Held-to-maturity securities (amortized cost): US bank rankings

500 FDIC-insured banks ranked by held-to-maturity securities (amortized cost) at Q2 2026, from each bank's Call Report. 1 = highest.

Bank of America ranked first by held-to-maturity securities (amortized cost) at Q2 2026 with $505.8 bn, followed by JPMorgan Chase Bank ($268.5 bn) and Wells Fargo Bank ($198.7 bn). Rank among 500 banks reporting this metric, 1 = highest; the median bank was at $16.9 mn. Source: FDIC Call Report data, cross-checked against FFIEC filings.

What changed this quarter (Q1 2026 to Q2 2026)
  • Bank of America stayed first, at $505.8 bn
  • Median: down from $19.6 mn to $16.9 mn
  • Biggest rise in the top 100: OceanFirst Bank, from 90th to 46th
Highest value
$505.8 bn
Bank of America
Rank 1 of 500 1 = highest
Median bank
$16.9 mn
Middle of the 500 banks ranked
Lowest value
$0
Community National Bank & Trust
Rank 299 of 500 1 = highest
Banks ranked
500
Every bank in our coverage that reported it

Sparklines: the last ten years (median and count: every quarter of this ranking). Source: FDIC BankFind Suite (Call Report data), cross-checked against FFIEC Call Report filings. Calculations: EconoMonitor.

Ranking, Q2 2026

Rank (1 = highest)Change in rankBankStateQ2 2026Q1 2026
201sameBank of Ann ArborMI$104.4 mn$108.0 mn
202sameThe Fidelity BankNC$104.4 mn$105.8 mn
203+1MidFirst BankOK$101.2 mn$101.0 mn
204+1CTBC Bank Corp. (USA)CA$98.1 mn$97.1 mn
205+1St. Charles Bank & Trust CompanyIL$94.0 mn$95.3 mn
206+3Broadway National BankTX$86.9 mn$91.2 mn
207+1Bank of UtahUT$86.0 mn$91.3 mn
208+3Beverly Bank & Trust CompanyIL$82.4 mn$83.7 mn
209+1Tri Counties BankCA$80.8 mn$85.7 mn
210+4Bradesco BankFL$80.0 mn$79.2 mn
211+1Five Star BankNY$79.3 mn$82.1 mn
212+1Peapack Private Bank & TrustNJ$78.6 mn$79.5 mn
213+2Peoples Security Bank and Trust CompanyPA$68.7 mn$70.6 mn
214+3Arrow BankNY$65.5 mn$65.6 mn
215+1Barrington Bank & Trust CompanyIL$62.9 mn$69.7 mn
216+2ACNB BankPA$62.6 mn$63.2 mn
217+2One Community BankWI$57.4 mn$61.7 mn
218+2Esquire BankNY$56.1 mn$58.3 mn
219+3California Bank of CommerceCA$52.8 mn$52.8 mn
220+8Georgia Banking CompanyGA$49.4 mn$48.0 mn
221+10UniBank for SavingsMA$49.0 mn$41.4 mn
222+4Forbright BankMD$48.7 mn$48.9 mn
223+7Woori America BankNY$48.1 mn$45.5 mn
224+3Investar BankLA$47.2 mn$48.0 mn
225sameFirst Financial BankOH$46.1 mn$49.6 mn
226+3Coastal Community BankWA$45.2 mn$46.1 mn
227+5First BankNJ$43.0 mn$41.1 mn
228+5The Cape Cod Five Cents Savings BankMA$39.3 mn$40.6 mn
229+5Penn Community BankPA$38.6 mn$40.6 mn
230+5Parkway Bank and Trust CompanyIL$37.9 mn$38.7 mn
231+7Unity BankNJ$37.7 mn$36.6 mn
232+8Cache Valley BankUT$37.7 mn$33.7 mn
233+4Merchants BankMN$35.9 mn$37.5 mn
234+2Spencer Savings Bank, SLANJ$35.3 mn$38.3 mn
235+71st Security Bank of WashingtonWA$35.1 mn$33.5 mn
236+3WestStar BankTX$33.9 mn$34.2 mn
237+4Sunflower BankTX$33.3 mn$33.6 mn
238+5Meridian BankPA$32.4 mn$32.5 mn
239+5Northrim BankAK$31.8 mn$31.8 mn
240+5Bankwell BankCT$29.3 mn$29.4 mn

Source: FDIC BankFind Suite (Call Report data), cross-checked against FFIEC Call Report filings. Calculations: EconoMonitor. Change in rank compares with Q1 2026. Bars: value relative to the largest in the table.

Who leads the table?

The five banks at the top of the table at Q2 2026 were Bank of America ($505.8 bn, NC), JPMorgan Chase Bank ($268.5 bn, OH), Wells Fargo Bank ($198.7 bn, SD), Citibank ($164.1 bn, SD) and Charles Schwab Bank, SSB ($110.9 bn, TX). 10 of the top 10 were also in the top 10 in Q1 2026. 2 of the top 10 have their head office in North Carolina.

How are the values spread?

Half of the 500 banks have a value between $0 and $374.1 mn (the middle two quarters of the table); one in ten is above $2.5 bn and one in ten below $0. A year earlier, at Q2 2025, the median was $28.1 mn across 528 banks. The median fell from $19.6 mn in Q1 2026 to $16.9 mn in Q2 2026.

64 values lie far from the rest of the table (more than three times the spread of the middle half beyond it): Bank of America ($505.8 bn); JPMorgan Chase Bank ($268.5 bn); Wells Fargo Bank ($198.7 bn); Citibank ($164.1 bn); Charles Schwab Bank, SSB ($110.9 bn); PNC Bank ($78.4 bn) and others. Values like these usually come from special-purpose banks, such as trust, custody, credit card or payment banks, whose balance sheets differ from lending banks; compare them with care.

Which of the top 100 banks moved most?

Between Q1 2026 and Q2 2026, of the 500 banks ranked in both quarters, 420 moved up the table, 30 moved down and 50 kept their place; the typical bank moved 6 places.

Largest moves up the table from Q1 2026 to Q2 2026: OceanFirst Bank (from 90th to 46th; $853.7 mn to $2.9 bn); Capital One (from 62nd to 49th; $1.7 bn to $2.7 bn); WaFd Bank (from 98th to 88th; $745.7 mn to $858.3 mn). Largest moves down the table from Q1 2026 to Q2 2026: Hancock Whitney Bank (from 57th to 60th; $2.1 bn to $1.9 bn); PlainsCapital Bank (from 95th to 97th; $759.6 mn to $745.2 mn); First Interstate Bank (from 52nd to 54th; $2.3 bn to $2.2 bn).

How is this ranking built?

Held-to-maturity debt securities at amortized cost (their balance-sheet value). Held-to-maturity securities (amortized cost) values are quarter-end figures from each bank's Call Report for Q2 2026, ranked from highest to lowest (1 = highest).

Full definitions are on the methodology page for held-to-maturity securities (amortized cost).

Other US bank rankings

Source: FDIC BankFind Suite (Call Report data). EconoMonitor is not affiliated with or endorsed by the FDIC. Primary source: FDIC BankFind Suite; cross-check: FFIEC Central Data Repository. Checks: Check A passed, Check B passed.

Data and analysis only, not financial advice. The FDIC and the FFIEC do not endorse EconoMonitor. See the disclaimer and methodology.