Broadway National Bank

FDIC-insured bank with its head office in San Antonio, Texas, established in 1941 according to the FDIC.

Broadway National Bank reported total assets of $5.4 bn at Q2 2026, down 6.5% on a year earlier, the 268th largest of 497 banks in our US coverage. The CET1 capital ratio at Broadway National Bank was 16.72%, and the uninsured share of Broadway National Bank was 40.29%. Source: FDIC Call Reports.

Key takeaways

  • On common equity tier 1 (CET1) ratio, Broadway National Bank climbed from 183rd to 70th among 448 US banks between and (1 = highest; FDIC Call Reports).
  • Broadway National Bank has one of the highest return on equity (ROE) readings among banks of $1 bn to $10 bn: 20.65% at , against a median of 12.68% across 339 banks (FDIC Call Reports).
  • Over the year to , the total assets of Broadway National Bank fell by 6.5% to $5.4 bn, a bigger fall than at 98% of covered banks (FDIC Call Reports).
Total assets
$5.4 bn
-6.5% on a year earlier
Rank 268 of 497 1 = highest
CET1 capital ratio
16.72%
+3.09 pp on a year earlier
Rank 70 of 448 1 = highest
Return on equity
20.65%
+3.03 pp on a year earlier
Rank 38 of 500 1 = highest
Uninsured share of deposits
40.29%
+0.94 pp on a year earlier
Rank 181 of 500 1 = highest

What sets Broadway National Bank apart

  • Over the year to , the net loans and leases of Broadway National Bank fell by 10.8% to $3.1 bn, a bigger fall than at 97% of covered banks.
  • Over the year to , the total deposits of Broadway National Bank fell by 5.6% to $4.9 bn, a bigger fall than at 97% of covered banks.
  • The loan-to-deposit ratio of Broadway National Bank, 64.58% at , places Broadway National Bank in the bottom tenth of banks of $1 bn to $10 bn (group median 88.61%).

How large is Broadway National Bank?

The balance sheet of Broadway National Bank at : assets $5.4 bn, deposits $4.9 bn, net loans $3.1 bn (loans equal to 64.58% of deposits). Securities make up 30.4% of total assets at Broadway National Bank. Since , when Broadway National Bank held $3.3 bn, its assets grew 65.7%. In the year to , deposits at Broadway National Bank fell 5.6% while its total assets fell 6.5%. At , Broadway National Bank employed 572 full-time equivalent staff across 33 offices, about $9.5 mn of assets per employee and $147.2 mn of deposits per office.

How much funding at Broadway National Bank is uninsured?

At Broadway National Bank, uninsured deposits (above the FDIC limit) made up 40.29% of domestic deposits at (+0.94 pp on a year earlier); Broadway National Bank ranks 181st of 500 on this measure. In dollars, Broadway National Bank estimated $2.0 bn of uninsured deposits.

Key facts, Q2 2026

MetricValueChange from a year earlierUS rank
Total deposits$4.9 bn-5.6%254th of 499
Net loans and leases$3.1 bn-10.8%304th of 500
Loan-to-deposit ratio64.58%-3.71 pp441st of 500
Tier 1 leverage ratio10.93%+1.07 pp177th of 500
Total risk-based capital ratio17.73%+3.12 pp76th of 448
Net interest margin3.41%+0.19 pp316th of 500
Return on assets (ROA)1.74%+0.49 pp92nd of 500
Efficiency ratio57.85%-6.23 pp288th of 500 (1 = lowest)
Unrealized gain/loss on held-to-maturity securitiesLoss of $5.8 mnNarrowed by $775,000
Unrealized gain/loss on available-for-sale securitiesLoss of $140.5 mnNarrowed by $34.7 mn
Noncurrent loans to total loans0.19%+0.08 pp63rd of 500 (1 = lowest)
Net charge-offs to average loans0.13%+0.02 pp300th of 500 (1 = lowest)

US rank of Broadway National Bank: 1 = highest unless marked 1 = lowest.

Balance sheet

Broadway National Bank: assets, deposits and loans

USD bn
Total assets, deposits and net loans of Broadway National Bank each quarter; total assets were $5.4 bn at Q2 2026$1.3bn$2.5bn$3.7bn$4.9bn$6.2bn20182020202220242026Total assets$5.4bnDeposits$4.9bnNet loans$3.1bnTotal assets, deposits and net loans of Broadway National Bank each quarter; total assets were $5.4 bn at Q2 2026$1.3bn$2.9bn$4.5bn$6.2bn20202024
  • Total assets $5.4bn
  • Deposits $4.9bn
  • Net loans $3.1bn
to . FDIC Call Reports.

Capital and securities

The CET1 ratio of Broadway National Bank stood at 16.72% in , +3.09 pp year on year. Low and high at Broadway National Bank since : 12.58% () to 16.72% (). Equity capital of Broadway National Bank at : $493.1 mn, or 9.1% of total assets. Broadway National Bank also reported a total capital ratio of 17.73% for , and a tier 1 leverage ratio of 10.93%.

On held-to-maturity securities, Broadway National Bank carried an unrealized loss of $5.8 mn at , equal to 1.2% of equity capital. The loss narrowed by $775,000 over the year. Its deepest point: $16.7 mn in . The available-for-sale portfolio of Broadway National Bank showed an unrealized loss of $140.5 mn at ; the loss narrowed by $34.7 mn over the year.

Broadway National Bank: capital ratios

Percent
CET1, total risk-based capital and tier 1 leverage ratios of Broadway National Bank, Q1 2016 to Q2 20268.1%11%13%16%18%20182020202220242026Total capital18%CET117%Tier 1 leverage11%CET1, total risk-based capital and tier 1 leverage ratios of Broadway National Bank, Q1 2016 to Q2 20268.1%11%15%18%20202024
  • Total capital 18%
  • CET1 17%
  • Tier 1 leverage 11%
to . FDIC Call Reports.

Broadway National Bank: unrealized securities gains and losses

USD bn
Unrealized gains and losses on available-for-sale and held-to-maturity securities of Broadway National Bank, Q1 2016 to Q2 2026-$297mn-$210mn-$123mn-$36mn$51mn20182020202220242026Held to maturity-$6mnAvailable for sale-$140mnUnrealized gains and losses on available-for-sale and held-to-maturity securities of Broadway National Bank, Q1 2016 to Q2 2026-$297mn-$181mn-$65mn$51mn20202024
  • Available for sale -$140mn
  • Held to maturity -$6mn
to . FDIC Call Reports.

Profitability and loan quality

For the year to , Broadway National Bank earned a return on equity of 20.65%; return on assets: 1.74%. Net interest margin at Broadway National Bank: 3.41%, +0.19 pp in a year. Broadway National Bank net income: $49.5 mn, up 38.6% year on year. The efficiency ratio of Broadway National Bank was 57.85%: about 58 cents cost per revenue dollar, against 60 cents at the median peer.

At , noncurrent loans were 0.19% of total loans at Broadway National Bank; net charge-offs: 0.13% of average loans. Gross loans and leases at Broadway National Bank: $3.2 bn, down 10.7% in a year.

Broadway National Bank: profitability

Percent, annualized
Return on equity, net interest margin and return on assets of Broadway National Bank, Q1 2016 to Q2 2026-1.3%4.6%11%16%22%20182020202220242026Return on equity21%Net interest margin3.4%Return on assets1.7%Return on equity, net interest margin and return on assets of Broadway National Bank, Q1 2016 to Q2 2026-1.3%6.6%14%22%20202024
  • Return on equity 21%
  • Net interest margin 3.4%
  • Return on assets 1.7%
to . FDIC Call Reports.

Peer group of Broadway National Bank

The peer group of Broadway National Bank is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 2 share the charter type of Broadway National Bank (national bank), 6 sit in the same size group ($1 bn to $10 bn) and 1 has its head office in Texas. Against them, Broadway National Bank shows CET1 ratio 16.72% against a peer median of 13.07%, return on equity 20.65% against a peer median of 14.55% and uninsured deposit share 40.29% against a peer median of 29.23%.

BankCharterStateTotal assetsCET1 ratioReturn on equityUninsured share
Coastal Community BankState member bankWA$5.5 bn10.97%-11.91%27.45%
Green Dot Bank DBA Bonneville BankState member bankUT$5.4 bn31.97%29.74%3.68%
Peoples Security Bank and Trust CompanyState nonmember bankPA$5.4 bn12.75%10.85%31.02%
Broadway National BankNational bankTX$5.4 bn16.72%20.65%40.29%
Stride BankNational bankOK$5.4 bn18.76%27.72%6.23%
The Canandaigua National Bank and Trust CompanyNational bankNY$5.4 bn12.34%14.71%33.80%
City BankState nonmember bankTX$5.4 bn13.39%14.40%36.70%

. FDIC Call Reports.

Last eight quarters

Two years at Broadway National Bank, to : assets -7.1%, deposits -7.4%, equity +20.8%. Staff 644 to 572; offices 36 to 33.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026
Total assets$5.8 bn$5.7 bn$5.7 bn$5.8 bn$5.8 bn$5.9 bn$5.7 bn$5.4 bn
Total deposits$5.2 bn$5.2 bn$5.2 bn$5.1 bn$5.3 bn$5.3 bn$5.2 bn$4.9 bn
Bank equity capital$408.1 mn$384.8 mn$411.6 mn$420.3 mn$452.7 mn$474.5 mn$471.9 mn$493.1 mn
CET1 ratio13.57%13.45%13.95%13.63%14.14%15.36%15.80%16.72%
Return on equity (ROE)16.67%17.67%17.03%17.62%18.35%18.19%18.63%20.65%
Uninsured share of domestic deposits38.88%38.88%39.41%39.34%39.69%40.56%41.19%40.29%
Full-time equivalent employees644636633629616595587572
Number of offices3636363636343433

FDIC Call Reports.

Mergers and acquisitions

No merger or acquisition by Broadway National Bank appears in the FDIC history since , and its total assets never moved more than 25% in one quarter.

Questions and identifiers

What were the total assets of Broadway National Bank?

Broadway National Bank reported $5.4 bn at in its Call Report. That makes Broadway National Bank the 268th largest of 497 banks in our US coverage.

Is Broadway National Bank the same as its holding company?

No. This page covers Broadway National Bank, FDIC certificate 15797; BROADWAY BANCSHARES INC (as reported to the FDIC), its holding company, reports separately to the Federal Reserve.

Is Broadway National Bank profitable?

Broadway National Bank reported net income of $49.5 mn for the year to ; annualized return on equity: 20.65%. So yes: Broadway National Bank made a profit over these months.

When is data for Broadway National Bank next updated?

Figures from Broadway National Bank for are due after .

Where can I check the figures for Broadway National Bank?

In the FDIC BankFind Suite record for certificate 15797, and in the Call Reports of Broadway National Bank (RSSD ID 474254) at the FFIEC Central Data Repository.