Security Bank of Kansas City
Security Bank of Kansas City reported total assets of $3.9 bn at Q2 2026, up 6.7% on a year earlier. Security Bank of Kansas City uses the community bank leverage ratio framework, with a leverage ratio of 12.77%, and the uninsured share of Security Bank of Kansas City was 35.48%. Source: FDIC Call Reports.
Key takeaways
- Security Bank of Kansas City reports one of the lowest noncurrent loans to total loans readings among banks of $1 bn to $10 bn: 0.03% at , where the median of the 339 banks is 0.58% (FDIC Call Reports).
- The net charge-offs to average loans of Security Bank of Kansas City, -0.02% at , places Security Bank of Kansas City in the bottom tenth of banks of $1 bn to $10 bn (group median 0.06%; FDIC Call Reports).
- On uninsured share of domestic deposits, Security Bank of Kansas City climbed from 291st to 247th among 500 US banks between and (1 = highest; FDIC Call Reports).
What sets Security Bank of Kansas City apart
- Since , Security Bank of Kansas City has taken over 6 institutions; the latest was Industrial State Bank on .
How large is Security Bank of Kansas City?
The balance sheet of Security Bank of Kansas City at : assets $3.9 bn, deposits $3.2 bn, net loans $2.1 bn (loans equal to 64.96% of deposits). Securities make up 36.8% of total assets at Security Bank of Kansas City. Since , when Security Bank of Kansas City held $848.5 mn, its assets grew 354.7%. In the year to , deposits at Security Bank of Kansas City rose 7.2% while its total assets rose 6.7%. At , Security Bank of Kansas City employed 426 full-time equivalent staff across 34 offices, about $9.1 mn of assets per employee and $93.7 mn of deposits per office.
How much funding at Security Bank of Kansas City is uninsured?
At Security Bank of Kansas City, uninsured deposits (above the FDIC limit) made up 35.48% of domestic deposits at (+3.57 pp on a year earlier); Security Bank of Kansas City ranks 247th of 500 on this measure. In dollars, Security Bank of Kansas City estimated $1.1 bn of uninsured deposits.
Key facts, Q2 2026
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total deposits | $3.2 bn | +7.2% | 340th of 499 |
| Net loans and leases | $2.1 bn | +5.2% | 429th of 500 |
| Loan-to-deposit ratio | 64.96% | -1.21 pp | 438th of 500 |
| Net interest margin | 3.26% | +0.11 pp | 358th of 500 |
| Return on assets (ROA) | 1.56% | +0.27 pp | 141st of 500 |
| Efficiency ratio | 48.39% | -3.48 pp | 118th of 500 (1 = lowest) |
| Unrealized gain/loss on available-for-sale securities | Loss of $163.3 mn | Narrowed by $24.5 mn | |
| Noncurrent loans to total loans | 0.03% | +0.02 pp | 16th of 500 (1 = lowest) |
| Net charge-offs to average loans | -0.02% | -0.01 pp | 18th of 500 (1 = lowest) |
US rank of Security Bank of Kansas City: 1 = highest unless marked 1 = lowest.
Balance sheet
Security Bank of Kansas City: assets, deposits and loans
- Total assets $3.9bn
- Deposits $3.2bn
- Net loans $2.1bn
Capital and securities
Security Bank of Kansas City uses the community bank leverage ratio framework, so it reports no risk-based ratios; its leverage ratio was 12.77% in . Equity capital of Security Bank of Kansas City at : $443.9 mn, or 11.5% of total assets.
The available-for-sale portfolio of Security Bank of Kansas City showed an unrealized loss of $163.3 mn at ; the loss narrowed by $24.5 mn over the year.
Security Bank of Kansas City: capital ratios
- Total capital 21%
- CET1 20%
- Tier 1 leverage 13%
Security Bank of Kansas City: unrealized securities gains and losses
- Available for sale -$163mn
- Held to maturity $0
Profitability and loan quality
For the year to , Security Bank of Kansas City earned a return on equity of 13.50%; return on assets: 1.56%. Net interest margin at Security Bank of Kansas City: 3.26%, +0.11 pp in a year. Security Bank of Kansas City net income: $29.7 mn, up 28.3% year on year. The efficiency ratio of Security Bank of Kansas City was 48.39%: about 48 cents cost per revenue dollar, against 61 cents at the median peer.
At , noncurrent loans were 0.03% of total loans at Security Bank of Kansas City; net charge-offs: -0.02% of average loans. Gross loans and leases at Security Bank of Kansas City: $2.1 bn, up 5.2% in a year.
Security Bank of Kansas City: profitability
- Return on equity 14%
- Net interest margin 3.3%
- Return on assets 1.6%
Peer group of Security Bank of Kansas City
The peer group of Security Bank of Kansas City is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 5 share the charter type of Security Bank of Kansas City (state nonmember bank), 6 sit in the same size group ($1 bn to $10 bn) and 0 have head offices in Kansas. Against them, Security Bank of Kansas City shows return on equity 13.50% against a peer median of 12.34% and uninsured deposit share 35.48% against a peer median of 35.49%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| Sumitomo Mitsui Trust Bank (U.S.A.) Limited | State nonmember bank | NJ | $3.9 bn | 45.25% | 13.68% | 92.29% | |
| First Guaranty Bank | State nonmember bank | LA | $3.9 bn | 14.95% | 5.85% | 25.29% | |
| Carrollton Bank | State nonmember bank | IL | $3.9 bn | 9.93% | 13.81% | 53.18% | |
| Security Bank of Kansas City | State nonmember bank | KS | $3.9 bn | not reported | 13.50% | 35.48% | |
| Gulf Coast Bank and Trust Company | State nonmember bank | LA | $3.9 bn | 11.85% | 13.02% | 21.40% | |
| Bank of Marin | State nonmember bank | CA | $3.9 bn | 13.69% | 9.66% | 36.84% | |
| Investar Bank | National bank | LA | $3.9 bn | 13.51% | 11.66% | 34.14% | |
. FDIC Call Reports.
Last eight quarters
Two years at Security Bank of Kansas City, to : assets +6.0%, deposits +8.4%, equity +13.8%. Staff 432 to 426; offices 36 to 34.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $3.6 bn | $3.6 bn | $3.6 bn | $3.6 bn | $3.7 bn | $3.8 bn | $3.8 bn | $3.9 bn |
| Total deposits | $2.9 bn | $2.9 bn | $3.0 bn | $3.0 bn | $3.1 bn | $3.1 bn | $3.2 bn | $3.2 bn |
| Bank equity capital | $389.9 mn | $360.5 mn | $392.9 mn | $400.9 mn | $426.8 mn | $434.9 mn | $443.0 mn | $443.9 mn |
| Return on equity (ROE) | 12.09% | 12.75% | 12.05% | 12.05% | 12.18% | 12.46% | 12.05% | 13.50% |
| Uninsured share of domestic deposits | 31.99% | 31.28% | 31.42% | 31.90% | 34.06% | 35.19% | 35.23% | 35.48% |
| Full-time equivalent employees | 432 | 431 | 427 | 431 | 421 | 427 | 417 | 426 |
| Number of offices | 36 | 36 | 36 | 36 | 35 | 35 | 34 | 34 |
FDIC Call Reports.
Mergers and acquisitions
The FDIC history of Security Bank of Kansas City, oldest first; figures before and after each event are not like for like.
- . Absorbed The Mission Bank (FDIC certificate 23173).
- . Absorbed Citizens State Bank (FDIC certificate 1364).
- . Absorbed Bank of Lee's Summit (FDIC certificate 8886).
- . Absorbed Valley View State Bank (FDIC certificate 19631).
- . Absorbed First Bank of Missouri (FDIC certificate 18815).
- . Absorbed Industrial State Bank (FDIC certificate 18072).
Large one-quarter moves at Security Bank of Kansas City
- Total assets at Security Bank of Kansas City changed by +290.7% in the quarter to 2017-03-31: Merger -Without Assistance; Participated in Absorbtion/Consolidation/Merger: acquired from Bank of Lee's Summit, Citizens State Bank, First Bank of Missouri, Industrial State Bank and 2 more.
Questions and identifiers
What were the total assets of Security Bank of Kansas City?
Security Bank of Kansas City reported $3.9 bn at in its Call Report. That makes Security Bank of Kansas City the 338th largest of 497 banks in our US coverage.
Is Security Bank of Kansas City the same as its holding company?
No. This page covers Security Bank of Kansas City, FDIC certificate 4705; VALLEY VIEW BANCSHARES INC (as reported to the FDIC), its holding company, reports separately to the Federal Reserve.
Is Security Bank of Kansas City profitable?
Security Bank of Kansas City reported net income of $29.7 mn for the year to ; annualized return on equity: 13.50%. So yes: Security Bank of Kansas City made a profit over these months.
When is data for Security Bank of Kansas City next updated?
Figures from Security Bank of Kansas City for are due after .
Where can I check the figures for Security Bank of Kansas City?
In the FDIC BankFind Suite record for certificate 4705, and in the Call Reports of Security Bank of Kansas City (RSSD ID 1009354) at the FFIEC Central Data Repository.