Broadway National Bank
Broadway National Bank reported total assets of $5.4 bn at Q2 2026, down 6.5% on a year earlier, the 268th largest of 497 banks in our US coverage. The CET1 capital ratio at Broadway National Bank was 16.72%, and the uninsured share of Broadway National Bank was 40.29%. Source: FDIC Call Reports.
Key takeaways
- On common equity tier 1 (CET1) ratio, Broadway National Bank climbed from 183rd to 70th among 448 US banks between and (1 = highest; FDIC Call Reports).
- Broadway National Bank has one of the highest return on equity (ROE) readings among banks of $1 bn to $10 bn: 20.65% at , against a median of 12.68% across 339 banks (FDIC Call Reports).
- Over the year to , the total assets of Broadway National Bank fell by 6.5% to $5.4 bn, a bigger fall than at 98% of covered banks (FDIC Call Reports).
What sets Broadway National Bank apart
- Over the year to , the net loans and leases of Broadway National Bank fell by 10.8% to $3.1 bn, a bigger fall than at 97% of covered banks.
- Over the year to , the total deposits of Broadway National Bank fell by 5.6% to $4.9 bn, a bigger fall than at 97% of covered banks.
- The loan-to-deposit ratio of Broadway National Bank, 64.58% at , places Broadway National Bank in the bottom tenth of banks of $1 bn to $10 bn (group median 88.61%).
How large is Broadway National Bank?
The balance sheet of Broadway National Bank at : assets $5.4 bn, deposits $4.9 bn, net loans $3.1 bn (loans equal to 64.58% of deposits). Securities make up 30.4% of total assets at Broadway National Bank. Since , when Broadway National Bank held $3.3 bn, its assets grew 65.7%. In the year to , deposits at Broadway National Bank fell 5.6% while its total assets fell 6.5%. At , Broadway National Bank employed 572 full-time equivalent staff across 33 offices, about $9.5 mn of assets per employee and $147.2 mn of deposits per office.
How much funding at Broadway National Bank is uninsured?
At Broadway National Bank, uninsured deposits (above the FDIC limit) made up 40.29% of domestic deposits at (+0.94 pp on a year earlier); Broadway National Bank ranks 181st of 500 on this measure. In dollars, Broadway National Bank estimated $2.0 bn of uninsured deposits.
Key facts, Q2 2026
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total deposits | $4.9 bn | -5.6% | 254th of 499 |
| Net loans and leases | $3.1 bn | -10.8% | 304th of 500 |
| Loan-to-deposit ratio | 64.58% | -3.71 pp | 441st of 500 |
| Tier 1 leverage ratio | 10.93% | +1.07 pp | 177th of 500 |
| Total risk-based capital ratio | 17.73% | +3.12 pp | 76th of 448 |
| Net interest margin | 3.41% | +0.19 pp | 316th of 500 |
| Return on assets (ROA) | 1.74% | +0.49 pp | 92nd of 500 |
| Efficiency ratio | 57.85% | -6.23 pp | 288th of 500 (1 = lowest) |
| Unrealized gain/loss on held-to-maturity securities | Loss of $5.8 mn | Narrowed by $775,000 | |
| Unrealized gain/loss on available-for-sale securities | Loss of $140.5 mn | Narrowed by $34.7 mn | |
| Noncurrent loans to total loans | 0.19% | +0.08 pp | 63rd of 500 (1 = lowest) |
| Net charge-offs to average loans | 0.13% | +0.02 pp | 300th of 500 (1 = lowest) |
US rank of Broadway National Bank: 1 = highest unless marked 1 = lowest.
Balance sheet
Broadway National Bank: assets, deposits and loans
- Total assets $5.4bn
- Deposits $4.9bn
- Net loans $3.1bn
Capital and securities
The CET1 ratio of Broadway National Bank stood at 16.72% in , +3.09 pp year on year. Low and high at Broadway National Bank since : 12.58% () to 16.72% (). Equity capital of Broadway National Bank at : $493.1 mn, or 9.1% of total assets. Broadway National Bank also reported a total capital ratio of 17.73% for , and a tier 1 leverage ratio of 10.93%.
On held-to-maturity securities, Broadway National Bank carried an unrealized loss of $5.8 mn at , equal to 1.2% of equity capital. The loss narrowed by $775,000 over the year. Its deepest point: $16.7 mn in . The available-for-sale portfolio of Broadway National Bank showed an unrealized loss of $140.5 mn at ; the loss narrowed by $34.7 mn over the year.
Broadway National Bank: capital ratios
- Total capital 18%
- CET1 17%
- Tier 1 leverage 11%
Broadway National Bank: unrealized securities gains and losses
- Available for sale -$140mn
- Held to maturity -$6mn
Profitability and loan quality
For the year to , Broadway National Bank earned a return on equity of 20.65%; return on assets: 1.74%. Net interest margin at Broadway National Bank: 3.41%, +0.19 pp in a year. Broadway National Bank net income: $49.5 mn, up 38.6% year on year. The efficiency ratio of Broadway National Bank was 57.85%: about 58 cents cost per revenue dollar, against 60 cents at the median peer.
At , noncurrent loans were 0.19% of total loans at Broadway National Bank; net charge-offs: 0.13% of average loans. Gross loans and leases at Broadway National Bank: $3.2 bn, down 10.7% in a year.
Broadway National Bank: profitability
- Return on equity 21%
- Net interest margin 3.4%
- Return on assets 1.7%
Peer group of Broadway National Bank
The peer group of Broadway National Bank is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 2 share the charter type of Broadway National Bank (national bank), 6 sit in the same size group ($1 bn to $10 bn) and 1 has its head office in Texas. Against them, Broadway National Bank shows CET1 ratio 16.72% against a peer median of 13.07%, return on equity 20.65% against a peer median of 14.55% and uninsured deposit share 40.29% against a peer median of 29.23%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| Coastal Community Bank | State member bank | WA | $5.5 bn | 10.97% | -11.91% | 27.45% | |
| Green Dot Bank DBA Bonneville Bank | State member bank | UT | $5.4 bn | 31.97% | 29.74% | 3.68% | |
| Peoples Security Bank and Trust Company | State nonmember bank | PA | $5.4 bn | 12.75% | 10.85% | 31.02% | |
| Broadway National Bank | National bank | TX | $5.4 bn | 16.72% | 20.65% | 40.29% | |
| Stride Bank | National bank | OK | $5.4 bn | 18.76% | 27.72% | 6.23% | |
| The Canandaigua National Bank and Trust Company | National bank | NY | $5.4 bn | 12.34% | 14.71% | 33.80% | |
| City Bank | State nonmember bank | TX | $5.4 bn | 13.39% | 14.40% | 36.70% | |
. FDIC Call Reports.
Last eight quarters
Two years at Broadway National Bank, to : assets -7.1%, deposits -7.4%, equity +20.8%. Staff 644 to 572; offices 36 to 33.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $5.8 bn | $5.7 bn | $5.7 bn | $5.8 bn | $5.8 bn | $5.9 bn | $5.7 bn | $5.4 bn |
| Total deposits | $5.2 bn | $5.2 bn | $5.2 bn | $5.1 bn | $5.3 bn | $5.3 bn | $5.2 bn | $4.9 bn |
| Bank equity capital | $408.1 mn | $384.8 mn | $411.6 mn | $420.3 mn | $452.7 mn | $474.5 mn | $471.9 mn | $493.1 mn |
| CET1 ratio | 13.57% | 13.45% | 13.95% | 13.63% | 14.14% | 15.36% | 15.80% | 16.72% |
| Return on equity (ROE) | 16.67% | 17.67% | 17.03% | 17.62% | 18.35% | 18.19% | 18.63% | 20.65% |
| Uninsured share of domestic deposits | 38.88% | 38.88% | 39.41% | 39.34% | 39.69% | 40.56% | 41.19% | 40.29% |
| Full-time equivalent employees | 644 | 636 | 633 | 629 | 616 | 595 | 587 | 572 |
| Number of offices | 36 | 36 | 36 | 36 | 36 | 34 | 34 | 33 |
FDIC Call Reports.
Mergers and acquisitions
No merger or acquisition by Broadway National Bank appears in the FDIC history since , and its total assets never moved more than 25% in one quarter.
Questions and identifiers
What were the total assets of Broadway National Bank?
Broadway National Bank reported $5.4 bn at in its Call Report. That makes Broadway National Bank the 268th largest of 497 banks in our US coverage.
Is Broadway National Bank the same as its holding company?
No. This page covers Broadway National Bank, FDIC certificate 15797; BROADWAY BANCSHARES INC (as reported to the FDIC), its holding company, reports separately to the Federal Reserve.
Is Broadway National Bank profitable?
Broadway National Bank reported net income of $49.5 mn for the year to ; annualized return on equity: 20.65%. So yes: Broadway National Bank made a profit over these months.
When is data for Broadway National Bank next updated?
Figures from Broadway National Bank for are due after .
Where can I check the figures for Broadway National Bank?
In the FDIC BankFind Suite record for certificate 15797, and in the Call Reports of Broadway National Bank (RSSD ID 474254) at the FFIEC Central Data Repository.