as its holding company?
No. This page covers Hancock Whitney Bank, FDIC certificate 12441; HANCOCK WHITNEY CORP (as reported to the FDIC), its holding company, reports separately to the Federal Reserve.
Is Hancock Whitney Bank profitable?
Hancock Whitney Bank reported net income of $180.0 mn for the year to ; annualized return on equity: 8.29%. So yes: Hancock Whitney Bank made a profit over these months.
When is data for Hancock Whitney Bank next updated?
Figures from Hancock Whitney Bank for are due after .
Where can I check the figures for Hancock Whitney Bank?
In the FDIC BankFind Suite record for certificate 12441, and in the Call Reports of Hancock Whitney Bank (RSSD ID 463735) at the FFIEC Central Data Repository.