Parkway Bank and Trust Company
Parkway Bank and Trust Company reported total assets of $3.7 bn at Q2 2026, up 3.0% on a year earlier, the 352nd largest of 497 banks in our US coverage. The CET1 capital ratio at Parkway Bank and Trust Company was 12.59%, and the uninsured share of Parkway Bank and Trust Company was 13.20%. Source: FDIC Call Reports.
Key takeaways
- On noncurrent loans to total loans, Parkway Bank and Trust Company climbed from 427th to 371st among 500 US banks between and (1 = lowest; FDIC Call Reports).
- Parkway Bank and Trust Company reports one of the lowest net charge-offs to average loans readings among banks of $1 bn to $10 bn: -0.01% at , where the median of the 339 banks is 0.06% (FDIC Call Reports).
- The uninsured share of domestic deposits of Parkway Bank and Trust Company, 13.20% at , places Parkway Bank and Trust Company in the bottom tenth of banks of $1 bn to $10 bn (group median 32.61%; FDIC Call Reports).
What sets Parkway Bank and Trust Company apart
- Few banks of $1 bn to $10 bn report a higher loan-to-deposit ratio than Parkway Bank and Trust Company, at 104.75% in against a group median of 88.61%.
How large is Parkway Bank and Trust Company?
The balance sheet of Parkway Bank and Trust Company at : assets $3.7 bn, deposits $2.8 bn, net loans $2.9 bn (loans equal to 104.75% of deposits). Securities make up 5.7% of total assets at Parkway Bank and Trust Company. Since , when Parkway Bank and Trust Company held $2.3 bn, its assets grew 57.5%. In the year to , deposits at Parkway Bank and Trust Company rose 3.6% while its total assets rose 3.0%. At , Parkway Bank and Trust Company employed 284 full-time equivalent staff across 27 offices, about $12.9 mn of assets per employee and $102.3 mn of deposits per office.
How much funding at Parkway Bank and Trust Company is uninsured?
At Parkway Bank and Trust Company, uninsured deposits (above the FDIC limit) made up 13.20% of domestic deposits at (+1.41 pp on a year earlier); Parkway Bank and Trust Company ranks 457th of 500 on this measure. In dollars, Parkway Bank and Trust Company estimated $364.7 mn of uninsured deposits.
Key facts, Q2 2026
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total deposits | $2.8 bn | +3.6% | 383rd of 499 |
| Net loans and leases | $2.9 bn | +4.7% | 323rd of 500 |
| Loan-to-deposit ratio | 104.75% | +1.07 pp | 35th of 500 |
| Tier 1 leverage ratio | 11.50% | +0.29 pp | 125th of 500 |
| Total risk-based capital ratio | 13.75% | -0.23 pp | 274th of 448 |
| Net interest margin | 3.01% | +0.14 pp | 403rd of 500 |
| Return on assets (ROA) | 1.20% | +0.17 pp | 307th of 500 |
| Efficiency ratio | 45.33% | -2.72 pp | 83rd of 500 (1 = lowest) |
| Unrealized gain/loss on held-to-maturity securities | Loss of $668,000 | Narrowed by $575,000 | |
| Unrealized gain/loss on available-for-sale securities | Loss of $3.6 mn | Narrowed by $30,000 | |
| Noncurrent loans to total loans | 1.05% | -0.07 pp | 371st of 500 (1 = lowest) |
| Net charge-offs to average loans | -0.01% | -0.01 pp | 24th of 500 (1 = lowest) |
US rank of Parkway Bank and Trust Company: 1 = highest unless marked 1 = lowest.
Balance sheet
Parkway Bank and Trust Company: assets, deposits and loans
- Total assets $3.7bn
- Deposits $2.8bn
- Net loans $2.9bn
Capital and securities
The CET1 ratio of Parkway Bank and Trust Company stood at 12.59% in , -0.09 pp year on year. Low and high at Parkway Bank and Trust Company since : 11.28% () to 14.44% (). Equity capital of Parkway Bank and Trust Company at : $410.7 mn, or 11.2% of total assets. Parkway Bank and Trust Company also reported a total capital ratio of 13.75% for , and a tier 1 leverage ratio of 11.50%.
On held-to-maturity securities, Parkway Bank and Trust Company carried an unrealized loss of $668,000 at , equal to 0.2% of equity capital. The loss narrowed by $575,000 over the year. Its deepest point: $8.3 mn in . The available-for-sale portfolio of Parkway Bank and Trust Company showed an unrealized loss of $3.6 mn at ; the loss narrowed by $30,000 over the year.
Parkway Bank and Trust Company: capital ratios
- Total capital 14%
- CET1 13%
- Tier 1 leverage 11%
Parkway Bank and Trust Company: unrealized securities gains and losses
- Available for sale -$4mn
- Held to maturity -$668,000
Profitability and loan quality
For the year to , Parkway Bank and Trust Company earned a return on equity of 10.61%; return on assets: 1.20%. Net interest margin at Parkway Bank and Trust Company: 3.01%, +0.14 pp in a year. Parkway Bank and Trust Company net income: $21.9 mn, up 19.3% year on year. The efficiency ratio of Parkway Bank and Trust Company was 45.33%: about 45 cents cost per revenue dollar, against 55 cents at the median peer.
At , noncurrent loans were 1.05% of total loans at Parkway Bank and Trust Company; net charge-offs: -0.01% of average loans. Gross loans and leases at Parkway Bank and Trust Company: $2.9 bn, up 4.6% in a year.
Parkway Bank and Trust Company: profitability
- Return on equity 11%
- Net interest margin 3.0%
- Return on assets 1.2%
Peer group of Parkway Bank and Trust Company
The peer group of Parkway Bank and Trust Company is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 1 shares the charter type of Parkway Bank and Trust Company (state nonmember bank), 6 sit in the same size group ($1 bn to $10 bn) and 2 have head offices in Illinois. Against them, Parkway Bank and Trust Company shows CET1 ratio 12.59% against a peer median of 11.07%, return on equity 10.61% against a peer median of 15.03% and uninsured deposit share 13.20% against a peer median of 31.48%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| St. Charles Bank & Trust Company | National bank | IL | $3.7 bn | 11.07% | 14.34% | 31.17% | |
| Cornerstone Capital Bank, SSB | State-chartered stock savings bank | TX | $3.7 bn | not reported | 1.00% | 25.72% | |
| Frandsen Bank & Trust | State member bank | MN | $3.7 bn | 13.89% | 15.71% | 31.80% | |
| Parkway Bank and Trust Company | State nonmember bank | IL | $3.7 bn | 12.59% | 10.61% | 13.20% | |
| First PREMIER Bank | State member bank | SD | $3.6 bn | 19.95% | 13.94% | 56.10% | |
| First Community Bank | State nonmember bank | AR | $3.6 bn | 10.61% | 16.94% | 29.53% | |
| Village Bank and Trust | National bank | IL | $3.6 bn | 10.97% | 20.63% | 38.37% | |
. FDIC Call Reports.
Last eight quarters
Two years at Parkway Bank and Trust Company, to : assets +1.2%, deposits +1.2%, equity +8.8%. Staff 277 to 284.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $3.6 bn | $3.6 bn | $3.6 bn | $3.5 bn | $3.7 bn | $3.6 bn | $3.7 bn | $3.7 bn |
| Total deposits | $2.7 bn | $2.7 bn | $2.8 bn | $2.7 bn | $2.8 bn | $2.7 bn | $2.7 bn | $2.8 bn |
| Bank equity capital | $377.6 mn | $382.8 mn | $388.9 mn | $395.7 mn | $403.0 mn | $411.7 mn | $418.3 mn | $410.7 mn |
| CET1 ratio | 12.16% | 12.11% | 12.38% | 12.68% | 12.23% | 12.63% | 12.80% | 12.59% |
| Return on equity (ROE) | 8.72% | 8.97% | 8.89% | 9.45% | 9.65% | 10.20% | 10.42% | 10.61% |
| Uninsured share of domestic deposits | 13.98% | 13.02% | 12.02% | 11.79% | 12.65% | 11.87% | 12.68% | 13.20% |
| Full-time equivalent employees | 277 | 282 | 280 | 278 | 276 | 284 | 285 | 284 |
| Number of offices | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 |
FDIC Call Reports.
Mergers and acquisitions
No merger or acquisition by Parkway Bank and Trust Company appears in the FDIC history since , and its total assets never moved more than 25% in one quarter.
Questions and identifiers
What were the total assets of Parkway Bank and Trust Company?
Parkway Bank and Trust Company reported $3.7 bn at in its Call Report. That makes Parkway Bank and Trust Company the 352nd largest of 497 banks in our US coverage.
Is Parkway Bank and Trust Company the same as its holding company?
No. This page covers Parkway Bank and Trust Company, FDIC certificate 19008; PARKWAY BCORP INC (as reported to the FDIC), its holding company, reports separately to the Federal Reserve.
Is Parkway Bank and Trust Company profitable?
Parkway Bank and Trust Company reported net income of $21.9 mn for the year to ; annualized return on equity: 10.61%. So yes: Parkway Bank and Trust Company made a profit over these months.
When is data for Parkway Bank and Trust Company next updated?
Figures from Parkway Bank and Trust Company for are due after .
Where can I check the figures for Parkway Bank and Trust Company?
In the FDIC BankFind Suite record for certificate 19008, and in the Call Reports of Parkway Bank and Trust Company (RSSD ID 1001639) at the FFIEC Central Data Repository.