Stifel Bank
Stifel Bank reported total assets of $14.6 bn at Q2 2026, up 26.8% on a year earlier, the 130th largest of 497 banks in our US coverage. The CET1 capital ratio at Stifel Bank was 10.65%, and the uninsured share of Stifel Bank was 12.49%. Source: FDIC Call Reports.
Key takeaways
- On common equity tier 1 (CET1) ratio, Stifel Bank slipped from 325th to 434th among 448 US banks between and (1 = highest; FDIC Call Reports).
- Stifel Bank reports one of the lowest tier 1 leverage ratio readings among banks of $10 bn to $100 bn: 7.06% at , where the median of the 126 banks is 10.25% (FDIC Call Reports).
- The common equity tier 1 (CET1) ratio of Stifel Bank, 10.65% at , places Stifel Bank in the bottom tenth of banks of $10 bn to $100 bn (group median 12.97%; FDIC Call Reports).
What sets Stifel Bank apart
- Among the 126 banks of $10 bn to $100 bn, few report a lower noncurrent loans to total loans than Stifel Bank, at 0.06% in ; the group median is 0.66%.
- Stifel Bank reports one of the lowest efficiency ratio readings among banks of $10 bn to $100 bn: 29.14% at , where the median of the 126 banks is 55.14%.
- The net charge-offs to average loans of Stifel Bank, 0.00% at , places Stifel Bank in the bottom tenth of banks of $10 bn to $100 bn (group median 0.14%).
How large is Stifel Bank?
The balance sheet of Stifel Bank at : assets $14.6 bn, deposits $13.7 bn, net loans $9.9 bn (loans equal to 72.60% of deposits). Securities make up 26.9% of total assets at Stifel Bank. Since , when Stifel Bank held $597.2 mn, its assets grew 2,348.8%. In the year to , deposits at Stifel Bank rose 27.4% while its total assets rose 26.8%. At , Stifel Bank employed 112 full-time equivalent staff across 1 office, about $130.6 mn of assets per employee and $13.7 bn of deposits per office.
How much funding at Stifel Bank is uninsured?
At Stifel Bank, uninsured deposits (above the FDIC limit) made up 12.49% of domestic deposits at (-5.76 pp on a year earlier); Stifel Bank ranks 460th of 500 on this measure. In dollars, Stifel Bank estimated $1.7 bn of uninsured deposits.
Key facts, Q2 2026
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total deposits | $13.7 bn | +27.4% | 121st of 499 |
| Net loans and leases | $9.9 bn | +32.2% | 125th of 500 |
| Loan-to-deposit ratio | 72.60% | +2.65 pp | 406th of 500 |
| Tier 1 leverage ratio | 7.06% | -0.07 pp | 495th of 500 |
| Total risk-based capital ratio | 11.24% | -1.70 pp | 444th of 448 |
| Net interest margin | 2.62% | +0.05 pp | 453rd of 500 |
| Return on assets (ROA) | 1.38% | -0.08 pp | 206th of 500 |
| Efficiency ratio | 29.14% | +7.37 pp | 20th of 500 (1 = lowest) |
| Unrealized gain/loss on held-to-maturity securities | Gain of $5.7 mn | Fell by $1.3 mn | |
| Unrealized gain/loss on available-for-sale securities | Loss of $57.0 mn | Narrowed by $7.3 mn | |
| Noncurrent loans to total loans | 0.06% | +0.05 pp | 23rd of 500 (1 = lowest) |
| Net charge-offs to average loans | 0.00% | +0.00 pp | 48th of 500 (1 = lowest) |
US rank of Stifel Bank: 1 = highest unless marked 1 = lowest.
Balance sheet
Stifel Bank: assets, deposits and loans
- Total assets $14.6bn
- Deposits $13.7bn
- Net loans $9.9bn
Capital and securities
The CET1 ratio of Stifel Bank stood at 10.65% in , -1.55 pp year on year. Low and high at Stifel Bank since : 10.51% () to 20.88% (). Equity capital of Stifel Bank at : $913.9 mn, or 6.2% of total assets. Stifel Bank also reported a total capital ratio of 11.24% for , and a tier 1 leverage ratio of 7.06%.
On held-to-maturity securities, Stifel Bank carried an unrealized gain of $5.7 mn at , equal to 0.6% of equity capital. The gain fell by $1.3 mn over the year. Its deepest point: $71.9 mn in . The available-for-sale portfolio of Stifel Bank showed an unrealized loss of $57.0 mn at ; the loss narrowed by $7.3 mn over the year.
Stifel Bank: capital ratios
- Total capital 11%
- CET1 11%
- Tier 1 leverage 7.1%
Stifel Bank: unrealized securities gains and losses
- Available for sale -$57mn
- Held to maturity $6mn
Profitability and loan quality
For the year to , Stifel Bank earned a return on equity of 21.10%; return on assets: 1.38%. Net interest margin at Stifel Bank: 2.62%, +0.05 pp in a year. Stifel Bank net income: $88.7 mn, up 7.8% year on year. The efficiency ratio of Stifel Bank was 29.14%: about 29 cents cost per revenue dollar, against 50 cents at the median peer.
At , noncurrent loans were 0.06% of total loans at Stifel Bank; net charge-offs: 0.00% of average loans. Gross loans and leases at Stifel Bank: $10.0 bn, up 32.2% in a year.
Stifel Bank: profitability
- Return on equity 21%
- Net interest margin 2.6%
- Return on assets 1.4%
Peer group of Stifel Bank
The peer group of Stifel Bank is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 2 share the charter type of Stifel Bank (state member bank), 6 sit in the same size group ($10 bn to $100 bn) and 0 have head offices in Missouri. Against them, Stifel Bank shows CET1 ratio 10.65% against a peer median of 14.57%, return on equity 21.10% against a peer median of 8.14% and uninsured deposit share 12.49% against a peer median of 38.95%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| Dime Commercial Bank | State member bank | NY | $15.0 bn | 14.76% | 8.95% | 49.27% | |
| Popular Bank | State member bank | NY | $15.0 bn | 14.32% | 6.92% | 31.20% | |
| Bank of America California | National bank | CA | $14.8 bn | 39.00% | 6.06% | 6.16% | |
| Stifel Bank | State member bank | MO | $14.6 bn | 10.65% | 21.10% | 12.49% | |
| ConnectOne Bank | State nonmember bank | NJ | $14.4 bn | 12.31% | 10.13% | 46.70% | |
| Israel Discount Bank of New York | State nonmember bank | NY | $14.4 bn | 14.38% | 7.33% | 50.34% | |
| NexBank | State nonmember bank | TX | $14.2 bn | 14.92% | 12.13% | 13.04% | |
. FDIC Call Reports.
Last eight quarters
Two years at Stifel Bank, to : assets +39.8%, deposits +40.7%, equity +29.5%. Staff 59 to 112.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $10.5 bn | $10.8 bn | $11.5 bn | $11.5 bn | $12.0 bn | $11.7 bn | $12.1 bn | $14.6 bn |
| Total deposits | $9.7 bn | $10.0 bn | $10.6 bn | $10.7 bn | $11.1 bn | $10.8 bn | $11.3 bn | $13.7 bn |
| Bank equity capital | $705.7 mn | $704.0 mn | $725.7 mn | $760.6 mn | $782.6 mn | $812.8 mn | $794.4 mn | $913.9 mn |
| CET1 ratio | 13.56% | 12.98% | 13.08% | 12.20% | 12.24% | 11.84% | 11.69% | 10.65% |
| Return on equity (ROE) | 22.12% | 22.99% | 23.41% | 22.54% | 23.16% | 22.64% | 22.12% | 21.10% |
| Uninsured share of domestic deposits | 18.61% | 21.35% | 19.81% | 18.25% | 18.07% | 15.75% | 15.21% | 12.49% |
| Full-time equivalent employees | 59 | 59 | 69 | 76 | 96 | 100 | 101 | 112 |
| Number of offices | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
FDIC Call Reports.
Mergers and acquisitions
Large one-quarter moves at Stifel Bank
- Total assets at Stifel Bank changed by +194.9% in the quarter to 2018-12-31, with no FDIC structure event in that quarter.
- Total assets at Stifel Bank changed by +49.8% in the quarter to 2021-03-31, with no FDIC structure event in that quarter.
- Total assets at Stifel Bank changed by +26.2% in the quarter to 2022-12-31, with no FDIC structure event in that quarter.
Questions and identifiers
What were the total assets of Stifel Bank?
Stifel Bank reported $14.6 bn at in its Call Report. That makes Stifel Bank the 130th largest of 497 banks in our US coverage.
Is Stifel Bank the same as its holding company?
No. This page covers Stifel Bank, FDIC certificate 57358; STIFEL FINANCIAL CORP (as reported to the FDIC), its holding company, reports separately to the Federal Reserve.
Is Stifel Bank profitable?
Stifel Bank reported net income of $88.7 mn for the year to ; annualized return on equity: 21.10%. So yes: Stifel Bank made a profit over these months.
When is data for Stifel Bank next updated?
Figures from Stifel Bank for are due after .
Where can I check the figures for Stifel Bank?
In the FDIC BankFind Suite record for certificate 57358, and in the Call Reports of Stifel Bank (RSSD ID 3076220) at the FFIEC Central Data Repository.