Held-to-maturity securities (amortized cost): US bank rankings
Bank of America has the highest held-to-maturity securities (amortized cost) of the 500 US banks ranked at , at $505.8 bn, ahead of JPMorgan Chase Bank ($268.5 bn) and Wells Fargo Bank ($198.7 bn). Median held-to-maturity securities (amortized cost): $16.9 mn. Source: FDIC Call Reports.
Key takeaways
- The median held-to-maturity securities (amortized cost) fell to $16.9 mn from $19.6 mn between and (FDIC Call Report data).
- Median held-to-maturity securities (amortized cost) by size: $19.2 bn for banks over $100 bn, against $1.6 mn for banks $1 bn to $10 bn (, FDIC Call Reports).
- NexBank made the largest climb in the held-to-maturity securities (amortized cost) table, from 306th to 180th in (FDIC Call Report data).
Ranking, Q2 2026
| Rank | Change | Bank | State | Q2 2026 | Q1 2026 | |
|---|---|---|---|---|---|---|
| 1 | same | Bank of America | NC | $505.8 bn | $514.8 bn | |
| 2 | same | JPMorgan Chase Bank | OH | $268.5 bn | $272.2 bn | |
| 3 | same | Wells Fargo Bank | SD | $198.7 bn | $204.2 bn | |
| 4 | same | Citibank | SD | $164.1 bn | $174.6 bn | |
| 5 | same | Charles Schwab Bank, SSB | TX | $110.9 bn | $111.7 bn | |
| 6 | +1 | PNC Bank | DE | $78.4 bn | $69.2 bn | |
| 7 | -1 | U.S. Bank | OH | $74.1 bn | $75.4 bn | |
| 8 | same | The Bank of New York Mellon | NY | $48.3 bn | $48.8 bn | |
| 9 | same | Truist Bank | NC | $46.4 bn | $46.4 bn | |
| 10 | same | Goldman Sachs Bank USA | NY | $45.7 bn | $43.5 bn | |
| 11 | same | State Street Bank and Trust Company | MA | $35.3 bn | $36.7 bn | |
| 12 | same | USAA Federal Savings Bank | AZ | $33.2 bn | $33.8 bn | |
| 13 | same | The Northern Trust Company | IL | $22.7 bn | $23.5 bn | |
| 14 | same | Morgan Stanley Private Bank | NY | $21.4 bn | $21.9 bn | |
| 15 | +1 | HSBC Bank USA | VA | $20.5 bn | $20.0 bn | |
| 16 | -1 | Morgan Stanley Bank | UT | $20.0 bn | $21.4 bn | |
| 17 | +1 | Fifth Third Bank | OH | $18.4 bn | $16.4 bn | |
| 18 | -1 | BMO Bank | IL | $18.2 bn | $19.0 bn | |
| 19 | same | The Huntington National Bank | OH | $14.4 bn | $14.8 bn | |
| 20 | same | Charles Schwab Premier Bank, SSB | TX | $13.9 bn | $14.2 bn | |
| 21 | same | Santander Bank | DE | $13.0 bn | $13.3 bn | |
| 22 | +1 | Prosperity Bank | TX | $12.0 bn | $11.6 bn | |
| 23 | -1 | Manufacturers and Traders Trust Company | NY | $11.9 bn | $12.1 bn | |
| 24 | +1 | KeyBank | OH | $9.5 bn | $9.1 bn | |
| 25 | -1 | First-Citizens Bank & Trust Company | NC | $9.4 bn | $9.5 bn | |
| 26 | +1 | City National Bank | CA | $8.6 bn | $8.6 bn | |
| 27 | -1 | Zions Bancorporation | UT | $8.5 bn | $8.7 bn | |
| 28 | same | Webster Bank | CT | $7.7 bn | $7.8 bn | |
| 29 | same | Citizens Bank | RI | $7.6 bn | $7.8 bn | |
| 30 | same | Banco Popular de Puerto Rico | PR | $6.3 bn | $7.1 bn | |
| 31 | same | UBS Bank USA | UT | $6.2 bn | $6.3 bn | |
| 32 | same | Charles Schwab Trust Bank | TX | $5.8 bn | $5.8 bn | |
| 33 | same | UMB Bank | MO | $5.7 bn | $5.7 bn | |
| 34 | same | Regions Bank | AL | $5.3 bn | $5.4 bn | |
| 35 | same | Ally Bank | UT | $4.3 bn | $4.3 bn | |
| 36 | same | First National Bank of Pennsylvania | PA | $4.3 bn | $4.2 bn | |
| 37 | same | Bank of Hawaii | HI | $4.1 bn | $4.2 bn | |
| 38 | same | Valley National Bank | NJ | $3.8 bn | $3.6 bn | |
| 39 | same | Associated Bank | WI | $3.5 bn | $3.6 bn | |
| 40 | same | First Hawaiian Bank | HI | $3.4 bn | $3.5 bn | |
Rank 1 = highest. Change: places since .
How is held-to-maturity securities (amortized cost) distributed?
The middle half of the held-to-maturity securities (amortized cost) table: between $0 and $374.1 mn. Top tenth of held-to-maturity securities (amortized cost): above $2.5 bn; bottom tenth: below $0. Far from the rest on held-to-maturity securities (amortized cost): Bank of America ($505.8 bn); JPMorgan Chase Bank ($268.5 bn); Wells Fargo Bank ($198.7 bn); Citibank ($164.1 bn); Charles Schwab Bank, SSB ($110.9 bn), and 59 more.
| Size group (total assets) | Banks | Lower quarter | Median | Upper quarter |
|---|---|---|---|---|
| All banks ranked | 500 | $0 | $16.9 mn | $374.1 mn |
| $1 bn to $10 bn | 339 | $0 | $1.6 mn | $133.1 mn |
| $10 bn to $100 bn | 126 | $0 | $386.1 mn | $1.6 bn |
| Over $100 bn | 32 | $6.2 bn | $19.2 bn | $46.4 bn |
What changed since Q1 2026?
The top 25 by held-to-maturity securities (amortized cost) kept the same members as in .
Biggest climbs: NexBank (306th to 180th); Commercial Bank of California (221st to 176th); OceanFirst Bank (90th to 46th); Metropolitan Commercial Bank (139th to 120th); Quad City Bank and Trust Company (161st to 145th).
Biggest drops: Banc of California (51st to 299th); TruNorth Bank (223rd to 299th); Shore United Bank (125th to 130th); Hancock Whitney Bank (57th to 60th); First National Bank of Omaha (192nd to 194th).
How the held-to-maturity securities (amortized cost) ranking is built
Held-to-maturity securities at amortized cost are debt securities a bank intends to hold until they mature, carried at amortized cost on the balance sheet (FDIC field SCHA). Caveat: kept for reference and not indexed separately; unrealized losses on these securities do not reduce equity capital, and bank pages show them in dollars and as a share of equity.
Full definition of held-to-maturity securities (amortized cost).
Questions
Which US bank has the highest held-to-maturity securities (amortized cost)?
Bank of America, at $505.8 bn at , among 500 banks reporting it.
What is the median held-to-maturity securities (amortized cost) of US banks?
$16.9 mn at , against $19.6 mn at .
How is held-to-maturity securities (amortized cost) measured?
Held-to-maturity debt securities at amortized cost (their balance-sheet value).
When does the held-to-maturity securities (amortized cost) ranking change?
Quarterly. figures come after .
Other US bank rankings
Size and balance sheet: Total assets, Total deposits, Net loans and leases, Loan-to-deposit ratio, Total securities, Deposits in domestic offices, Total loans and leases (gross)
Capital: CET1 ratio, Tier 1 leverage ratio, Total risk-based capital ratio, Bank equity capital, Total equity capital
Profitability: Return on equity (ROE), Return on assets (ROA), Net interest margin, Efficiency ratio, Net income (year to date)
Asset quality: Noncurrent loans to total loans, Net charge-offs to average loans
Deposits at risk: Uninsured share of domestic deposits, Estimated uninsured deposits
Securities: Available-for-sale securities (fair value), Available-for-sale securities (amortized cost), Held-to-maturity securities (fair value)
Staff and branches: Full-time equivalent employees, Number of offices