United Kingdom: economic data
In the United Kingdom, the 5-year gilt yield rose to 4.92% in September 2026 from 4.04% in September 2025. MFI sterling net lending to individuals rose to £1,700.8 bn in August 2026 from £1,640.7 bn in August 2025. Meanwhile, Bank Rate fell to 3.75% in September 2026 from 4.00% in September 2025. Source: Bank of England.
- 5-year yield: up 0.33 pp on August 2026, to 4.92%
- 10-year yield: up 0.31 pp on August 2026, to 5.37%
- MFI sterling net lendi…: up 0.3% on July 2026, to £1,700.8 bn
Sparklines: the last ten years. Each figure links to its indicator page below.
Key figures
Of the 9 headline indicators, 6 were higher than a year earlier and 3 lower. The largest rise among the rates and ratios was in 5-year gilt yield (nominal par), up 0.89 pp to 4.92% in September 2026. The largest fall among the rates and ratios was in CPIH inflation, 12-month rate, down 0.80 pp to 3.30% in August 2026.
| Indicator | Latest | Period | Change from a year earlier | Source |
|---|---|---|---|---|
| Bank Rate | 3.75% | September 2026 | -0.25 pp | Bank of England |
| 5-year gilt yield (nominal par) | 4.92% | September 2026 | +0.89 pp | Bank of England |
| 10-year gilt yield (nominal par) | 5.37% | September 2026 | +0.68 pp | Bank of England |
| CPI inflation, 12-month rate | 3.10% | August 2026 | -0.70 pp | ONS |
| CPIH inflation, 12-month rate | 3.30% | August 2026 | -0.80 pp | ONS |
| Real GDP growth (quarter on quarter) | 0.50% | Q2 2026 | +0.50 pp | ONS |
| Unemployment rate | 4.90% | June 2026 | +0.20 pp | ONS |
| MFI sterling net lending to individuals (amount outstanding) | £1,700.8 bn | August 2026 | +3.7% | Bank of England |
| Consumer credit lending to individuals (amount outstanding) | £576.6 bn | March 2026 | +8.8% | Bank of England |
Each indicator links to its full history, definition and source. Full publisher names are in the sources section.
Interest rates
Bank Rate was 3.75% in September 2026, down 0.25 pp from September 2025. Over five years it ranged from 0.10% (September 2021) to 5.25% (September 2023). Over its last 12 readings it moved between 3.75% (January 2026) and 4.00% (October 2025). Its ten-year average is 2.03%, so the latest reading is above it. 5-year gilt yield (nominal par) was 4.92% in September 2026, up 0.89 pp from September 2025. Over five years it ranged from 0.59% (November 2021) to 4.92% (September 2026). Over its last 12 readings it moved between 3.70% (February 2026) and 4.92% (September 2026). Its ten-year average is 2.04%, so the latest reading is above it. 10-year gilt yield (nominal par) was 5.37% in September 2026, up 0.68 pp from September 2025. Over five years it ranged from 0.84% (November 2021) to 5.37% (September 2026). Over its last 12 readings it moved between 4.29% (February 2026) and 5.37% (September 2026). Its ten-year average is 2.41%, so the latest reading is above it.
- Bank Rate 3.8%
- 5-year gilt yield (nominal par) 4.9%
- 10-year gilt yield (nominal par) 5.4%
Inflation
CPI inflation, 12-month rate was 3.10% in August 2026, down 0.70 pp from August 2025. Over five years it ranged from 1.70% (September 2024) to 11.10% (October 2022). Over its last 12 readings it moved between 2.60% (June 2026) and 3.80% (September 2025). Its ten-year average is 3.51%, so the latest reading is below it. CPIH inflation, 12-month rate was 3.30% in August 2026, down 0.80 pp from August 2025. Over five years it ranged from 2.60% (September 2024) to 9.60% (October 2022). Over its last 12 readings it moved between 2.80% (June 2026) and 4.10% (September 2025). Its ten-year average is 3.46%, so the latest reading is below it.
- CPI inflation, 12-month rate 3.1%
- CPIH inflation, 12-month rate 3.3%
Growth
Real GDP growth (quarter on quarter) was 0.50% in Q2 2026, up 0.50 pp from Q2 2025. Over five years it ranged from -0.30% (Q4 2023) to 7.00% (Q2 2021). Over its last 12 readings it moved between -0.30% (Q4 2023) and 0.70% (Q1 2024). Its ten-year average is 0.42%, so the latest reading is above it.
- Real GDP growth (quarter on quarter) 0.5%
Jobs
Unemployment rate was 4.90% in June 2026, up 0.20 pp from June 2025. Over five years it ranged from 3.60% (June 2022) to 5.20% (November 2025). Over its last 12 readings it moved between 4.80% (July 2025) and 5.20% (November 2025). Its ten-year average is 4.33%, so the latest reading is above it.
- Unemployment rate 4.9%
Household credit
MFI sterling net lending to individuals (amount outstanding) was £1,700.8 bn in August 2026, up 3.7% from August 2025. Over five years it ranged from £1,482.6 bn (August 2021) to £1,700.8 bn (August 2026). Over its last 12 readings it moved between £1,644.8 bn (September 2025) and £1,700.8 bn (August 2026). Its ten-year average is £1,485.2 bn, so the latest reading is above it. Consumer credit lending to individuals (amount outstanding) was £576.6 bn in March 2026, up 8.8% from March 2025. Over five years it ranged from £377.3 bn (March 2021) to £576.6 bn (March 2026). Over its last 12 readings it moved between £534.3 bn (April 2025) and £576.6 bn (March 2026). Its ten-year average is £403.2 bn, so the latest reading is above it.
- MFI sterling net lending to individuals (amount outstanding) £1,701bn
- Consumer credit lending to individuals (amount outstanding) £577bn
All United Kingdom indicators
EconoMonitor publishes 16 indicators for the United Kingdom from 2 official publishers: Bank of England, Office for National Statistics. The longest series, Bank Rate, starts in January 2006; the most recent reading is for Bank Rate, September 2026.
Questions and sources
What is the latest Bank Rate in United Kingdom?
3.75% in September 2026, according to Bank of England.
What is the latest CPI inflation, 12-month rate in United Kingdom?
3.10% in August 2026, according to Office for National Statistics.
How often is this page updated?
Each indicator is reloaded after its official release; monthly series monthly, quarterly series quarterly. The date at the top shows the latest data on this page.
Where does the data come from?
Only from the official publishers named in each source line: Bank of England, Office for National Statistics. Each figure is checked against the downloaded source file before it is shown.
Sources
Bank of England Database (Bank of England). Source: Bank of England. Contains public sector information licensed under the Open Government Licence v3.0. EconoMonitor is not affiliated with or endorsed by the Bank of England.
Office for National Statistics time series (Office for National Statistics). Source: Office for National Statistics. Contains public sector information licensed under the Open Government Licence v3.0. EconoMonitor is not affiliated with or endorsed by the ONS.
Data and analysis only, not financial advice. Data publishers do not endorse EconoMonitor. See the disclaimer and methodology.