East West Bank
East West Bank reported total assets of $84.3 bn at Q2 2026, up 8.6% on a year earlier, the 38th largest of 497 banks in our US coverage. The CET1 capital ratio at East West Bank was 13.90%, and the uninsured share of East West Bank was 54.77%. Source: FDIC Call Reports.
Key takeaways
- On net interest margin, East West Bank slipped from 273rd to 307th among 500 US banks between and (1 = highest; FDIC Call Reports).
- East West Bank has one of the highest uninsured share of domestic deposits readings among banks of $10 bn to $100 bn: 54.77% at , against a median of 38.56% across 126 banks (FDIC Call Reports).
- The efficiency ratio of East West Bank, 35.98% at , places East West Bank in the bottom tenth of banks of $10 bn to $100 bn (group median 55.14%; FDIC Call Reports).
What sets East West Bank apart
How large is East West Bank?
The balance sheet of East West Bank at : assets $84.3 bn, deposits $70.3 bn, net loans $58.1 bn (loans equal to 82.66% of deposits). Securities make up 20.7% of total assets at East West Bank. Since , when East West Bank held $33.0 bn, its assets grew 155.1%. In the year to , deposits at East West Bank rose 7.9% while its total assets rose 8.6%. At , East West Bank employed 3,473 full-time equivalent staff across 98 offices, about $24.3 mn of assets per employee and $717.5 mn of deposits per office.
How much funding at East West Bank is uninsured?
At East West Bank, uninsured deposits (above the FDIC limit) made up 54.77% of domestic deposits at (+2.54 pp on a year earlier); East West Bank ranks 47th of 500 on this measure. In dollars, East West Bank estimated $36.2 bn of uninsured deposits.
Key facts, Q2 2026
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total deposits | $70.3 bn | +7.9% | 37th of 499 |
| Net loans and leases | $58.1 bn | +7.2% | 32nd of 500 |
| Loan-to-deposit ratio | 82.66% | -0.55 pp | 310th of 500 |
| Tier 1 leverage ratio | 9.89% | -0.07 pp | 315th of 500 |
| Total risk-based capital ratio | 15.15% | +0.27 pp | 160th of 448 |
| Net interest margin | 3.47% | +0.11 pp | 307th of 500 |
| Return on assets (ROA) | 1.77% | +0.19 pp | 83rd of 500 |
| Efficiency ratio | 35.98% | +0.12 pp | 38th of 500 (1 = lowest) |
| Unrealized gain/loss on held-to-maturity securities | Loss of $401.9 mn | Narrowed by $53.9 mn | |
| Unrealized gain/loss on available-for-sale securities | Loss of $474.0 mn | Narrowed by $72.3 mn | |
| Noncurrent loans to total loans | 0.38% | +0.12 pp | 138th of 500 (1 = lowest) |
| Net charge-offs to average loans | 0.14% | +0.02 pp | 302nd of 500 (1 = lowest) |
US rank of East West Bank: 1 = highest unless marked 1 = lowest.
Balance sheet
East West Bank: assets, deposits and loans
- Total assets $84.3bn
- Deposits $70.3bn
- Net loans $58.1bn
Capital and securities
The CET1 ratio of East West Bank stood at 13.90% in , +0.27 pp year on year. Low and high at East West Bank since : 10.84% () to 13.90% (). Equity capital of East West Bank at : $8.3 bn, or 9.9% of total assets. East West Bank also reported a total capital ratio of 15.15% for , and a tier 1 leverage ratio of 9.89%.
On held-to-maturity securities, East West Bank carried an unrealized loss of $401.9 mn at , equal to 4.8% of equity capital. The loss narrowed by $53.9 mn over the year. Its deepest point: $656.2 mn in . The available-for-sale portfolio of East West Bank showed an unrealized loss of $474.0 mn at ; the loss narrowed by $72.3 mn over the year.
East West Bank: capital ratios
- Total capital 15%
- CET1 14%
- Tier 1 leverage 9.9%
East West Bank: unrealized securities gains and losses
- Available for sale -$474mn
- Held to maturity -$402mn
Profitability and loan quality
For the year to , East West Bank earned a return on equity of 17.70%; return on assets: 1.77%. Net interest margin at East West Bank: 3.47%, +0.11 pp in a year. East West Bank net income: $728.3 mn, up 20.3% year on year. The efficiency ratio of East West Bank was 35.98%: about 36 cents cost per revenue dollar, against 52 cents at the median peer.
At , noncurrent loans were 0.38% of total loans at East West Bank; net charge-offs: 0.14% of average loans. Gross loans and leases at East West Bank: $59.0 bn, up 7.3% in a year.
East West Bank: profitability
- Return on equity 18%
- Net interest margin 3.5%
- Return on assets 1.8%
Peer group of East West Bank
The peer group of East West Bank is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 1 shares the charter type of East West Bank (state member bank), 6 sit in the same size group ($10 bn to $100 bn) and 0 have head offices in California. Against them, East West Bank shows CET1 ratio 13.90% against a peer median of 11.79%, return on equity 17.70% against a peer median of 12.48% and uninsured deposit share 54.77% against a peer median of 41.80%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| Zions Bancorporation | National bank | UT | $89.0 bn | 11.83% | 18.57% | 46.17% | |
| Flagstar Bank | National bank | NY | $87.7 bn | 13.16% | 1.36% | 28.94% | |
| Webster Bank | National bank | CT | $85.9 bn | 12.23% | 10.82% | 34.58% | |
| East West Bank | State member bank | CA | $84.3 bn | 13.90% | 17.70% | 54.77% | |
| First Horizon Bank | State member bank | TN | $84.1 bn | 11.18% | 12.53% | 40.33% | |
| Old National Bank | National bank | IN | $73.9 bn | 11.34% | 12.44% | 43.27% | |
| UMB Bank | National bank | MO | $71.9 bn | 11.75% | 13.06% | 63.56% | |
. FDIC Call Reports.
Last eight quarters
Two years at East West Bank, to : assets +13.4%, deposits +13.2%, equity +15.0%. Staff 3,459 to 3,473; offices 101 to 98.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $74.3 bn | $75.8 bn | $75.7 bn | $77.6 bn | $79.1 bn | $79.7 bn | $82.5 bn | $84.3 bn |
| Total deposits | $62.1 bn | $63.6 bn | $63.2 bn | $65.2 bn | $66.7 bn | $67.2 bn | $69.1 bn | $70.3 bn |
| Bank equity capital | $7.2 bn | $7.3 bn | $7.5 bn | $7.7 bn | $8.0 bn | $8.2 bn | $8.2 bn | $8.3 bn |
| CET1 ratio | 13.31% | 13.44% | 13.55% | 13.63% | 13.89% | 13.85% | 13.83% | 13.90% |
| Return on equity (ROE) | 17.21% | 17.03% | 15.88% | 16.19% | 17.09% | 17.27% | 17.61% | 17.70% |
| Uninsured share of domestic deposits | 53.24% | 54.42% | 52.06% | 52.23% | 53.07% | 52.79% | 54.08% | 54.77% |
| Full-time equivalent employees | 3,459 | 3,198 | 3,169 | 3,174 | 3,255 | 3,350 | 3,430 | 3,473 |
| Number of offices | 101 | 99 | 99 | 99 | 99 | 99 | 98 | 98 |
FDIC Call Reports.
Mergers and acquisitions
No merger or acquisition by East West Bank appears in the FDIC history since , and its total assets never moved more than 25% in one quarter.
Questions and identifiers
What were the total assets of East West Bank?
East West Bank reported $84.3 bn at in its Call Report. That makes East West Bank the 38th largest of 497 banks in our US coverage.
Is East West Bank the same as its holding company?
No. This page covers East West Bank, FDIC certificate 31628; EAST WEST BCORP INC (as reported to the FDIC), its holding company, reports separately to the Federal Reserve.
Is East West Bank profitable?
East West Bank reported net income of $728.3 mn for the year to ; annualized return on equity: 17.70%. So yes: East West Bank made a profit over these months.
When is data for East West Bank next updated?
Figures from East West Bank for are due after .
Where can I check the figures for East West Bank?
In the FDIC BankFind Suite record for certificate 31628, and in the Call Reports of East West Bank (RSSD ID 197478) at the FFIEC Central Data Repository.