Parkway Bank and Trust Company

Overview

What stands out about Parkway Bank and Trust Company?

Against its six size peers, its uninsured share of domestic deposits stands out most: 13.20% at Q2 2026, below the peer median of 31.48%.

How large is Parkway Bank and Trust Company?

At Q2 2026 the bank held $3.7 bn of assets. Deposits were $2.8 bn and net loans and leases $2.9 bn, a loan-to-deposit ratio of 104.75%. Securities of $207.5 mn made up 5.7% of assets.

Total assets rose 57.5% between Q1 2016 and Q2 2026, from $2.3 bn.

How much of its funding is uninsured?

An estimated 13.20% of domestic deposits were above the FDIC insurance limit at Q2 2026, +0.53 pp from the previous quarter and +1.41 pp from a year earlier. That share ranks 457th among 500 banks reporting this metric (1 = highest).

Key facts, Q2 2026

US rank: rank among the banks in our coverage reporting each metric, 1 = highest unless marked 1 = lowest.

The common equity tier 1 (CET1) ratio was 12.59% at Q2 2026, -0.09 pp from a year earlier. Since Q1 2016 it has ranged from 11.28% (Q3 2016) to 14.44% (Q1 2022). At Q2 2026 the tier 1 leverage ratio was 11.50% and the total risk-based capital ratio 13.75%. The median CET1 ratio of the size peers listed below was 11.07% at Q2 2026.

Held-to-maturity securities had an unrealized loss of $668,000 at Q2 2026, measured as fair value minus amortized cost, equal to 0.2% of bank equity capital. The loss narrowed by $575,000 from a year earlier. The largest unrealized loss on these securities was $8.3 mn at Q3 2023. Available-for-sale securities showed an unrealized loss of $3.6 mn at Q2 2026; the loss narrowed by $30,000 from a year earlier.

Return on equity was 10.61% for the year to Q2 2026, annualized, with a return on assets of 1.20% and a net interest margin of 3.01%. The margin was +0.14 pp from a year earlier. The efficiency ratio, noninterest expense as a share of revenue as the FDIC defines it, was 45.33%. Net income for the year to Q2 2026 was $21.9 mn, up 19.3% on the same period a year earlier. The median return on equity of its size peers was 15.03% for the same period.

Noncurrent loans, those 90 days or more past due or no longer accruing interest, were 1.05% of total loans at Q2 2026. Net charge-offs for the year to date were -0.01% of average loans, annualized.

The FDIC history records no mergers or acquisitions for Parkway Bank and Trust Company since Q1 2016, and its total assets never moved more than 25% in one quarter.