Estimated uninsured deposits: US bank rankings

500 FDIC-insured banks ranked by estimated uninsured deposits at Q2 2026, from each bank's Call Report. 1 = highest.

JPMorgan Chase Bank ranked first by estimated uninsured deposits at Q2 2026 with $1,392.5 bn, followed by Bank of America ($899.7 bn) and Wells Fargo Bank ($786.2 bn). Rank among 500 banks reporting this metric, 1 = highest; the median bank was at $1.5 bn. Source: FDIC Call Report data, cross-checked against FFIEC filings.

What changed this quarter (Q1 2026 to Q2 2026)

JPMorgan Chase Bank stayed first, at $1,392.5 bn
Median: up from $1.5 bn to $1.5 bn
Biggest rise in the top 100: Safra National Bank of New York, from 123rd to 86th

Highest value

$1,392.5 bn

JPMorgan Chase Bank

Rank 1 of 500 1 = highest

Median bank

$1.5 bn

Middle of the 500 banks ranked

Lowest value

Erebor Bank

Rank 500 of 500 1 = highest

Banks ranked

500

Every bank in our coverage that reported it

Sparklines: the last ten years (median and count: every quarter of this ranking). Source: FDIC BankFind Suite (Call Report data), cross-checked against FFIEC Call Report filings. Calculations: EconoMonitor.

Ranking, Q2 2026

Rank (1 = highest)	Change in rank	Bank	State		Q1 2026
1	same	JPMorgan Chase Bank	OH	$1,392.5 bn	$1,287.9 bn
2	same	Bank of America	NC	$899.7 bn	$876.8 bn
3	same	Wells Fargo Bank	SD	$786.2 bn	$723.8 bn
4	same	Citibank	SD	$739.5 bn	$672.4 bn
5	+1	U.S. Bank	OH	$282.9 bn	$279.7 bn
6	-1	The Bank of New York Mellon	NY	$254.0 bn	$300.8 bn
7	same	State Street Bank and Trust Company	MA	$247.6 bn	$219.3 bn
8	same	Goldman Sachs Bank USA	NY	$214.0 bn	$212.1 bn
9	same	PNC Bank	DE	$204.9 bn	$199.6 bn
10	same	Truist Bank	NC	$188.3 bn	$180.3 bn
11	+4	Morgan Stanley Bank	UT	$118.1 bn	$94.4 bn
12	-1	Fifth Third Bank	OH	$106.9 bn	$111.5 bn
13	-1	Capital One	VA	$106.7 bn	$111.3 bn
14	-1	TD Bank	DE	$103.5 bn	$102.1 bn
15	-1	BMO Bank	IL	$102.3 bn	$101.5 bn
16	same	HSBC Bank USA	VA	$96.1 bn	$91.4 bn
17	same	Citizens Bank	RI	$89.6 bn	$87.2 bn
18	same	Manufacturers and Traders Trust Company	NY	$84.2 bn	$82.3 bn
19	same	KeyBank	OH	$82.1 bn	$79.4 bn
20	same	The Huntington National Bank	OH	$73.7 bn	$72.3 bn
21	same	First-Citizens Bank & Trust Company	NC	$65.1 bn	$65.4 bn
22	same	Regions Bank	AL	$51.7 bn	$52.3 bn
23	same	Pinnacle Bank	TN	$50.7 bn	$49.0 bn
24	same	City National Bank	CA	$45.2 bn	$46.3 bn
25	same	The Northern Trust Company	IL	$43.7 bn	$41.6 bn
26	+4	Charles Schwab Bank, SSB	TX	$42.9 bn	$35.4 bn
27	same	Morgan Stanley Private Bank	NY	$41.2 bn	$38.9 bn
28	same	UBS Bank USA	UT	$40.6 bn	$36.5 bn
29	-3	UMB Bank	MO	$38.2 bn	$39.1 bn
30	+1	East West Bank	CA	$36.2 bn	$35.2 bn
31	-2	Zions Bancorporation	UT	$35.4 bn	$35.9 bn
32	+2	Banco Popular de Puerto Rico	PR	$34.8 bn	$31.7 bn
33	-1	CIBC Bank USA	IL	$33.9 bn	$33.8 bn
34	+1	Western Alliance Bank	AZ	$31.4 bn	$30.4 bn
35	-2	American Express National Bank	UT	$31.2 bn	$33.3 bn
36	same	First Horizon Bank	TN	$27.7 bn	$28.0 bn
37	same	Santander Bank	DE	$26.9 bn	$27.6 bn
38	same	Deutsche Bank Trust Company Americas	NY	$25.7 bn	$25.8 bn
39	+1	Old National Bank	IN	$24.7 bn	$24.1 bn
40	-1	Webster Bank	CT	$24.4 bn	$25.0 bn

Source: FDIC BankFind Suite (Call Report data), cross-checked against FFIEC Call Report filings. Calculations: EconoMonitor. Change in rank compares with Q1 2026. Bars: value relative to the largest in the table.

Who leads the table?

The five banks at the top of the table at Q2 2026 were JPMorgan Chase Bank ($1,392.5 bn, OH), Bank of America ($899.7 bn, NC), Wells Fargo Bank ($786.2 bn, SD), Citibank ($739.5 bn, SD) and U.S. Bank ($282.9 bn, OH). 10 of the top 10 were also in the top 10 in Q1 2026. 2 of the top 10 have their head office in Ohio.

How are the values spread?

Half of the 500 banks have a value between $846.5 mn and $4.2 bn (the middle two quarters of the table); one in ten is above $15.5 bn and one in ten below $494.3 mn. A year earlier, at Q2 2025, the median was $1.4 bn across 528 banks. The median rose from $1.5 bn in Q1 2026 to $1.5 bn in Q2 2026.

51 values lie far from the rest of the table (more than three times the spread of the middle half beyond it): JPMorgan Chase Bank ($1,392.5 bn); Bank of America ($899.7 bn); Wells Fargo Bank ($786.2 bn); Citibank ($739.5 bn); U.S. Bank ($282.9 bn); The Bank of New York Mellon ($254.0 bn) and others. Values like these usually come from special-purpose banks, such as trust, custody, credit card or payment banks, whose balance sheets differ from lending banks; compare them with care.

Which of the top 100 banks moved most?

Between Q1 2026 and Q2 2026, of the 500 banks ranked in both quarters, 294 moved up the table, 161 moved down and 45 kept their place; the typical bank moved 5 places.

Largest moves up the table from Q1 2026 to Q2 2026: Safra National Bank of New York (from 123rd to 86th; $4.1 bn to $7.5 bn); Citizens Business Bank (from 93rd to 77th; $6.5 bn to $8.9 bn); OceanFirst Bank (from 88th to 73rd; $6.8 bn to $9.3 bn). Largest moves down the table from Q1 2026 to Q2 2026: United Community Bank (from 65th to 71st; $10.1 bn to $9.5 bn); First Hawaiian Bank (from 62nd to 68th; $10.4 bn to $9.8 bn); Dime Commercial Bank (from 91st to 96th; $6.5 bn to $6.3 bn).

How is this ranking built?

Bank's own estimate of uninsured deposits in domestic offices. Required only from banks with $1 bn+ in assets; blank where not reported. Estimated uninsured deposits values are quarter-end figures from each bank's Call Report for Q2 2026, ranked from highest to lowest (1 = highest).

Full definitions are on the methodology page for estimated uninsured deposits.

Other US bank rankings

Source: FDIC BankFind Suite (Call Report data). EconoMonitor is not affiliated with or endorsed by the FDIC. Primary source: FDIC BankFind Suite; cross-check: FFIEC Central Data Repository. Checks: Check A passed, Check B passed.

Data and analysis only, not financial advice. The FDIC and the FFIEC do not endorse EconoMonitor. See the disclaimer and methodology.