Noncurrent loans to total loans: US bank rankings

The five banks at the top of the table at Q2 2026 were Charles Schwab Premier Bank, SSB (0.00%, TX), Charles Schwab Trust Bank (0.00%, TX), Safra National Bank of New York (0.00%, NY), First American Trust, FSB (0.00%, CA) and Bessemer Trust Company (0.00%, NY). 10 of the top 10 were also in the top 10 in Q1 2026. 3 of the top 10 have their head office in Texas.

Half of the 500 banks have a value between 0.34% and 1.07% (the middle two quarters of the table); one in ten is above 1.89% and one in ten below 0.15%. A year earlier, at Q2 2025, the median was 0.57% across 528 banks. The median fell from 0.65% in Q1 2026 to 0.61% in Q2 2026.

19 values lie far from the rest of the table (more than three times the spread of the middle half beyond it): Comenity Bank (3.24%); Lead Bank (3.26%); American Momentum Bank (3.52%); Merrick Bank (3.52%); Green Dot Bank DBA Bonneville Bank (3.56%); Cornerstone Capital Bank, SSB (3.62%) and others. Values like these usually come from special-purpose banks, such as trust, custody, credit card or payment banks, whose balance sheets differ from lending banks; compare them with care.

Between Q1 2026 and Q2 2026, of the 500 banks ranked in both quarters, 285 moved up the table, 193 moved down and 22 kept their place; the typical bank moved 16 places.

Largest moves up the table from Q1 2026 to Q2 2026: Alerus Financial (from 414th to 87th; 1.32% to 0.26%); California Bank of Commerce (from 376th to 100th; 1.03% to 0.29%); John Deere Financial, f.s.b. (from 352nd to 93rd; 0.92% to 0.27%). Largest moves down the table from Q1 2026 to Q2 2026: Esquire Bank (from 17th to 91st; 0.04% to 0.27%); Arrow Bank (from 44th to 78th; 0.13% to 0.24%); City Bank (from 55th to 85th; 0.16% to 0.25%).

Loans 90+ days past due or in nonaccrual status as a percent of gross loans and leases. Noncurrent loans to total loans values are quarter-end figures from each bank's Call Report for Q2 2026, ranked from lowest to highest, because a lower value is safer for this metric (1 = lowest).

Full definitions are on the methodology page for noncurrent loans to total loans.