Net loans and leases: US bank rankings
JPMorgan Chase Bank has the highest net loans and leases of the 500 US banks ranked at , at $1,535.6 bn, ahead of Bank of America ($1,198.4 bn) and Wells Fargo Bank ($983.9 bn). Median net loans and leases: $4.3 bn. Source: FDIC Call Reports.
Key takeaways
- The median net loans and leases rose to $4.3 bn from $4.1 bn between and (FDIC Call Report data).
- Median net loans and leases by size: $144.2 bn for banks over $100 bn, against $2.8 bn for banks $1 bn to $10 bn (, FDIC Call Reports).
- Vallant Bank made the largest climb in the net loans and leases table, from 475th to 316th in (FDIC Call Report data).
Ranking, Q2 2026
| Rank | Change | Bank | State | Q2 2026 | Q1 2026 | |
|---|---|---|---|---|---|---|
| 1 | same | JPMorgan Chase Bank | OH | $1,535.6 bn | $1,494.0 bn | |
| 2 | same | Bank of America | NC | $1,198.4 bn | $1,191.6 bn | |
| 3 | same | Wells Fargo Bank | SD | $983.9 bn | $971.6 bn | |
| 4 | same | Citibank | SD | $739.5 bn | $708.4 bn | |
| 5 | same | Capital One | VA | $434.5 bn | $424.3 bn | |
| 6 | same | U.S. Bank | OH | $405.7 bn | $395.1 bn | |
| 7 | same | PNC Bank | DE | $364.9 bn | $342.4 bn | |
| 8 | same | Truist Bank | NC | $327.2 bn | $326.2 bn | |
| 9 | same | Goldman Sachs Bank USA | NY | $247.6 bn | $240.3 bn | |
| 10 | same | The Huntington National Bank | OH | $187.9 bn | $186.5 bn | |
| 11 | same | Morgan Stanley Private Bank | NY | $186.9 bn | $178.0 bn | |
| 12 | same | Fifth Third Bank | OH | $176.5 bn | $174.7 bn | |
| 13 | +1 | American Express National Bank | UT | $166.7 bn | $163.1 bn | |
| 14 | -1 | TD Bank | DE | $162.6 bn | $163.1 bn | |
| 15 | same | First-Citizens Bank & Trust Company | NC | $149.6 bn | $148.3 bn | |
| 16 | same | Citizens Bank | RI | $147.3 bn | $143.6 bn | |
| 17 | +1 | Manufacturers and Traders Trust Company | NY | $141.1 bn | $137.9 bn | |
| 18 | +1 | Ally Bank | UT | $140.3 bn | $136.5 bn | |
| 19 | -2 | BMO Bank | IL | $139.4 bn | $138.1 bn | |
| 20 | same | Morgan Stanley Bank | UT | $114.5 bn | $113.1 bn | |
| 21 | same | KeyBank | OH | $110.4 bn | $108.8 bn | |
| 22 | same | Regions Bank | AL | $98.3 bn | $96.9 bn | |
| 23 | same | UBS Bank USA | UT | $92.9 bn | $89.9 bn | |
| 24 | same | Synchrony Bank | UT | $88.7 bn | $86.4 bn | |
| 25 | same | Pinnacle Bank | TN | $87.8 bn | $84.5 bn | |
| 26 | same | City National Bank | CA | $68.5 bn | $68.8 bn | |
| 27 | +5 | Charles Schwab Bank, SSB | TX | $67.2 bn | $57.5 bn | |
| 28 | -1 | First Horizon Bank | TN | $65.1 bn | $64.2 bn | |
| 29 | -1 | Western Alliance Bank | AZ | $65.1 bn | $62.8 bn | |
| 30 | -1 | Zions Bancorporation | UT | $61.9 bn | $60.7 bn | |
| 31 | same | Flagstar Bank | NY | $60.3 bn | $59.7 bn | |
| 32 | +1 | East West Bank | CA | $58.1 bn | $57.3 bn | |
| 33 | +2 | Santander Bank | DE | $57.3 bn | $55.3 bn | |
| 34 | same | Webster Bank | CT | $57.2 bn | $56.5 bn | |
| 35 | +1 | HSBC Bank USA | VA | $55.0 bn | $55.2 bn | |
| 36 | +4 | State Street Bank and Trust Company | MA | $52.2 bn | $49.2 bn | |
| 37 | same | Valley National Bank | NJ | $51.9 bn | $50.3 bn | |
| 38 | same | SouthState Bank | FL | $50.7 bn | $49.2 bn | |
| 39 | same | Old National Bank | IN | $50.2 bn | $49.2 bn | |
| 40 | +1 | Columbia Bank | OR | $46.8 bn | $47.3 bn | |
Rank 1 = highest. Change: places since .
How is net loans and leases distributed?
The middle half of the net loans and leases table: between $2.4 bn and $9.9 bn. Top tenth of net loans and leases: above $33.3 bn; bottom tenth: below $1.9 bn. Far from the rest on net loans and leases: JPMorgan Chase Bank ($1,535.6 bn); Bank of America ($1,198.4 bn); Wells Fargo Bank ($983.9 bn); Citibank ($739.5 bn); Capital One ($434.5 bn), and 46 more.
| Size group (total assets) | Banks | Lower quarter | Median | Upper quarter |
|---|---|---|---|---|
| All banks ranked | 500 | $2.4 bn | $4.3 bn | $9.9 bn |
| $1 bn to $10 bn | 339 | $2.2 bn | $2.8 bn | $4.4 bn |
| $10 bn to $100 bn | 126 | $9.9 bn | $14.4 bn | $23.5 bn |
| Over $100 bn | 32 | $87.8 bn | $144.2 bn | $247.6 bn |
What changed since Q1 2026?
The top 25 by net loans and leases kept the same members as in .
Biggest climbs: Vallant Bank (475th to 316th); Community West Bank (360th to 287th); Burke & Herbert Bank & Trust Company (198th to 144th); RBC Bank, (Georgia) (291st to 242nd); Ameriprise Bank, FSB (395th to 353rd).
Biggest drops: Charles Schwab Premier Bank, SSB (277th to 497th); SMBC MANUBANK (241st to 345th); Quad City Bank and Trust Company (437th to 458th); State Bank of Texas (408th to 428th); Great Southern Bank (232nd to 248th).
How the net loans and leases ranking is built
Net loans and leases are a bank's loans and leases after deducting unearned income and the allowance for credit losses (FDIC field LNLSNET). Ranking by them shows which banks lend the most in dollar terms. Caveats: the figure is net of the loss allowance, so a bank that reserves heavily appears slightly smaller; loans held for sale and loans to other banks are treated differently from portfolio loans; and credit card banks and specialist lenders can rank high relative to their deposits.
Questions
Which US bank has the highest net loans and leases?
JPMorgan Chase Bank, at $1,535.6 bn at , among 500 banks reporting it.
What is the median net loans and leases of US banks?
$4.3 bn at , against $4.1 bn at .
How is net loans and leases measured?
Loans and leases after deducting the allowance for credit losses.
When does the net loans and leases ranking change?
Quarterly. figures come after .
Other US bank rankings
Size and balance sheet: Total assets, Total deposits, Loan-to-deposit ratio, Total securities, Deposits in domestic offices, Total loans and leases (gross)
Capital: CET1 ratio, Tier 1 leverage ratio, Total risk-based capital ratio, Bank equity capital, Total equity capital
Profitability: Return on equity (ROE), Return on assets (ROA), Net interest margin, Efficiency ratio, Net income (year to date)
Asset quality: Noncurrent loans to total loans, Net charge-offs to average loans
Deposits at risk: Uninsured share of domestic deposits, Estimated uninsured deposits
Securities: Available-for-sale securities (fair value), Available-for-sale securities (amortized cost), Held-to-maturity securities (amortized cost), Held-to-maturity securities (fair value)
Staff and branches: Full-time equivalent employees, Number of offices