Held-to-maturity securities (amortized cost): US bank rankings

500 FDIC-insured banks ranked by held-to-maturity securities (amortized cost) at Q2 2026, from each bank's Call Report. 1 = highest.

Bank of America ranked first by held-to-maturity securities (amortized cost) at Q2 2026 with $505.8 bn, followed by JPMorgan Chase Bank ($268.5 bn) and Wells Fargo Bank ($198.7 bn). Rank among 500 banks reporting this metric, 1 = highest; the median bank was at $16.9 mn. Source: FDIC Call Report data, cross-checked against FFIEC filings.

What changed this quarter (Q1 2026 to Q2 2026)
  • Bank of America stayed first, at $505.8 bn
  • Median: down from $19.6 mn to $16.9 mn
  • Biggest rise in the top 100: OceanFirst Bank, from 90th to 46th
Highest value
$505.8 bn
Bank of America
Rank 1 of 500 1 = highest
Median bank
$16.9 mn
Middle of the 500 banks ranked
Lowest value
$0
Community National Bank & Trust
Rank 299 of 500 1 = highest
Banks ranked
500
Every bank in our coverage that reported it

Sparklines: the last ten years (median and count: every quarter of this ranking). Source: FDIC BankFind Suite (Call Report data), cross-checked against FFIEC Call Report filings. Calculations: EconoMonitor.

Ranking, Q2 2026

Rank (1 = highest)Change in rankBankStateQ2 2026Q1 2026
281+12Chemung Canal Trust CompanyNY$1.6 mn$640,000
282+5KS StateBankKS$1.6 mn$1.7 mn
283+5The Central Trust BankMO$1.5 mn$1.5 mn
284+5First Mid Bank & TrustIL$1.4 mn$1.4 mn
285+5Emprise BankKS$1.2 mn$1.2 mn
286+5United BankVA$1.0 mn$1.0 mn
287+5Liberty BankCT$900,000$900,000
288+6Home BankLA$530,000$530,000
289+7BancFirstOK$501,000$501,000
290+8Vantage Bank TexasTX$430,000$430,000
291+6NATIONAL COOPERATIVE BANKOH$398,000$474,000
292+7Texas Exchange BankTX$363,000$369,000
293+2First International Bank & TrustND$355,000$525,000
294+6Bell BankND$253,000$255,000
295+7International Bank of CommerceTX$100,000$100,000
296+8First Farmers Bank & Trust Co.IN$70,000$70,000
297+6Safra National Bank of New YorkNY$62,000$75,000
298+7Cornerstone BankMA$30,000$34,000
299+7TD BankDE$0$0
299+7American Express National BankUT$0$0
299+7Synchrony BankUT$0$0
299+7Flagstar BankNY$0$0
299+7Deutsche Bank Trust Company AmericasNY$0$0
299+7SoFi BankUT$0$0
299+7Barclays Bank DelawareDE$0$0
299+7Raymond James BankFL$0$0
299-248Banc of CaliforniaCA$0$2.3 bn
299+7Bank OZKAR$0$0
299+7BankUnitedFL$0$0
299+7Commerce BankMO$0$0
299+7TD Bank USADE$0$0
299+7Sallie Mae BankUT$0$0
299+7BNY MellonPA$0$0
299+7Bank of America CaliforniaCA$0$0
299+7Beal Bank USANV$0$0
299+7Simmons BankAR$0$0
299+7Axos BankCA$0$0
299+7Arvest BankAR$0$0
299+7Wells Fargo National Bank WestNV$0$0
299+7Cathay BankCA$0$0

Source: FDIC BankFind Suite (Call Report data), cross-checked against FFIEC Call Report filings. Calculations: EconoMonitor. Change in rank compares with Q1 2026. Bars: value relative to the largest in the table.

Who leads the table?

The five banks at the top of the table at Q2 2026 were Bank of America ($505.8 bn, NC), JPMorgan Chase Bank ($268.5 bn, OH), Wells Fargo Bank ($198.7 bn, SD), Citibank ($164.1 bn, SD) and Charles Schwab Bank, SSB ($110.9 bn, TX). 10 of the top 10 were also in the top 10 in Q1 2026. 2 of the top 10 have their head office in North Carolina.

How are the values spread?

Half of the 500 banks have a value between $0 and $374.1 mn (the middle two quarters of the table); one in ten is above $2.5 bn and one in ten below $0. A year earlier, at Q2 2025, the median was $28.1 mn across 528 banks. The median fell from $19.6 mn in Q1 2026 to $16.9 mn in Q2 2026.

64 values lie far from the rest of the table (more than three times the spread of the middle half beyond it): Bank of America ($505.8 bn); JPMorgan Chase Bank ($268.5 bn); Wells Fargo Bank ($198.7 bn); Citibank ($164.1 bn); Charles Schwab Bank, SSB ($110.9 bn); PNC Bank ($78.4 bn) and others. Values like these usually come from special-purpose banks, such as trust, custody, credit card or payment banks, whose balance sheets differ from lending banks; compare them with care.

Which of the top 100 banks moved most?

Between Q1 2026 and Q2 2026, of the 500 banks ranked in both quarters, 420 moved up the table, 30 moved down and 50 kept their place; the typical bank moved 6 places.

Largest moves up the table from Q1 2026 to Q2 2026: OceanFirst Bank (from 90th to 46th; $853.7 mn to $2.9 bn); Capital One (from 62nd to 49th; $1.7 bn to $2.7 bn); WaFd Bank (from 98th to 88th; $745.7 mn to $858.3 mn). Largest moves down the table from Q1 2026 to Q2 2026: Hancock Whitney Bank (from 57th to 60th; $2.1 bn to $1.9 bn); PlainsCapital Bank (from 95th to 97th; $759.6 mn to $745.2 mn); First Interstate Bank (from 52nd to 54th; $2.3 bn to $2.2 bn).

How is this ranking built?

Held-to-maturity debt securities at amortized cost (their balance-sheet value). Held-to-maturity securities (amortized cost) values are quarter-end figures from each bank's Call Report for Q2 2026, ranked from highest to lowest (1 = highest).

Full definitions are on the methodology page for held-to-maturity securities (amortized cost).

Other US bank rankings

Source: FDIC BankFind Suite (Call Report data). EconoMonitor is not affiliated with or endorsed by the FDIC. Primary source: FDIC BankFind Suite; cross-check: FFIEC Central Data Repository. Checks: Check A passed, Check B passed.

Data and analysis only, not financial advice. The FDIC and the FFIEC do not endorse EconoMonitor. See the disclaimer and methodology.