Barrington Bank & Trust Company
Barrington Bank & Trust Company reported total assets of $5.2 bn at Q2 2026, up 10.4% on a year earlier, the 282nd largest of 497 banks in our US coverage. The CET1 capital ratio at Barrington Bank & Trust Company was 10.91%, and the uninsured share of Barrington Bank & Trust Company was 23.07%. Source: FDIC Call Reports.
Key takeaways
- On return on equity (ROE), Barrington Bank & Trust Company climbed from 347th to 255th among 500 US banks between and (1 = highest; FDIC Call Reports).
- Barrington Bank & Trust Company has one of the highest noncurrent loans to total loans readings among banks of $1 bn to $10 bn: 4.75% at , against a median of 0.58% across 339 banks (FDIC Call Reports).
- The common equity tier 1 (CET1) ratio of Barrington Bank & Trust Company, 10.91% at , places Barrington Bank & Trust Company in the bottom tenth of banks of $1 bn to $10 bn (group median 13.22%; FDIC Call Reports).
What sets Barrington Bank & Trust Company apart
How large is Barrington Bank & Trust Company?
The balance sheet of Barrington Bank & Trust Company at : assets $5.2 bn, deposits $4.1 bn, net loans $3.9 bn (loans equal to 93.57% of deposits). Securities make up 9.5% of total assets at Barrington Bank & Trust Company. Since , when Barrington Bank & Trust Company held $1.9 bn, its assets grew 167.4%. In the year to , deposits at Barrington Bank & Trust Company rose 15.0% while its total assets rose 10.4%. At , Barrington Bank & Trust Company employed 703 full-time equivalent staff across 9 offices, about $7.3 mn of assets per employee and $460.1 mn of deposits per office.
How much funding at Barrington Bank & Trust Company is uninsured?
At Barrington Bank & Trust Company, uninsured deposits (above the FDIC limit) made up 23.07% of domestic deposits at (-1.17 pp on a year earlier); Barrington Bank & Trust Company ranks 387th of 500 on this measure. In dollars, Barrington Bank & Trust Company estimated $955.2 mn of uninsured deposits.
Key facts, Q2 2026
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total deposits | $4.1 bn | +15.0% | 281st of 499 |
| Net loans and leases | $3.9 bn | +5.5% | 267th of 500 |
| Loan-to-deposit ratio | 93.57% | -8.43 pp | 138th of 500 |
| Tier 1 leverage ratio | 10.08% | -0.82 pp | 289th of 500 |
| Total risk-based capital ratio | 11.53% | -0.11 pp | 435th of 448 |
| Net interest margin | 3.24% | +0.09 pp | 360th of 500 |
| Return on assets (ROA) | 1.27% | +0.28 pp | 271st of 500 |
| Efficiency ratio | 68.38% | -4.23 pp | 423rd of 500 (1 = lowest) |
| Unrealized gain/loss on held-to-maturity securities | Loss of $1.1 mn | Narrowed by $166,000 | |
| Unrealized gain/loss on available-for-sale securities | Loss of $34.9 mn | Narrowed by $5.7 mn | |
| Noncurrent loans to total loans | 4.75% | +0.25 pp | 494th of 500 (1 = lowest) |
| Net charge-offs to average loans | 0.08% | +0.02 pp | 235th of 500 (1 = lowest) |
US rank of Barrington Bank & Trust Company: 1 = highest unless marked 1 = lowest.
Balance sheet
Barrington Bank & Trust Company: assets, deposits and loans
- Total assets $5.2bn
- Deposits $4.1bn
- Net loans $3.9bn
Capital and securities
The CET1 ratio of Barrington Bank & Trust Company stood at 10.91% in , -0.19 pp year on year. Low and high at Barrington Bank & Trust Company since : 10.56% () to 13.31% (). Equity capital of Barrington Bank & Trust Company at : $527.8 mn, or 10.2% of total assets. Barrington Bank & Trust Company also reported a total capital ratio of 11.53% for , and a tier 1 leverage ratio of 10.08%.
On held-to-maturity securities, Barrington Bank & Trust Company carried an unrealized loss of $1.1 mn at , equal to 0.2% of equity capital. The loss narrowed by $166,000 over the year. Its deepest point: $4.9 mn in . The available-for-sale portfolio of Barrington Bank & Trust Company showed an unrealized loss of $34.9 mn at ; the loss narrowed by $5.7 mn over the year.
Barrington Bank & Trust Company: capital ratios
- Total capital 12%
- CET1 11%
- Tier 1 leverage 10%
Barrington Bank & Trust Company: unrealized securities gains and losses
- Available for sale -$35mn
- Held to maturity -$1mn
Profitability and loan quality
For the year to , Barrington Bank & Trust Company earned a return on equity of 12.04%; return on assets: 1.27%. Net interest margin at Barrington Bank & Trust Company: 3.24%, +0.09 pp in a year. Barrington Bank & Trust Company net income: $31.4 mn, up 40.5% year on year. The efficiency ratio of Barrington Bank & Trust Company was 68.38%: about 68 cents cost per revenue dollar, against 53 cents at the median peer.
At , noncurrent loans were 4.75% of total loans at Barrington Bank & Trust Company; net charge-offs: 0.08% of average loans. Gross loans and leases at Barrington Bank & Trust Company: $3.9 bn, up 5.6% in a year.
Barrington Bank & Trust Company: profitability
- Return on equity 12%
- Net interest margin 3.2%
- Return on assets 1.3%
Peer group of Barrington Bank & Trust Company
The peer group of Barrington Bank & Trust Company is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 2 share the charter type of Barrington Bank & Trust Company (national bank), 6 sit in the same size group ($1 bn to $10 bn) and 0 have head offices in Illinois. Against them, Barrington Bank & Trust Company shows CET1 ratio 10.91% against a peer median of 12.63%, return on equity 12.04% against a peer median of 15.49% and uninsured deposit share 23.07% against a peer median of 35.38%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| Alerus Financial | National bank | ND | $5.3 bn | 10.92% | 16.35% | 35.07% | |
| Northeast Bank | State nonmember bank | ME | $5.2 bn | 13.46% | 22.56% | 4.05% | |
| Southern Bank | State member bank | MO | $5.2 bn | 12.12% | 14.63% | 18.89% | |
| Barrington Bank & Trust Company | National bank | IL | $5.2 bn | 10.91% | 12.04% | 23.07% | |
| Vantage Bank Texas | State member bank | TX | $5.1 bn | 10.13% | 18.91% | 48.74% | |
| First National Bank Alaska | National bank | AK | $5.1 bn | 18.52% | 14.56% | 38.98% | |
| Community Bank of Mississippi | State nonmember bank | MS | $5.1 bn | 13.15% | 13.33% | 35.68% | |
. FDIC Call Reports.
Last eight quarters
Two years at Barrington Bank & Trust Company, to : assets +16.2%, deposits +22.6%, equity +8.6%. Staff 768 to 703.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $4.4 bn | $4.3 bn | $4.5 bn | $4.7 bn | $4.9 bn | $4.8 bn | $4.9 bn | $5.2 bn |
| Total deposits | $3.4 bn | $3.3 bn | $3.5 bn | $3.6 bn | $3.8 bn | $3.7 bn | $3.8 bn | $4.1 bn |
| Bank equity capital | $486.2 mn | $482.8 mn | $496.8 mn | $511.6 mn | $533.9 mn | $519.7 mn | $516.6 mn | $527.8 mn |
| CET1 ratio | 11.34% | 10.96% | 11.12% | 11.10% | 11.29% | 10.93% | 10.85% | 10.91% |
| Return on equity (ROE) | 8.11% | 7.94% | 6.89% | 8.98% | 10.32% | 9.46% | 11.07% | 12.04% |
| Uninsured share of domestic deposits | 22.43% | 23.45% | 21.85% | 24.24% | 24.39% | 24.34% | 25.41% | 23.07% |
| Full-time equivalent employees | 768 | 773 | 753 | 739 | 723 | 718 | 717 | 703 |
| Number of offices | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 |
FDIC Call Reports.
Mergers and acquisitions
No merger or acquisition by Barrington Bank & Trust Company appears in the FDIC history since , and its total assets never moved more than 25% in one quarter.
Questions and identifiers
What were the total assets of Barrington Bank & Trust Company?
Barrington Bank & Trust Company reported $5.2 bn at in its Call Report. That makes Barrington Bank & Trust Company the 282nd largest of 497 banks in our US coverage.
Is Barrington Bank & Trust Company the same as its holding company?
No. This page covers Barrington Bank & Trust Company, FDIC certificate 34395; WINTRUST FINANCIAL CORP (as reported to the FDIC), its holding company, reports separately to the Federal Reserve.
Is Barrington Bank & Trust Company profitable?
Barrington Bank & Trust Company reported net income of $31.4 mn for the year to ; annualized return on equity: 12.04%. So yes: Barrington Bank & Trust Company made a profit over these months.
When is data for Barrington Bank & Trust Company next updated?
Figures from Barrington Bank & Trust Company for are due after .
Where can I check the figures for Barrington Bank & Trust Company?
In the FDIC BankFind Suite record for certificate 34395, and in the Call Reports of Barrington Bank & Trust Company (RSSD ID 2508751) at the FFIEC Central Data Repository.