Bryant Bank
Bryant Bank reported total assets of $2.9 bn at Q2 2026, up 8.6% on a year earlier, the 431st largest of 497 banks in our US coverage. The CET1 capital ratio at Bryant Bank was 18.98%, and the uninsured share of Bryant Bank was 57.57%. Source: FDIC Call Reports.
Key takeaways
- On net interest margin, Bryant Bank slipped from 155th to 302nd among 500 US banks between and (1 = highest; FDIC Call Reports).
- Bryant Bank reports one of the lowest net charge-offs to average loans readings among banks of $1 bn to $10 bn: -0.01% at , where the median of the 339 banks is 0.06% (FDIC Call Reports).
- The noncurrent loans to total loans of Bryant Bank, 0.07% at , places Bryant Bank in the bottom tenth of banks of $1 bn to $10 bn (group median 0.58%; FDIC Call Reports).
What sets Bryant Bank apart
- Among the 339 banks of $1 bn to $10 bn, few report a lower loan-to-deposit ratio than Bryant Bank, at 56.52% in ; the group median is 88.61%.
- Bryant Bank has one of the highest uninsured share of domestic deposits readings among banks of $1 bn to $10 bn: 57.57% at , against a median of 32.61% across 339 banks.
- At 18.98%, the common equity tier 1 (CET1) ratio of Bryant Bank sits in the top tenth of its size group ($1 bn to $10 bn, 287 banks), where the median is 13.22%.
How large is Bryant Bank?
The balance sheet of Bryant Bank at : assets $2.9 bn, deposits $2.3 bn, net loans $1.3 bn (loans equal to 56.52% of deposits). Securities make up 23.5% of total assets at Bryant Bank. Since , when Bryant Bank held $1.5 bn, its assets grew 102.3%. In the year to , deposits at Bryant Bank rose 8.9% while its total assets rose 8.6%. At , Bryant Bank employed 293 full-time equivalent staff across 18 offices, about $10.0 mn of assets per employee and $130.2 mn of deposits per office.
How much funding at Bryant Bank is uninsured?
At Bryant Bank, uninsured deposits (above the FDIC limit) made up 57.57% of domestic deposits at (+2.38 pp on a year earlier); Bryant Bank ranks 35th of 500 on this measure. In dollars, Bryant Bank estimated $1.3 bn of uninsured deposits.
Key facts, Q2 2026
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total deposits | $2.3 bn | +8.9% | 450th of 499 |
| Net loans and leases | $1.3 bn | -2.8% | 488th of 500 |
| Loan-to-deposit ratio | 56.52% | -6.84 pp | 463rd of 500 |
| Tier 1 leverage ratio | 9.53% | -0.31 pp | 365th of 500 |
| Total risk-based capital ratio | 19.93% | +0.71 pp | 39th of 448 |
| Net interest margin | 3.49% | -0.25 pp | 302nd of 500 |
| Return on assets (ROA) | 1.59% | -0.08 pp | 130th of 500 |
| Efficiency ratio | 54.18% | +1.20 pp | 213th of 500 (1 = lowest) |
| Unrealized gain/loss on held-to-maturity securities | Loss of $3.5 mn | Widened by $2.5 mn | |
| Unrealized gain/loss on available-for-sale securities | Loss of $3.1 mn | Widened by $1.8 mn | |
| Noncurrent loans to total loans | 0.07% | -0.01 pp | 25th of 500 (1 = lowest) |
| Net charge-offs to average loans | -0.01% | -0.05 pp | 19th of 500 (1 = lowest) |
US rank of Bryant Bank: 1 = highest unless marked 1 = lowest.
Balance sheet
Bryant Bank: assets, deposits and loans
- Total assets $2.9bn
- Deposits $2.3bn
- Net loans $1.3bn
Capital and securities
The CET1 ratio of Bryant Bank stood at 18.98% in , +0.72 pp year on year. Low and high at Bryant Bank since : 12.63% () to 19.13% (). Equity capital of Bryant Bank at : $276.3 mn, or 9.4% of total assets. Bryant Bank also reported a total capital ratio of 19.93% for , and a tier 1 leverage ratio of 9.53%.
On held-to-maturity securities, Bryant Bank carried an unrealized loss of $3.5 mn at , equal to 1.3% of equity capital. The loss widened by $2.5 mn over the year. Its deepest point: $7.2 mn in . The available-for-sale portfolio of Bryant Bank showed an unrealized loss of $3.1 mn at ; the loss widened by $1.8 mn over the year.
Bryant Bank: capital ratios
- Total capital 20%
- CET1 19%
- Tier 1 leverage 9.5%
Bryant Bank: unrealized securities gains and losses
- Available for sale -$3mn
- Held to maturity -$3mn
Profitability and loan quality
For the year to , Bryant Bank earned a return on equity of 16.94%; return on assets: 1.59%. Net interest margin at Bryant Bank: 3.49%, -0.25 pp in a year. Bryant Bank net income: $23.2 mn, up 2.0% year on year. The efficiency ratio of Bryant Bank was 54.18%: about 54 cents cost per revenue dollar, against 54 cents at the median peer.
At , noncurrent loans were 0.07% of total loans at Bryant Bank; net charge-offs: -0.01% of average loans. Gross loans and leases at Bryant Bank: $1.3 bn, down 2.8% in a year.
Bryant Bank: profitability
- Return on equity 17%
- Net interest margin 3.5%
- Return on assets 1.6%
Peer group of Bryant Bank
The peer group of Bryant Bank is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 3 share the charter type of Bryant Bank (state nonmember bank), 6 sit in the same size group ($1 bn to $10 bn) and 0 have head offices in Alabama. Against them, Bryant Bank shows CET1 ratio 18.98% against a peer median of 12.09%, return on equity 16.94% against a peer median of 11.91% and uninsured deposit share 57.57% against a peer median of 35.50%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| West Coast Community Bank | State nonmember bank | CA | $2.9 bn | 13.15% | 15.04% | 56.26% | |
| First Federal Savings and Loan Association of Lakewood | Federal savings bank | OH | $2.9 bn | 11.93% | 7.30% | 19.13% | |
| Minnwest Bank | State nonmember bank | MN | $2.9 bn | 12.08% | 10.26% | 26.40% | |
| Bryant Bank | State nonmember bank | AL | $2.9 bn | 18.98% | 16.94% | 57.57% | |
| NEXTIER BANK | National bank | PA | $2.9 bn | 12.11% | 13.27% | 50.92% | |
| Wayne Bank | State nonmember bank | PA | $2.9 bn | 11.09% | 10.55% | 37.03% | |
| Cedar Rapids Bank and Trust Company | State member bank | IA | $2.9 bn | 13.15% | 16.35% | 33.97% | |
. FDIC Call Reports.
Last eight quarters
Two years at Bryant Bank, to : assets +20.0%, deposits +20.4%, equity +11.3%. Staff 283 to 293.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $2.4 bn | $2.7 bn | $2.7 bn | $2.7 bn | $2.7 bn | $2.9 bn | $2.9 bn | $2.9 bn |
| Total deposits | $1.9 bn | $2.2 bn | $2.2 bn | $2.2 bn | $2.1 bn | $2.4 bn | $2.4 bn | $2.3 bn |
| Bank equity capital | $248.3 mn | $253.8 mn | $259.8 mn | $262.0 mn | $264.2 mn | $270.2 mn | $274.1 mn | $276.3 mn |
| CET1 ratio | 18.50% | 18.35% | 18.31% | 18.26% | 18.84% | 18.34% | 18.82% | 18.98% |
| Return on equity (ROE) | 20.23% | 20.01% | 16.90% | 17.58% | 17.79% | 17.76% | 16.06% | 16.94% |
| Uninsured share of domestic deposits | 51.61% | 57.90% | 55.79% | 55.19% | 55.80% | 58.89% | 57.71% | 57.57% |
| Full-time equivalent employees | 283 | 286 | 286 | 289 | 286 | 284 | 288 | 293 |
| Number of offices | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 |
FDIC Call Reports.
Mergers and acquisitions
No merger or acquisition by Bryant Bank appears in the FDIC history since , and its total assets never moved more than 25% in one quarter.
Questions and identifiers
What were the total assets of Bryant Bank?
Bryant Bank reported $2.9 bn at in its Call Report. That makes Bryant Bank the 431st largest of 497 banks in our US coverage.
Is Bryant Bank profitable?
Bryant Bank reported net income of $23.2 mn for the year to ; annualized return on equity: 16.94%. So yes: Bryant Bank made a profit over these months.
When is data for Bryant Bank next updated?
Figures from Bryant Bank for are due after .
Where can I check the figures for Bryant Bank?
In the FDIC BankFind Suite record for certificate 57997, and in the Call Reports of Bryant Bank (RSSD ID 3356191) at the FFIEC Central Data Repository.