JPMorgan Chase Bank
JPMorgan Chase Bank reported total assets of $4,091.3 bn at Q2 2026, up 8.0% on a year earlier, the largest of 497 banks in our US coverage. The CET1 capital ratio at JPMorgan Chase Bank was 15.03%, and the uninsured share of JPMorgan Chase Bank was 62.53%. Source: FDIC Call Reports.
Key takeaways
- On noncurrent loans to total loans, JPMorgan Chase Bank climbed from 377th to 304th among 500 US banks between and (1 = lowest; FDIC Call Reports).
- Since , JPMorgan Chase Bank has taken over 2 institutions, 1 of them a failed bank bought from the FDIC; the latest was First Republic Bank on (FDIC Call Reports).
- JPMorgan Chase Bank has one of the highest return on assets (ROA) readings among banks of over $100 bn: 1.59% at , against a median of 1.18% across 32 banks (FDIC Call Reports).
What sets JPMorgan Chase Bank apart
How large is JPMorgan Chase Bank?
The balance sheet of JPMorgan Chase Bank at : assets $4,091.3 bn, deposits $2,820.3 bn, net loans $1,535.6 bn (loans equal to 54.45% of deposits). Securities make up 19.8% of total assets at JPMorgan Chase Bank. Since , when JPMorgan Chase Bank held $2,015.7 bn, its assets grew 103.0%. In the year to , deposits at JPMorgan Chase Bank rose 5.7% while its total assets rose 8.0%. At , JPMorgan Chase Bank employed 226,846 full-time equivalent staff across 5,374 offices, about $18.0 mn of assets per employee and $524.8 mn of deposits per office.
How much funding at JPMorgan Chase Bank is uninsured?
At JPMorgan Chase Bank, uninsured deposits (above the FDIC limit) made up 62.53% of domestic deposits at (+5.10 pp on a year earlier); JPMorgan Chase Bank ranks 23rd of 500 on this measure. In dollars, JPMorgan Chase Bank estimated $1,392.5 bn of uninsured deposits.
Key facts, Q2 2026
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total deposits | $2,820.3 bn | +5.7% | 1st of 499 |
| Net loans and leases | $1,535.6 bn | +9.5% | 1st of 500 |
| Loan-to-deposit ratio | 54.45% | +1.90 pp | 469th of 500 |
| Tier 1 leverage ratio | 7.49% | -0.24 pp | 487th of 500 |
| Total risk-based capital ratio | 16.21% | -0.54 pp | 115th of 448 |
| Net interest margin | 2.88% | -0.06 pp | 424th of 500 |
| Return on assets (ROA) | 1.59% | +0.16 pp | 132nd of 500 |
| Efficiency ratio | 54.38% | +1.96 pp | 215th of 500 (1 = lowest) |
| Unrealized gain/loss on held-to-maturity securities | Loss of $18.2 bn | Narrowed by $3.2 bn | |
| Unrealized gain/loss on available-for-sale securities | Loss of $2.7 bn | Narrowed by $559.0 mn | |
| Noncurrent loans to total loans | 0.78% | -0.10 pp | 304th of 500 (1 = lowest) |
| Net charge-offs to average loans | 0.61% | -0.07 pp | 451st of 500 (1 = lowest) |
US rank of JPMorgan Chase Bank: 1 = highest unless marked 1 = lowest.
Balance sheet
JPMorgan Chase Bank: assets, deposits and loans
- Total assets $4,091bn
- Deposits $2,820bn
- Net loans $1,536bn
Capital and securities
The CET1 ratio of JPMorgan Chase Bank stood at 15.03% in , -0.54 pp year on year. Low and high at JPMorgan Chase Bank since : 13.06% () to 17.26% (). Equity capital of JPMorgan Chase Bank at : $341.6 bn, or 8.3% of total assets. JPMorgan Chase Bank also reported a total capital ratio of 16.21% for , and a tier 1 leverage ratio of 7.49%.
On held-to-maturity securities, JPMorgan Chase Bank carried an unrealized loss of $18.2 bn at , equal to 5.3% of equity capital. The loss narrowed by $3.2 bn over the year. Its deepest point: $40.4 bn in . The available-for-sale portfolio of JPMorgan Chase Bank showed an unrealized loss of $2.7 bn at ; the loss narrowed by $559.0 mn over the year.
JPMorgan Chase Bank: capital ratios
- Total capital 16%
- CET1 15%
- Tier 1 leverage 7.5%
JPMorgan Chase Bank: unrealized securities gains and losses
- Available for sale -$2.7bn
- Held to maturity -$18.2bn
Profitability and loan quality
For the year to , JPMorgan Chase Bank earned a return on equity of 18.55%; return on assets: 1.59%. Net interest margin at JPMorgan Chase Bank: 2.88%, -0.06 pp in a year. JPMorgan Chase Bank net income: $31.3 bn, up 21.4% year on year. The efficiency ratio of JPMorgan Chase Bank was 54.38%: about 54 cents cost per revenue dollar, against 53 cents at the median peer.
At , noncurrent loans were 0.78% of total loans at JPMorgan Chase Bank; net charge-offs: 0.61% of average loans. Gross loans and leases at JPMorgan Chase Bank: $1,561.6 bn, up 9.4% in a year.
JPMorgan Chase Bank: profitability
- Return on equity 19%
- Net interest margin 2.9%
- Return on assets 1.6%
Peer group of JPMorgan Chase Bank
JPMorgan Chase Bank is the largest bank in its peer group at ; the other 6 are the banks next to JPMorgan Chase Bank by total assets. Of the peers, 5 share the charter type of JPMorgan Chase Bank (national bank), 6 sit in the same size group (over $100 bn) and 1 has its head office in Ohio. Against them, JPMorgan Chase Bank shows CET1 ratio 15.03% against a peer median of 13.06%, return on equity 18.55% against a peer median of 12.35% and uninsured deposit share 62.53% against a peer median of 47.97%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| JPMorgan Chase Bank | National bank | OH | $4,091.3 bn | 15.03% | 18.55% | 62.53% | |
| Bank of America | National bank | NC | $2,654.6 bn | 12.10% | 12.31% | 45.36% | |
| Citibank | National bank | SD | $1,976.2 bn | 13.79% | 11.69% | 82.47% | |
| Wells Fargo Bank | National bank | SD | $1,907.9 bn | 12.06% | 14.88% | 50.57% | |
| Goldman Sachs Bank USA | State member bank | NY | $758.8 bn | 13.48% | 13.72% | 45.23% | |
| U.S. Bank | National bank | OH | $705.6 bn | 12.91% | 12.38% | 53.09% | |
| Capital One | National bank | VA | $662.2 bn | 13.21% | 11.35% | 20.82% | |
. FDIC Call Reports.
Last eight quarters
Two years at JPMorgan Chase Bank, to : assets +14.2%, deposits +11.4%, equity +7.5%. Staff 228,780 to 226,846; offices 5,147 to 5,374.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $3,584.1 bn | $3,459.3 bn | $3,643.1 bn | $3,788.6 bn | $3,813.4 bn | $3,752.7 bn | $4,016.6 bn | $4,091.3 bn |
| Total deposits | $2,532.0 bn | $2,517.0 bn | $2,601.2 bn | $2,669.2 bn | $2,649.4 bn | $2,697.8 bn | $2,788.0 bn | $2,820.3 bn |
| Bank equity capital | $317.7 bn | $312.8 bn | $316.6 bn | $322.8 bn | $332.0 bn | $335.9 bn | $335.9 bn | $341.6 bn |
| CET1 ratio | 16.17% | 16.04% | 15.75% | 15.57% | 15.69% | 15.29% | 15.08% | 15.03% |
| Return on equity (ROE) | 17.28% | 16.95% | 16.15% | 16.26% | 15.88% | 15.32% | 16.64% | 18.55% |
| Uninsured share of domestic deposits | 55.60% | 56.35% | 56.49% | 57.44% | 57.82% | 58.69% | 58.28% | 62.53% |
| Full-time equivalent employees | 228,780 | 228,098 | 228,404 | 226,691 | 226,927 | 226,674 | 227,258 | 226,846 |
| Number of offices | 5,147 | 5,207 | 5,211 | 5,233 | 5,257 | 5,323 | 5,335 | 5,374 |
FDIC Call Reports.
Mergers and acquisitions
The FDIC history of JPMorgan Chase Bank, oldest first; figures before and after each event are not like for like.
- . Absorbed Chase Bank USA, National Association (FDIC certificate 23702).
- . Acquired the failed First Republic Bank from the FDIC as receiver (FDIC certificate 59017).
Questions and identifiers
What were the total assets of JPMorgan Chase Bank?
JPMorgan Chase Bank reported $4,091.3 bn at in its Call Report. That makes JPMorgan Chase Bank the largest of 497 banks in our US coverage.
Is JPMorgan Chase Bank the same as its holding company?
No. This page covers JPMorgan Chase Bank, FDIC certificate 628; JPMORGAN CHASE&CO (as reported to the FDIC), its holding company, reports separately to the Federal Reserve.
Is JPMorgan Chase Bank profitable?
JPMorgan Chase Bank reported net income of $31.3 bn for the year to ; annualized return on equity: 18.55%. So yes: JPMorgan Chase Bank made a profit over these months.
When is data for JPMorgan Chase Bank next updated?
Figures from JPMorgan Chase Bank for are due after .
Where can I check the figures for JPMorgan Chase Bank?
In the FDIC BankFind Suite record for certificate 628, and in the Call Reports of JPMorgan Chase Bank (RSSD ID 852218) at the FFIEC Central Data Repository.