Bradesco Bank
Bradesco Bank reported total assets of $6.1 bn at Q2 2026, up 19.2% on a year earlier, the 246th largest of 497 banks in our US coverage. The CET1 capital ratio at Bradesco Bank was 13.93%, and the uninsured share of Bradesco Bank was 63.89%. Source: FDIC Call Reports.
Key takeaways
- On common equity tier 1 (CET1) ratio, Bradesco Bank slipped from 70th to 162nd among 448 US banks between and (1 = highest; FDIC Call Reports).
- Bradesco Bank has one of the highest uninsured share of domestic deposits readings among banks of $1 bn to $10 bn: 63.89% at , against a median of 32.61% across 339 banks (FDIC Call Reports).
What sets Bradesco Bank apart
How large is Bradesco Bank?
The balance sheet of Bradesco Bank at : assets $6.1 bn, deposits $5.0 bn, net loans $4.5 bn (loans equal to 90.40% of deposits). Securities make up 11.1% of total assets at Bradesco Bank. Since , when Bradesco Bank held $1.9 bn, its assets grew 229.0%. In the year to , deposits at Bradesco Bank rose 18.2% while its total assets rose 19.2%. At , Bradesco Bank employed 339 full-time equivalent staff across 1 office, about $18.0 mn of assets per employee and $5.0 bn of deposits per office.
How much funding at Bradesco Bank is uninsured?
At Bradesco Bank, uninsured deposits (above the FDIC limit) made up 63.89% of domestic deposits at (+6.57 pp on a year earlier); Bradesco Bank ranks 20th of 500 on this measure. In dollars, Bradesco Bank estimated $3.2 bn of uninsured deposits.
Key facts, Q2 2026
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total deposits | $5.0 bn | +18.2% | 249th of 499 |
| Net loans and leases | $4.5 bn | +15.2% | 229th of 500 |
| Loan-to-deposit ratio | 90.40% | -2.33 pp | 183rd of 500 |
| Tier 1 leverage ratio | 10.09% | -0.90 pp | 286th of 500 |
| Total risk-based capital ratio | 14.95% | -2.84 pp | 170th of 448 |
| Net interest margin | 2.96% | +0.29 pp | 409th of 500 |
| Return on assets (ROA) | 1.03% | +0.12 pp | 372nd of 500 |
| Efficiency ratio | 59.34% | +0.66 pp | 324th of 500 (1 = lowest) |
| Unrealized gain/loss on held-to-maturity securities | Loss of $4.0 mn | Narrowed by $772,000 | |
| Unrealized gain/loss on available-for-sale securities | Loss of $899,000 | Turned from a gain into a loss | |
| Noncurrent loans to total loans | 0.15% | -0.11 pp | 50th of 500 (1 = lowest) |
| Net charge-offs to average loans | 0.00% | +0.00 pp | 71st of 500 (1 = lowest) |
US rank of Bradesco Bank: 1 = highest unless marked 1 = lowest.
Balance sheet
Bradesco Bank: assets, deposits and loans
- Total assets $6.1bn
- Deposits $5.0bn
- Net loans $4.5bn
Capital and securities
The CET1 ratio of Bradesco Bank stood at 13.93% in , -2.73 pp year on year. Low and high at Bradesco Bank since : 11.89% () to 20.83% (). Equity capital of Bradesco Bank at : $605.5 mn, or 9.9% of total assets. Bradesco Bank also reported a total capital ratio of 14.95% for , and a tier 1 leverage ratio of 10.09%.
On held-to-maturity securities, Bradesco Bank carried an unrealized loss of $4.0 mn at , equal to 0.7% of equity capital. The loss narrowed by $772,000 over the year. Its deepest point: $6.7 mn in . The available-for-sale portfolio of Bradesco Bank showed an unrealized loss of $899,000 at ; the loss turned from a gain into a loss over the year.
Bradesco Bank: capital ratios
- Total capital 15%
- CET1 14%
- Tier 1 leverage 10%
Bradesco Bank: unrealized securities gains and losses
- Available for sale -$899,000
- Held to maturity -$4mn
Profitability and loan quality
For the year to , Bradesco Bank earned a return on equity of 9.99%; return on assets: 1.03%. Net interest margin at Bradesco Bank: 2.96%, +0.29 pp in a year. Bradesco Bank net income: $29.5 mn, up 24.0% year on year. The efficiency ratio of Bradesco Bank was 59.34%: about 59 cents cost per revenue dollar, against 53 cents at the median peer.
At , noncurrent loans were 0.15% of total loans at Bradesco Bank; net charge-offs: 0.00% of average loans. Gross loans and leases at Bradesco Bank: $4.6 bn, up 15.2% in a year.
Bradesco Bank: profitability
- Return on equity 10.0%
- Net interest margin 3.0%
- Return on assets 1.0%
Peer group of Bradesco Bank
The peer group of Bradesco Bank is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 4 share the charter type of Bradesco Bank (state nonmember bank), 6 sit in the same size group ($1 bn to $10 bn) and 1 has its head office in Florida. Against them, Bradesco Bank shows CET1 ratio 13.93% against a peer median of 12.50%, return on equity 9.99% against a peer median of 13.37% and uninsured deposit share 63.89% against a peer median of 31.25%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| Shore United Bank | National bank | MD | $6.1 bn | 12.31% | 12.02% | 17.98% | |
| CFG Bank | State nonmember bank | MD | $6.1 bn | 12.50% | 13.33% | 14.69% | |
| SmartBank | State member bank | TN | $6.1 bn | 11.38% | 10.34% | 47.93% | |
| Bradesco Bank | State nonmember bank | FL | $6.1 bn | 13.93% | 9.99% | 63.89% | |
| River City Bank | State nonmember bank | CA | $6.0 bn | 13.18% | 13.41% | 37.15% | |
| Banesco USA | State nonmember bank | FL | $6.0 bn | not reported | 13.92% | 62.37% | |
| Wilson Bank and Trust | State nonmember bank | TN | $6.0 bn | 14.35% | 14.98% | 25.36% | |
. FDIC Call Reports.
Last eight quarters
Two years at Bradesco Bank, to : assets +29.4%, deposits +25.3%, equity +17.6%. Staff 258 to 339.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $4.7 bn | $5.4 bn | $5.1 bn | $5.1 bn | $5.4 bn | $5.5 bn | $5.5 bn | $6.1 bn |
| Total deposits | $4.0 bn | $4.7 bn | $4.4 bn | $4.2 bn | $4.6 bn | $4.6 bn | $4.6 bn | $5.0 bn |
| Bank equity capital | $515.0 mn | $521.4 mn | $535.8 mn | $548.6 mn | $563.6 mn | $576.2 mn | $591.2 mn | $605.5 mn |
| CET1 ratio | 18.05% | 17.10% | 17.06% | 16.66% | 17.01% | 15.89% | 15.34% | 13.93% |
| Return on equity (ROE) | 6.47% | 6.54% | 8.96% | 8.90% | 9.15% | 9.11% | 10.82% | 9.99% |
| Uninsured share of domestic deposits | 52.14% | 59.29% | 55.08% | 57.32% | 60.60% | 54.47% | 60.29% | 63.89% |
| Full-time equivalent employees | 258 | 268 | 271 | 286 | 300 | 309 | 331 | 339 |
| Number of offices | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
FDIC Call Reports.
Mergers and acquisitions
No merger or acquisition by Bradesco Bank appears in the FDIC history since , and its total assets never moved more than 25% in one quarter.
Questions and identifiers
What were the total assets of Bradesco Bank?
Bradesco Bank reported $6.1 bn at in its Call Report. That makes Bradesco Bank the 246th largest of 497 banks in our US coverage.
Is Bradesco Bank the same as its holding company?
No. This page covers Bradesco Bank, FDIC certificate 21265; BBD PARTICIPACOES SA (as reported to the FDIC), its holding company, reports separately to the Federal Reserve.
Is Bradesco Bank profitable?
Bradesco Bank reported net income of $29.5 mn for the year to ; annualized return on equity: 9.99%. So yes: Bradesco Bank made a profit over these months.
When is data for Bradesco Bank next updated?
Figures from Bradesco Bank for are due after .
Where can I check the figures for Bradesco Bank?
In the FDIC BankFind Suite record for certificate 21265, and in the Call Reports of Bradesco Bank (RSSD ID 725732) at the FFIEC Central Data Repository.