Broadway National Bank

FDIC-insured bank with its head office in San Antonio, Texas, established in 1941 according to the FDIC.

Broadway National Bank reported total assets of $5.4 bn at Q2 2026, down 6.5% from a year earlier. That ranks 268th among 497 banks reporting this metric (1 = highest). Its common equity tier 1 ratio was 16.72%, and an estimated 40.29% of domestic deposits were uninsured. Source: FDIC Call Report data, cross-checked against FFIEC filings.

What changed this quarter (Q1 2026 to Q2 2026)
  • Return on equity (ROE): up 2.02 pp on Q1 2026, to 20.65%
  • Total deposits: down 6.5% on Q1 2026, to $4.9 bn
  • Total assets: down 5.5% on Q1 2026, to $5.4 bn
Total assets
$5.4 bn
-6.5% on a year earlier
Rank 268 of 497 1 = highest
CET1 capital ratio
16.72%
+3.09 pp on a year earlier
Rank 70 of 448 1 = highest
Return on equity
20.65%
+3.03 pp on a year earlier
Rank 38 of 500 1 = highest
Uninsured share of deposits
40.29%
+0.94 pp on a year earlier
Rank 181 of 500 1 = highest

Ranks compare banks in our US coverage that report each metric. Sparklines: the last ten years. Source: FDIC BankFind Suite (Call Report data), cross-checked against FFIEC Call Report filings. Calculations: EconoMonitor.

Overview

What stands out about Broadway National Bank?

Nothing in the latest data sets Broadway National Bank apart from its size peers or the rest of the table: no unusual quarterly move, peer gap, rank change or outlier ratio. This page is kept out of search results until that changes.

How large is Broadway National Bank?

At Q2 2026 the bank held $5.4 bn of assets. Deposits were $4.9 bn and net loans and leases $3.1 bn, a loan-to-deposit ratio of 64.58%. Securities of $1.6 bn made up 30.4% of assets.

Total assets rose 65.7% between Q1 2016 and Q2 2026, from $3.3 bn.

How much of its funding is uninsured?

An estimated 40.29% of domestic deposits were above the FDIC insurance limit at Q2 2026, -0.91 pp from the previous quarter and +0.94 pp from a year earlier. That share ranks 181st among 500 banks reporting this metric (1 = highest).

Key facts, Q2 2026

MetricValueChange from a year earlierUS rank
Total assets$5.4 bn-6.5%268th of 497
Total deposits$4.9 bn-5.6%254th of 499
Net loans and leases$3.1 bn-10.8%304th of 500
Bank equity capital$493.1 mn+17.3%312th of 498
Common equity tier 1 (CET1) ratio16.72%+3.09 pp70th of 448
Tier 1 leverage ratio10.93%+1.07 pp177th of 500
Return on equity (ROE)20.65%+3.03 pp38th of 500
Net interest margin3.41%+0.19 pp316th of 500
Uninsured share of domestic deposits40.29%+0.94 pp181st of 500
Unrealized gain/loss on held-to-maturity securitiesLoss of $5.8 mnNarrowed by $775,000
Noncurrent loans to total loans0.19%+0.08 pp63rd of 500 (1 = lowest)
Net charge-offs to average loans0.13%+0.02 pp300th of 500 (1 = lowest)

US rank: rank among the banks in our coverage reporting each metric, 1 = highest unless marked 1 = lowest.

Balance sheet

Total assets, deposits and net loans, quarterly, Q1 2016 to Q2 2026.

Total assets, deposits and net loans of Broadway National Bank each quarter; total assets were $5.4 bn at Q2 2026$1.3bn$2.5bn$3.7bn$4.9bn$6.2bn20182020202220242026Total assets$5.4bnDeposits$4.9bnNet loans$3.1bnTotal assets, deposits and net loans of Broadway National Bank each quarter; total assets were $5.4 bn at Q2 2026$1.3bn$2.9bn$4.5bn$6.2bn20202024
  • Total assets $5.4bn
  • Deposits $4.9bn
  • Net loans $3.1bn
USD bn. Source: FDIC BankFind Suite, Call Report data.

Capital and securities

The common equity tier 1 (CET1) ratio was 16.72% at Q2 2026, +3.09 pp from a year earlier. Since Q1 2016 it has ranged from 12.58% (Q2 2023) to 16.72% (Q2 2026). At Q2 2026 the tier 1 leverage ratio was 10.93% and the total risk-based capital ratio 17.73%. The median CET1 ratio of the size peers listed below was 13.07% at Q2 2026.

Held-to-maturity securities had an unrealized loss of $5.8 mn at Q2 2026, measured as fair value minus amortized cost, equal to 1.2% of bank equity capital. The loss narrowed by $775,000 from a year earlier. The largest unrealized loss on these securities was $16.7 mn at Q3 2018. Available-for-sale securities showed an unrealized loss of $140.5 mn at Q2 2026; the loss narrowed by $34.7 mn from a year earlier.

Capital ratios

Percent of risk-weighted assets, except tier 1 leverage (percent of total assets)
CET1, total risk-based capital and tier 1 leverage ratios of Broadway National Bank, quarterly, Q1 2016 to Q2 20268.1%11%13%16%18%20182020202220242026Total capital18%CET117%Tier 1 leverage11%CET1, total risk-based capital and tier 1 leverage ratios of Broadway National Bank, quarterly, Q1 2016 to Q2 20268.1%11%15%18%20202024
  • Total capital 18%
  • CET1 17%
  • Tier 1 leverage 11%
Quarterly, Q1 2016 to Q2 2026. Source: FDIC BankFind Suite, Call Report data.

Unrealized gains and losses on securities

Fair value minus amortized cost, USD bn
Unrealized gains and losses on available-for-sale and held-to-maturity securities of Broadway National Bank, quarterly, Q1 2016 to Q2 2026-$297mn-$210mn-$123mn-$36mn$51mn20182020202220242026Held to maturity-$6mnAvailable for sale-$140mnUnrealized gains and losses on available-for-sale and held-to-maturity securities of Broadway National Bank, quarterly, Q1 2016 to Q2 2026-$297mn-$181mn-$65mn$51mn20202024
  • Available for sale -$140mn
  • Held to maturity -$6mn
Quarterly, Q1 2016 to Q2 2026. Source: FDIC BankFind Suite, Call Report data.

Profitability and loan quality

Return on equity was 20.65% for the year to Q2 2026, annualized, with a return on assets of 1.74% and a net interest margin of 3.41%. The margin was +0.19 pp from a year earlier. The efficiency ratio, noninterest expense as a share of revenue as the FDIC defines it, was 57.85%. Net income for the year to Q2 2026 was $49.5 mn, up 38.6% on the same period a year earlier. The median return on equity of its size peers was 14.55% for the same period.

Noncurrent loans, those 90 days or more past due or no longer accruing interest, were 0.19% of total loans at Q2 2026. Net charge-offs for the year to date were 0.13% of average loans, annualized.

Profitability

Percent, year to date, annualized as reported
Return on equity, net interest margin and return on assets of Broadway National Bank, quarterly, Q1 2016 to Q2 2026-1.3%4.6%11%16%22%20182020202220242026Return on equity21%Net interest margin3.4%Return on assets1.7%Return on equity, net interest margin and return on assets of Broadway National Bank, quarterly, Q1 2016 to Q2 2026-1.3%6.6%14%22%20202024
  • Return on equity 21%
  • Net interest margin 3.4%
  • Return on assets 1.7%
Quarterly, Q1 2016 to Q2 2026. Source: FDIC BankFind Suite, Call Report data.

Compared with banks of similar size

The six banks ranked closest to Broadway National Bank by total assets at Q2 2026, three above and three below where possible.

Among the seven banks in the table at Q2 2026, Broadway National Bank is 4th by total assets. Its CET1 ratio of 16.72% compares with a peer median of 13.07%, its tier 1 leverage ratio of 10.93% compares with a peer median of 9.07%, and its return on equity of 20.65% compares with a peer median of 14.55%.

BankTotal assetsCET1 ratioReturn on equityUninsured share
Coastal Community Bank$5.5 bn10.97%-11.91%27.45%
Green Dot Bank DBA Bonneville Bank$5.4 bn31.97%29.74%3.68%
Peoples Security Bank and Trust Company$5.4 bn12.75%10.85%31.02%
Broadway National Bank$5.4 bn16.72%20.65%40.29%
Stride Bank$5.4 bn18.76%27.72%6.23%
The Canandaigua National Bank and Trust Company$5.4 bn12.34%14.71%33.80%
City Bank$5.4 bn13.39%14.40%36.70%

Q2 2026. Peer median (the six banks, excluding this one): CET1 13.07%, return on equity 14.55%. Source: FDIC BankFind Suite (Call Report data), cross-checked against FFIEC Call Report filings. Calculations: EconoMonitor.

Last eight quarters

Broadway National Bank, as reported in its Call Reports.

From Q3 2024 to Q2 2026, total assets fell 7.1% to $5.4 bn, deposits fell 7.4% to $4.9 bn and bank equity capital rose 20.8% to $493.1 mn. Over the same period its full-time equivalent staff went from 644 to 572 and its offices went from 36 to 33.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026
Total assets$5.8 bn$5.7 bn$5.7 bn$5.8 bn$5.8 bn$5.9 bn$5.7 bn$5.4 bn
Total deposits$5.2 bn$5.2 bn$5.2 bn$5.1 bn$5.3 bn$5.3 bn$5.2 bn$4.9 bn
Bank equity capital$408.1 mn$384.8 mn$411.6 mn$420.3 mn$452.7 mn$474.5 mn$471.9 mn$493.1 mn
Common equity tier 1 (CET1) ratio13.57%13.45%13.95%13.63%14.14%15.36%15.80%16.72%
Return on equity (ROE)16.67%17.67%17.03%17.62%18.35%18.19%18.63%20.65%
Uninsured share of domestic deposits38.88%38.88%39.41%39.34%39.69%40.56%41.19%40.29%
Full-time equivalent employees644636633629616595587572
Number of offices3636363636343433

Source: FDIC BankFind Suite (Call Report data), cross-checked against FFIEC Call Report filings. Calculations: EconoMonitor.

Mergers and acquisitions

The FDIC history records no mergers or acquisitions for Broadway National Bank since Q1 2016, and its total assets never moved more than 25% in one quarter.

Identifiers and sources

FDIC certificate
15797
Federal Reserve RSSD ID
474254
Head office
San Antonio, Texas
Holding company
BROADWAY BANCSHARES INC (as reported to the FDIC)
Holding company RSSD ID
1106879
EconoMonitor ID
EMB-US-000367

Frequently asked questions

What were Broadway National Bank's total assets?

$5.4 bn at Q2 2026, according to its Call Report as published by the FDIC. By total assets it ranks 268th among 497 banks reporting this metric (1 = highest).

Is Broadway National Bank the same as its holding company?

No. This page covers the FDIC-insured bank (certificate 15797). Its holding company, BROADWAY BANCSHARES INC (as reported to the FDIC), reports separately to the Federal Reserve and, if its shares are listed, to the SEC.

How often is this page updated?

Every quarter, after Broadway National Bank files its Call Report and the FDIC publishes it. This page shows Q2 2026, loaded on 19 October 2026; any sentence that uses an earlier quarter names it.

Where can I check these numbers?

In the FDIC BankFind Suite record for certificate 15797, and in the Call Reports filed under RSSD ID 474254 at the FFIEC Central Data Repository.

Sources and definitions

Definitions, Call Report fields and formulas for each metric: Bank equity capital, Uses community bank leverage ratio framework, Common equity tier 1 (CET1) ratio, Deposits in domestic offices, Efficiency ratio, Full-time equivalent employees, Loan-to-deposit ratio, Total loans and leases (gross), Net loans and leases, Net charge-offs to average loans, Net income (year to date), Net interest margin, Noncurrent loans to total loans, Number of offices, Return on assets (ROA), Return on equity (ROE), Available-for-sale securities (amortized cost), Available-for-sale securities (fair value), Held-to-maturity securities (amortized cost), Held-to-maturity securities (fair value), Total securities, Tier 1 leverage ratio, Total assets, Total deposits, Total equity capital, Total risk-based capital ratio, Uninsured share of domestic deposits, Estimated uninsured deposits, Unrealized gain/loss on available-for-sale securities, Unrealized gain/loss on held-to-maturity securities.

Checks for this release: Check A (database against the FDIC download) passed, Check B (FDIC against FFIEC Call Report filings) passed.

Source: FDIC BankFind Suite (Call Report data). EconoMonitor is not affiliated with or endorsed by the FDIC. FDIC BankFind Suite API.

Source: FFIEC Central Data Repository (Call Reports). EconoMonitor is not affiliated with or endorsed by the FFIEC. FFIEC Central Data Repository, Public Data Distribution.

Data and analysis only, not financial advice. The FDIC and the FFIEC do not endorse EconoMonitor. See the disclaimer and methodology.