Israel Discount Bank of New York

What sets Israel Discount Bank of New York apart

How large is Israel Discount Bank of New York?

The balance sheet of Israel Discount Bank of New York at Q2 2026: assets $14.4 bn, deposits $12.3 bn, net loans $9.9 bn (loans equal to 80.15% of deposits). Securities make up 19.4% of total assets at Israel Discount Bank of New York. Since Q1 2016, when Israel Discount Bank of New York held $9.3 bn, its assets grew 54.8%. In the year to Q2 2026, deposits at Israel Discount Bank of New York rose 5.2% while its total assets rose 5.5%. At Q2 2026, Israel Discount Bank of New York employed 564 full-time equivalent staff across 8 offices, about $25.5 mn of assets per employee and $1.5 bn of deposits per office.

How much funding at Israel Discount Bank of New York is uninsured?

At Israel Discount Bank of New York, uninsured deposits (above the FDIC limit) made up 50.34% of domestic deposits at Q2 2026 (+2.41 pp on a year earlier); Israel Discount Bank of New York ranks 81st of 500 on this measure. In dollars, Israel Discount Bank of New York estimated $6.2 bn of uninsured deposits.

Key facts, Q2 2026

US rank of Israel Discount Bank of New York: 1 = highest unless marked 1 = lowest.

The CET1 ratio of Israel Discount Bank of New York stood at 14.38% in Q2 2026, +0.51 pp year on year. Low and high at Israel Discount Bank of New York since Q1 2016: 12.47% (Q4 2021) to 14.69% (Q2 2020). Equity capital of Israel Discount Bank of New York at Q2 2026: $1.5 bn, or 10.2% of total assets. Israel Discount Bank of New York also reported a total capital ratio of 15.27% for Q2 2026, and a tier 1 leverage ratio of 11.01%.

On held-to-maturity securities, Israel Discount Bank of New York carried an unrealized loss of $106.2 mn at Q2 2026, equal to 7.2% of equity capital. The loss widened by $2.7 mn over the year. Its deepest point: $150.6 mn in Q3 2023. The available-for-sale portfolio of Israel Discount Bank of New York showed an unrealized loss of $111.8 mn at Q2 2026; the loss narrowed by $5.8 mn over the year.

For the year to Q2 2026, Israel Discount Bank of New York earned a return on equity of 7.33%; return on assets: 0.74%. Net interest margin at Israel Discount Bank of New York: 2.89%, +0.09 pp in a year. Israel Discount Bank of New York net income: $53.1 mn, up 36.7% year on year. The efficiency ratio of Israel Discount Bank of New York was 67.13%: about 67 cents cost per revenue dollar, against 43 cents at the median peer.

At Q2 2026, noncurrent loans were 1.18% of total loans at Israel Discount Bank of New York; net charge-offs: 0.16% of average loans. Gross loans and leases at Israel Discount Bank of New York: $10.0 bn, up 3.9% in a year.

The peer group of Israel Discount Bank of New York is the 6 banks nearest to it by total assets at Q2 2026: 3 larger and 3 smaller. Of the peers, 4 share the charter type of Israel Discount Bank of New York (state nonmember bank), 6 sit in the same size group ($10 bn to $100 bn) and 0 have head offices in New York. Against them, Israel Discount Bank of New York shows CET1 ratio 14.38% against a peer median of 13.09%, return on equity 7.33% against a peer median of 12.44% and uninsured deposit share 50.34% against a peer median of 10.66%.

No merger or acquisition by Israel Discount Bank of New York appears in the FDIC history since Q1 2016, and its total assets never moved more than 25% in one quarter.