Forbright Bank
Forbright Bank reported total assets of $8.5 bn at Q2 2026, up 14.9% on a year earlier, the 189th largest of 497 banks in our US coverage. Forbright Bank uses the community bank leverage ratio framework, with a leverage ratio of 11.24%, and the uninsured share of Forbright Bank was 13.95%. Source: FDIC Call Reports.
Key takeaways
- On net interest margin, Forbright Bank slipped from 193rd to 371st among 500 US banks between and (1 = highest; FDIC Call Reports).
- Forbright Bank reports one of the lowest return on equity (ROE) readings among banks of $1 bn to $10 bn: 5.25% at , where the median of the 339 banks is 12.68% (FDIC Call Reports).
- The return on assets (ROA) of Forbright Bank, 0.62% at , places Forbright Bank in the bottom tenth of banks of $1 bn to $10 bn (group median 1.32%; FDIC Call Reports).
What sets Forbright Bank apart
- Among the 339 banks of $1 bn to $10 bn, few report a lower uninsured share of domestic deposits than Forbright Bank, at 13.95% in ; the group median is 32.61%.
- Over the year to , the net interest margin of Forbright Bank fell by 0.41 pp to 3.21%, a bigger fall than at 97% of covered banks.
How large is Forbright Bank?
The balance sheet of Forbright Bank at : assets $8.5 bn, deposits $7.3 bn, net loans $6.0 bn (loans equal to 82.55% of deposits). Securities make up 14.8% of total assets at Forbright Bank. Since , when Forbright Bank held $798.4 mn, its assets grew 962.1%. In the year to , deposits at Forbright Bank rose 21.8% while its total assets rose 14.9%. At , Forbright Bank employed 548 full-time equivalent staff across 4 offices, about $15.5 mn of assets per employee and $1.8 bn of deposits per office.
How much funding at Forbright Bank is uninsured?
At Forbright Bank, uninsured deposits (above the FDIC limit) made up 13.95% of domestic deposits at (+0.34 pp on a year earlier); Forbright Bank ranks 451st of 500 on this measure. In dollars, Forbright Bank estimated $1.0 bn of uninsured deposits.
Key facts, Q2 2026
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total deposits | $7.3 bn | +21.8% | 177th of 499 |
| Net loans and leases | $6.0 bn | +25.7% | 183rd of 500 |
| Loan-to-deposit ratio | 82.55% | +2.53 pp | 311th of 500 |
| Net interest margin | 3.21% | -0.41 pp | 371st of 500 |
| Return on assets (ROA) | 0.62% | -0.24 pp | 462nd of 500 |
| Efficiency ratio | 72.38% | +8.32 pp | 447th of 500 (1 = lowest) |
| Unrealized gain/loss on held-to-maturity securities | Gain of $87,000 | Fell by $393,000 | |
| Unrealized gain/loss on available-for-sale securities | Loss of $8.1 mn | Widened by $6.7 mn | |
| Noncurrent loans to total loans | 1.45% | -0.19 pp | 418th of 500 (1 = lowest) |
| Net charge-offs to average loans | 0.23% | -0.01 pp | 363rd of 500 (1 = lowest) |
US rank of Forbright Bank: 1 = highest unless marked 1 = lowest.
Balance sheet
Forbright Bank: assets, deposits and loans
- Total assets $8.5bn
- Deposits $7.3bn
- Net loans $6.0bn
Capital and securities
Forbright Bank uses the community bank leverage ratio framework, so it reports no risk-based ratios; its leverage ratio was 11.24% in . Equity capital of Forbright Bank at : $1.0 bn, or 12.2% of total assets.
On held-to-maturity securities, Forbright Bank carried an unrealized gain of $87,000 at , equal to 0.0% of equity capital. The gain fell by $393,000 over the year. Its deepest point: $2.3 mn in . The available-for-sale portfolio of Forbright Bank showed an unrealized loss of $8.1 mn at ; the loss widened by $6.7 mn over the year.
Forbright Bank: capital ratios
- Total capital 12%
- CET1 11%
- Tier 1 leverage 11%
Forbright Bank: unrealized securities gains and losses
- Available for sale -$8mn
- Held to maturity $87,000
Profitability and loan quality
For the year to , Forbright Bank earned a return on equity of 5.25%; return on assets: 0.62%. Net interest margin at Forbright Bank: 3.21%, -0.41 pp in a year. Forbright Bank net income: $25.3 mn, down 19.4% year on year. The efficiency ratio of Forbright Bank was 72.38%: about 72 cents cost per revenue dollar, against 57 cents at the median peer.
At , noncurrent loans were 1.45% of total loans at Forbright Bank; net charge-offs: 0.23% of average loans. Gross loans and leases at Forbright Bank: $6.1 bn, up 25.6% in a year.
Forbright Bank: profitability
- Return on equity 5.2%
- Net interest margin 3.2%
- Return on assets 0.6%
Peer group of Forbright Bank
The peer group of Forbright Bank is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 4 share the charter type of Forbright Bank (state nonmember bank), 6 sit in the same size group ($1 bn to $10 bn) and 0 have head offices in Maryland. Against them, Forbright Bank shows return on equity 5.25% against a peer median of 12.70% and uninsured deposit share 13.95% against a peer median of 40.96%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| First American Bank | State nonmember bank | IL | $8.6 bn | 13.77% | 18.30% | 44.58% | |
| First Security Bank | State member bank | AR | $8.6 bn | 20.73% | 13.27% | 44.27% | |
| Cross River Bank | State nonmember bank | NJ | $8.5 bn | not reported | 0.99% | 33.35% | |
| Forbright Bank | State nonmember bank | MD | $8.5 bn | not reported | 5.25% | 13.95% | |
| German American Bank | State nonmember bank | IN | $8.4 bn | 13.31% | 13.05% | 42.83% | |
| Heritage Bank | State nonmember bank | WA | $8.4 bn | 12.34% | 7.88% | 39.09% | |
| CNB Bank | State member bank | PA | $8.4 bn | 13.09% | 12.34% | 28.83% | |
. FDIC Call Reports.
Last eight quarters
Two years at Forbright Bank, to : assets +18.5%, deposits +23.7%, equity +29.3%. Staff 517 to 548; offices 5 to 4.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $7.2 bn | $7.2 bn | $7.3 bn | $7.4 bn | $7.7 bn | $7.9 bn | $8.3 bn | $8.5 bn |
| Total deposits | $5.9 bn | $5.6 bn | $5.8 bn | $6.0 bn | $6.5 bn | $6.8 bn | $7.2 bn | $7.3 bn |
| Bank equity capital | $801.1 mn | $812.4 mn | $827.2 mn | $846.2 mn | $885.4 mn | $923.0 mn | $933.7 mn | $1.0 bn |
| Return on equity (ROE) | 7.21% | 7.02% | 5.97% | 7.58% | 10.40% | 11.76% | 6.12% | 5.25% |
| Uninsured share of domestic deposits | 13.66% | 13.65% | 12.67% | 13.61% | 13.90% | 13.06% | 13.62% | 13.95% |
| Full-time equivalent employees | 517 | 519 | 525 | 521 | 564 | 556 | 546 | 548 |
| Number of offices | 5 | 5 | 4 | 4 | 4 | 3 | 3 | 4 |
FDIC Call Reports.
Mergers and acquisitions
The FDIC history of Forbright Bank, oldest first; figures before and after each event are not like for like.
- . Absorbed American Bank (FDIC certificate 32328).
Large one-quarter moves at Forbright Bank
- Total assets at Forbright Bank changed by +31.1% in the quarter to 2020-06-30, with no FDIC structure event in that quarter.
- Total assets at Forbright Bank changed by +25.2% in the quarter to 2021-06-30, with no FDIC structure event in that quarter.
- Total assets at Forbright Bank changed by +54.9% in the quarter to 2021-12-31, with no FDIC structure event in that quarter.
Questions and identifiers
What were the total assets of Forbright Bank?
Forbright Bank reported $8.5 bn at in its Call Report. That makes Forbright Bank the 189th largest of 497 banks in our US coverage.
Is Forbright Bank the same as its holding company?
No. This page covers Forbright Bank, FDIC certificate 57614; Forbright, Inc., its holding company, reports separately to the Federal Reserve.
Is Forbright Bank profitable?
Forbright Bank reported net income of $25.3 mn for the year to ; annualized return on equity: 5.25%. So yes: Forbright Bank made a profit over these months.
When is data for Forbright Bank next updated?
Figures from Forbright Bank for are due after .
Where can I check the figures for Forbright Bank?
In the FDIC BankFind Suite record for certificate 57614, and in the Call Reports of Forbright Bank (RSSD ID 3187630) at the FFIEC Central Data Repository.