Net income (year to date): US bank rankings
JPMorgan Chase Bank has the highest net income (year to date) of the 497 US banks ranked at , at $31.3 bn, ahead of Bank of America ($14.9 bn) and Wells Fargo Bank ($12.8 bn). Median net income (year to date): $39.1 mn. Source: FDIC Call Reports.
Key takeaways
- The median net income (year to date) rose to $39.1 mn from $18.6 mn between and (FDIC Call Report data).
- Median net income (year to date) by size: $1.5 bn for banks over $100 bn, against $26.9 mn for banks $1 bn to $10 bn (, FDIC Call Reports).
- 2 banks entered the top 25 by net income (year to date) in , including Fifth Third Bank at 20th (FDIC Call Report data).
Ranking, Q2 2026
| Rank | Change | Bank | State | Q2 2026 | Q1 2026 | |
|---|---|---|---|---|---|---|
| 1 | same | JPMorgan Chase Bank | OH | $31.3 bn | $14.0 bn | |
| 2 | same | Bank of America | NC | $14.9 bn | $7.4 bn | |
| 3 | same | Wells Fargo Bank | SD | $12.8 bn | $6.0 bn | |
| 4 | same | Citibank | SD | $10.1 bn | $5.0 bn | |
| 5 | same | Capital One | VA | $5.6 bn | $2.3 bn | |
| 6 | +2 | Goldman Sachs Bank USA | NY | $4.3 bn | $2.0 bn | |
| 7 | same | U.S. Bank | OH | $4.2 bn | $2.0 bn | |
| 8 | -2 | American Express National Bank | UT | $4.0 bn | $2.0 bn | |
| 9 | same | PNC Bank | DE | $4.0 bn | $1.9 bn | |
| 10 | same | Truist Bank | NC | $3.2 bn | $1.6 bn | |
| 11 | same | The Bank of New York Mellon | NY | $2.9 bn | $1.4 bn | |
| 12 | same | Morgan Stanley Bank | UT | $2.8 bn | $1.3 bn | |
| 13 | +1 | State Street Bank and Trust Company | MA | $1.9 bn | $760.0 mn | |
| 14 | -1 | Charles Schwab Bank, SSB | TX | $1.7 bn | $803.0 mn | |
| 15 | same | Synchrony Bank | UT | $1.6 bn | $743.0 mn | |
| 16 | +2 | Manufacturers and Traders Trust Company | NY | $1.5 bn | $679.0 mn | |
| 17 | +2 | The Huntington National Bank | OH | $1.4 bn | $629.8 mn | |
| 18 | +2 | TD Bank | DE | $1.4 bn | $628.4 mn | |
| 19 | -3 | Morgan Stanley Private Bank | NY | $1.4 bn | $741.0 mn | |
| 20 | +7 | Fifth Third Bank | OH | $1.3 bn | $395.0 mn | |
| 21 | +5 | The Northern Trust Company | IL | $1.3 bn | $509.6 mn | |
| 22 | +1 | First-Citizens Bank & Trust Company | NC | $1.2 bn | $559.0 mn | |
| 23 | -2 | KeyBank | OH | $1.2 bn | $581.5 mn | |
| 24 | -2 | Regions Bank | AL | $1.2 bn | $573.0 mn | |
| 25 | -1 | Citizens Bank | RI | $1.1 bn | $533.4 mn | |
| 26 | -1 | Ally Bank | UT | $1.1 bn | $513.0 mn | |
| 27 | +1 | HSBC Bank USA | VA | $822.5 mn | $369.5 mn | |
| 28 | +1 | East West Bank | CA | $728.3 mn | $360.3 mn | |
| 29 | +10 | Zions Bancorporation | UT | $685.7 mn | $232.9 mn | |
| 30 | +1 | UBS Bank USA | UT | $666.3 mn | $315.4 mn | |
| 31 | +1 | First Horizon Bank | TN | $585.0 mn | $292.7 mn | |
| 32 | +16 | Western Alliance Bank | AZ | $561.9 mn | $174.9 mn | |
| 33 | +7 | Pinnacle Bank | TN | $557.6 mn | $230.9 mn | |
| 34 | +18 | Barclays Bank Delaware | DE | $550.0 mn | $162.0 mn | |
| 35 | -1 | Webster Bank | CT | $527.1 mn | $261.9 mn | |
| 36 | +42 | Beal Bank USA | NV | $527.0 mn | $87.6 mn | |
| 37 | -4 | Santander Bank | DE | $523.2 mn | $263.0 mn | |
| 38 | -1 | Old National Bank | IN | $511.6 mn | $244.0 mn | |
| 39 | -3 | SoFi Bank | UT | $504.1 mn | $244.6 mn | |
| 40 | -5 | UMB Bank | MO | $501.2 mn | $250.6 mn | |
Rank 1 = highest. Change: places since .
How is net income (year to date) distributed?
The middle half of the net income (year to date) table: between $21.5 mn and $95.7 mn. Top tenth of net income (year to date): above $349.4 mn; bottom tenth: below $13.8 mn. Far from the rest on net income (year to date): JPMorgan Chase Bank ($31.3 bn); Bank of America ($14.9 bn); Wells Fargo Bank ($12.8 bn); Citibank ($10.1 bn); Capital One ($5.6 bn), and 48 more.
| Size group (total assets) | Banks | Lower quarter | Median | Upper quarter |
|---|---|---|---|---|
| All banks ranked | 497 | $21.5 mn | $39.1 mn | $95.7 mn |
| $1 bn to $10 bn | 338 | $17.6 mn | $26.9 mn | $42.0 mn |
| $10 bn to $100 bn | 126 | $79.7 mn | $147.9 mn | $234.2 mn |
| Over $100 bn | 32 | $1.1 bn | $1.5 bn | $4.0 bn |
What changed since Q1 2026?
Into the top 25: Fifth Third Bank (from 27th), The Northern Trust Company (from 26th). Out of it: Ally Bank (to 26th), BMO Bank (to 78th).
Biggest climbs: Liberty Bank (465th to 179th); TD Bank USA (382nd to 163rd); Institution for Savings in Newburyport and Its Vicinity (496th to 314th); Hingham Institution for Savings (492nd to 315th); Nicolet National Bank (252nd to 146th).
Biggest drops: Banc of California (88th to 497th); Stellar Bank (171st to 495th); Sunflower Bank (207th to 404th); Texas Exchange Bank (297th to 473rd); Coastal Community Bank (339th to 494th).
How the net income (year to date) ranking is built
Net income for the year to date is the bank's profit after taxes attributable to its owners, cumulative from 1 January to the quarter end (FDIC field NETINC). Caveats: it accumulates through the year, so second-quarter figures cover six months and fourth-quarter figures the full year; dollar income mostly follows size, so return on assets is the fairer comparison; and one-off items such as securities losses, goodwill write-downs or tax changes can dominate a single year.
Full definition of net income (year to date).
3 net income (year to date) values are withheld for Q2 2026 because the FDIC and FFIEC files disagree; those banks are not ranked until the sources match.
Questions
Which US bank has the highest net income (year to date)?
JPMorgan Chase Bank, at $31.3 bn at , among 497 banks reporting it.
What is the median net income (year to date) of US banks?
$39.1 mn at , against $18.6 mn at .
How is net income (year to date) measured?
Net income attributable to the bank, cumulative from 1 January to the quarter end.
When does the net income (year to date) ranking change?
Quarterly. figures come after .
Other US bank rankings
Size and balance sheet: Total assets, Total deposits, Net loans and leases, Loan-to-deposit ratio, Total securities, Deposits in domestic offices, Total loans and leases (gross)
Capital: CET1 ratio, Tier 1 leverage ratio, Total risk-based capital ratio, Bank equity capital, Total equity capital
Profitability: Return on equity (ROE), Return on assets (ROA), Net interest margin, Efficiency ratio
Asset quality: Noncurrent loans to total loans, Net charge-offs to average loans
Deposits at risk: Uninsured share of domestic deposits, Estimated uninsured deposits
Securities: Available-for-sale securities (fair value), Available-for-sale securities (amortized cost), Held-to-maturity securities (amortized cost), Held-to-maturity securities (fair value)
Staff and branches: Full-time equivalent employees, Number of offices