Held-to-maturity securities (fair value): US bank rankings
Bank of America has the highest held-to-maturity securities (fair value) of the 500 US banks ranked at , at $423.7 bn, ahead of JPMorgan Chase Bank ($250.3 bn) and Wells Fargo Bank ($166.2 bn). Median held-to-maturity securities (fair value): $16.6 mn. Source: FDIC Call Reports.
Key takeaways
- The median held-to-maturity securities (fair value) fell to $16.6 mn from $19.4 mn between and (FDIC Call Report data).
- Median held-to-maturity securities (fair value) by size: $17.6 bn for banks over $100 bn, against $1.6 mn for banks $1 bn to $10 bn (, FDIC Call Reports).
- NexBank made the largest climb in the held-to-maturity securities (fair value) table, from 307th to 179th in (FDIC Call Report data).
Ranking, Q2 2026
| Rank | Change | Bank | State | Q2 2026 | Q1 2026 | |
|---|---|---|---|---|---|---|
| 1 | same | Bank of America | NC | $423.7 bn | $433.6 bn | |
| 2 | same | JPMorgan Chase Bank | OH | $250.3 bn | $254.5 bn | |
| 3 | same | Wells Fargo Bank | SD | $166.2 bn | $171.3 bn | |
| 4 | same | Citibank | SD | $153.9 bn | $164.2 bn | |
| 5 | same | Charles Schwab Bank, SSB | TX | $102.4 bn | $103.8 bn | |
| 6 | same | PNC Bank | DE | $75.5 bn | $66.6 bn | |
| 7 | same | U.S. Bank | OH | $64.6 bn | $66.1 bn | |
| 8 | +1 | Goldman Sachs Bank USA | NY | $45.7 bn | $43.6 bn | |
| 9 | -1 | The Bank of New York Mellon | NY | $45.3 bn | $45.9 bn | |
| 10 | same | Truist Bank | NC | $38.1 bn | $38.2 bn | |
| 11 | same | State Street Bank and Trust Company | MA | $31.1 bn | $32.6 bn | |
| 12 | same | USAA Federal Savings Bank | AZ | $30.3 bn | $31.0 bn | |
| 13 | same | The Northern Trust Company | IL | $21.6 bn | $22.4 bn | |
| 14 | same | HSBC Bank USA | VA | $20.1 bn | $19.7 bn | |
| 15 | +3 | Fifth Third Bank | OH | $18.3 bn | $16.3 bn | |
| 16 | same | BMO Bank | IL | $17.8 bn | $18.7 bn | |
| 17 | -2 | Morgan Stanley Bank | UT | $17.3 bn | $18.8 bn | |
| 18 | -1 | Morgan Stanley Private Bank | NY | $17.2 bn | $17.7 bn | |
| 19 | same | Charles Schwab Premier Bank, SSB | TX | $13.2 bn | $13.7 bn | |
| 20 | same | The Huntington National Bank | OH | $12.7 bn | $13.1 bn | |
| 21 | same | Santander Bank | DE | $11.5 bn | $11.9 bn | |
| 22 | same | Manufacturers and Traders Trust Company | NY | $11.1 bn | $11.4 bn | |
| 23 | same | Prosperity Bank | TX | $11.1 bn | $10.7 bn | |
| 24 | same | KeyBank | OH | $9.1 bn | $8.7 bn | |
| 25 | same | Zions Bancorporation | UT | $8.4 bn | $8.7 bn | |
| 26 | same | First-Citizens Bank & Trust Company | NC | $8.2 bn | $8.4 bn | |
| 27 | same | City National Bank | CA | $8.1 bn | $8.2 bn | |
| 28 | +2 | Webster Bank | CT | $6.8 bn | $7.0 bn | |
| 29 | same | Citizens Bank | RI | $6.8 bn | $7.0 bn | |
| 30 | -2 | Banco Popular de Puerto Rico | PR | $6.3 bn | $7.1 bn | |
| 31 | same | UBS Bank USA | UT | $5.9 bn | $6.0 bn | |
| 32 | same | Charles Schwab Trust Bank | TX | $5.6 bn | $5.6 bn | |
| 33 | +1 | UMB Bank | MO | $5.2 bn | $5.2 bn | |
| 34 | -1 | Regions Bank | AL | $5.2 bn | $5.4 bn | |
| 35 | same | Ally Bank | UT | $4.3 bn | $4.4 bn | |
| 36 | same | First National Bank of Pennsylvania | PA | $4.0 bn | $4.0 bn | |
| 37 | same | Bank of Hawaii | HI | $3.5 bn | $3.5 bn | |
| 38 | +1 | Valley National Bank | NJ | $3.4 bn | $3.2 bn | |
| 39 | -1 | Stifel Bank and Trust | MO | $3.3 bn | $3.4 bn | |
| 40 | same | Frost Bank | TX | $3.3 bn | $3.2 bn | |
Rank 1 = highest. Change: places since .
How is held-to-maturity securities (fair value) distributed?
The middle half of the held-to-maturity securities (fair value) table: between $0 and $331.1 mn. Top tenth of held-to-maturity securities (fair value): above $2.3 bn; bottom tenth: below $0. Far from the rest on held-to-maturity securities (fair value): Bank of America ($423.7 bn); JPMorgan Chase Bank ($250.3 bn); Wells Fargo Bank ($166.2 bn); Citibank ($153.9 bn); Charles Schwab Bank, SSB ($102.4 bn), and 61 more.
| Size group (total assets) | Banks | Lower quarter | Median | Upper quarter |
|---|---|---|---|---|
| All banks ranked | 500 | $0 | $16.6 mn | $331.1 mn |
| $1 bn to $10 bn | 339 | $0 | $1.6 mn | $119.5 mn |
| $10 bn to $100 bn | 126 | $0 | $345.7 mn | $1.5 bn |
| Over $100 bn | 32 | $5.9 bn | $17.6 bn | $45.3 bn |
What changed since Q1 2026?
The top 25 by held-to-maturity securities (fair value) kept the same members as in .
Biggest climbs: NexBank (307th to 179th); Commercial Bank of California (221st to 169th); OceanFirst Bank (88th to 45th); WebBank (168th to 152nd); Metropolitan Commercial Bank (136th to 122nd).
Biggest drops: Banc of California (51st to 300th); TruNorth Bank (223rd to 300th); FirstBank Puerto Rico (150th to 155th); U. S. Century Bank (182nd to 186th); North Shore Bank (153rd to 156th).
How the held-to-maturity securities (fair value) ranking is built
Held-to-maturity securities at fair value are the market value of the same securities (FDIC field SCHF), reported in a memo item. The gap to amortized cost is an unrealized gain or loss that is not reflected in equity capital. Caveat: kept for reference and not indexed separately.
Full definition of held-to-maturity securities (fair value).
Questions
Which US bank has the highest held-to-maturity securities (fair value)?
Bank of America, at $423.7 bn at , among 500 banks reporting it.
What is the median held-to-maturity securities (fair value) of US banks?
$16.6 mn at , against $19.4 mn at .
How is held-to-maturity securities (fair value) measured?
Held-to-maturity debt securities at fair value.
When does the held-to-maturity securities (fair value) ranking change?
Quarterly. figures come after .
Other US bank rankings
Size and balance sheet: Total assets, Total deposits, Net loans and leases, Loan-to-deposit ratio, Total securities, Deposits in domestic offices, Total loans and leases (gross)
Capital: CET1 ratio, Tier 1 leverage ratio, Total risk-based capital ratio, Bank equity capital, Total equity capital
Profitability: Return on equity (ROE), Return on assets (ROA), Net interest margin, Efficiency ratio, Net income (year to date)
Asset quality: Noncurrent loans to total loans, Net charge-offs to average loans
Deposits at risk: Uninsured share of domestic deposits, Estimated uninsured deposits
Securities: Available-for-sale securities (fair value), Available-for-sale securities (amortized cost), Held-to-maturity securities (amortized cost)
Staff and branches: Full-time equivalent employees, Number of offices