American Savings Bank

What sets American Savings Bank apart

How large is American Savings Bank?

The balance sheet of American Savings Bank at Q2 2026: assets $9.0 bn, deposits $8.2 bn, net loans $6.2 bn (loans equal to 75.06% of deposits). Securities make up 21.5% of total assets at American Savings Bank. Since Q1 2016, when American Savings Bank held $6.1 bn, its assets grew 47.4%. In the year to Q2 2026, deposits at American Savings Bank rose 2.3% while its total assets rose 2.7%. At Q2 2026, American Savings Bank employed 991 full-time equivalent staff across 35 offices, about $9.1 mn of assets per employee and $235.3 mn of deposits per office.

How much funding at American Savings Bank is uninsured?

At American Savings Bank, uninsured deposits (above the FDIC limit) made up 23.32% of domestic deposits at Q2 2026 (+1.74 pp on a year earlier); American Savings Bank ranks 386th of 500 on this measure. In dollars, American Savings Bank estimated $1.9 bn of uninsured deposits.

Key facts, Q2 2026

US rank of American Savings Bank: 1 = highest unless marked 1 = lowest.

The CET1 ratio of American Savings Bank stood at 13.49% in Q2 2026, +0.70 pp year on year. Low and high at American Savings Bank since Q1 2016: 11.93% (Q2 2016) to 13.68% (Q4 2024). Equity capital of American Savings Bank at Q2 2026: $692.5 mn, or 7.7% of total assets. American Savings Bank also reported a total capital ratio of 14.59% for Q2 2026, and a tier 1 leverage ratio of 9.10%.

On held-to-maturity securities, American Savings Bank carried an unrealized loss of $80.4 mn at Q2 2026, equal to 11.6% of equity capital. The loss narrowed by $11.3 mn over the year. Its deepest point: $159.8 mn in Q3 2023. The available-for-sale portfolio of American Savings Bank showed an unrealized loss of $44.3 mn at Q2 2026; the loss narrowed by $2.1 mn over the year.

For the year to Q2 2026, American Savings Bank earned a return on equity of 16.36%; return on assets: 1.24%. Net interest margin at American Savings Bank: 3.65%, +0.32 pp in a year. American Savings Bank net income: $55.7 mn, down 190.6% year on year. The efficiency ratio of American Savings Bank was 61.00%: about 61 cents cost per revenue dollar, against 55 cents at the median peer.

At Q2 2026, noncurrent loans were 0.19% of total loans at American Savings Bank; net charge-offs: 0.01% of average loans. Gross loans and leases at American Savings Bank: $6.2 bn, up 2.4% in a year.

The peer group of American Savings Bank is the 6 banks nearest to it by total assets at Q2 2026: 3 larger and 3 smaller. Of the peers, 2 share the charter type of American Savings Bank (national bank), 6 sit in the same size group ($1 bn to $10 bn) and 0 have head offices in Hawaii. Against them, American Savings Bank shows CET1 ratio 13.49% against a peer median of 12.63%, return on equity 16.36% against a peer median of 12.79% and uninsured deposit share 23.32% against a peer median of 27.76%.

No merger or acquisition by American Savings Bank appears in the FDIC history since Q1 2016, and its total assets never moved more than 25% in one quarter.