US bank rankings
JPMorgan Chase Bank tops the table by total assets at , at $4,091.3 bn, one of 27 rankings of US banks on this page. Each ranking covers every bank in our US coverage that reported the metric, with its leader, median and full table. Source: FDIC Call Report data, checked against FFIEC filings.
Key takeaways
- The median common equity tier 1 (CET1) ratio of 448 US banks was 13.09% at (FDIC Call Report data).
- The median uninsured share of domestic deposits of 500 US banks was 35.05% at (FDIC Call Report data).
- The median return on equity (ROE) of 500 US banks was 12.21% at (FDIC Call Report data).
How these rankings work
Every ranking uses the same set of banks: the largest FDIC-insured banks by total assets plus banks that left that group since 2016, each ranked only for the quarters it reported. Ratios such as the CET1 ratio or return on equity compare banks of very different sizes on equal terms; dollar rankings such as total assets mostly reflect size. Where a lower value is safer, as for noncurrent loans, net charge-offs and the efficiency ratio, the lowest value ranks first. A rank is a position in a table, not a rating of a bank.
Size and balance sheet
| Ranking | What it measures | First, Q2 2026 | Value | Median | Banks |
|---|---|---|---|---|---|
| Total assets | All assets on the balance sheet (FDIC field ASSET, thousands of USD x 1,000). | JPMorgan Chase Bank | $4,091.3 bn | $6.0 bn | 497 |
| Total deposits | All deposits in domestic and foreign offices. | JPMorgan Chase Bank | $2,820.3 bn | $5.0 bn | 499 |
| Net loans and leases | Loans and leases after deducting the allowance for credit losses. | JPMorgan Chase Bank | $1,535.6 bn | $4.3 bn | 500 |
| Loan-to-deposit ratio | Net loans and leases as a percent of total deposits. | John Deere Financial, f.s.b. | 314.07% | 87.07% | 500 |
| Total securities | Total securities as reported by FDIC (held-to-maturity at amortized cost plus available-for-sale at fair value plus equity securities). | Bank of America | $835.1 bn | $946.7 mn | 500 |
| Deposits in domestic offices | Deposits held in domestic (US) offices. | JPMorgan Chase Bank | $2,226.8 bn | $4.9 bn | 500 |
| Total loans and leases (gross) | Loans and leases, net of unearned income, before the allowance for credit losses. | JPMorgan Chase Bank | $1,561.6 bn | $4.3 bn | 500 |
Capital
| Ranking | What it measures | First, Q2 2026 | Value | Median | Banks |
|---|---|---|---|---|---|
| Common equity tier 1 (CET1) ratio | Common equity tier 1 capital as a percent of risk-weighted assets. | Monet Bank | 135.52% | 13.09% | 448 |
| Tier 1 leverage ratio | Tier 1 capital as a percent of average total assets (PCA basis). | Erebor Bank | 38.81% | 10.33% | 500 |
| Total risk-based capital ratio | Total risk-based capital as a percent of risk-weighted assets (PCA basis). | Monet Bank | 136.07% | 14.27% | 448 |
| Bank equity capital | Total bank equity capital, excluding noncontrolling (minority) interests. | JPMorgan Chase Bank | $341.6 bn | $630.7 mn | 498 |
| Total equity capital | Total equity capital including noncontrolling (minority) interests in consolidated subsidiaries. | JPMorgan Chase Bank | $341.6 bn | $630.7 mn | 498 |
Profitability
| Ranking | What it measures | First, Q2 2026 | Value | Median | Banks |
|---|---|---|---|---|---|
| Return on equity (ROE) | Annualized net income as a percent of average equity (FDIC calculation; blank when retained earnings are negative). | WEX Bank | 51.92% | 12.21% | 500 |
| Return on assets (ROA) | Annualized net income as a percent of average total assets (FDIC calculation). | Beal Bank USA | 8.19% | 1.30% | 500 |
| Net interest margin | Annualized net interest income as a percent of average earning assets (FDIC calculation). | Comenity Bank | 21.93% | 3.64% | 500 |
| Efficiency ratio (lowest first) | Noninterest expense (less amortization of intangibles) as a percent of net interest income plus noninterest income (FDIC calculation). | Beal Bank USA | 6.02% | 55.91% | 500 |
| Net income (year to date) | Net income attributable to the bank, cumulative from 1 January to the quarter end. | JPMorgan Chase Bank | $31.3 bn | $39.1 mn | 497 |
Asset quality
| Ranking | What it measures | First, Q2 2026 | Value | Median | Banks |
|---|---|---|---|---|---|
| Noncurrent loans to total loans (lowest first) | Loans 90+ days past due or in nonaccrual status as a percent of gross loans and leases. | Charles Schwab Premier Bank, SSB | 0.00% | 0.61% | 500 |
| Net charge-offs to average loans (lowest first) | Annualized net charge-offs as a percent of average loans and leases (FDIC calculation). | Beal Bank USA | -4.75% | 0.09% | 500 |
Deposits at risk
| Ranking | What it measures | First, Q2 2026 | Value | Median | Banks |
|---|---|---|---|---|---|
| Uninsured share of domestic deposits | Estimated uninsured deposits as a percent of deposits in domestic offices. | State Street Bank and Trust Company | 102.28% | 35.05% | 500 |
| Estimated uninsured deposits | Bank's own estimate of uninsured deposits in domestic offices. | JPMorgan Chase Bank | $1,392.5 bn | $1.5 bn | 500 |
Securities
| Ranking | What it measures | First, Q2 2026 | Value | Median | Banks |
|---|---|---|---|---|---|
| Available-for-sale securities (fair value) | Available-for-sale debt securities at fair value (their balance-sheet value). | JPMorgan Chase Bank | $536.0 bn | $688.9 mn | 500 |
| Available-for-sale securities (amortized cost) | Available-for-sale debt securities at amortized cost. | JPMorgan Chase Bank | $538.7 bn | $732.5 mn | 500 |
| Held-to-maturity securities (amortized cost) | Held-to-maturity debt securities at amortized cost (their balance-sheet value). | Bank of America | $505.8 bn | $16.9 mn | 500 |
| Held-to-maturity securities (fair value) | Held-to-maturity debt securities at fair value. | Bank of America | $423.7 bn | $16.6 mn | 500 |
Staff and branches
| Ranking | What it measures | First, Q2 2026 | Value | Median | Banks |
|---|---|---|---|---|---|
| Full-time equivalent employees | Number of full-time equivalent employees on the payroll. | JPMorgan Chase Bank | 226,846 | 571 | 500 |
| Number of offices | Total offices (head office and branches) operated by the bank. | JPMorgan Chase Bank | 5,374 | 31 | 500 |
Questions
Which is the largest bank in the United States?
JPMorgan Chase Bank, with total assets of $4,091.3 bn at , according to its Call Report.
Which US bank has the highest CET1 ratio?
Monet Bank, at 135.52% at . Banks that use the community bank leverage ratio framework do not report a CET1 ratio and are not in that table.
Which banks are included?
The largest FDIC-insured banks and savings institutions by total assets at the latest quarter, plus every bank that was among them at any quarter since 2016 and later merged, failed or closed. Insured US branches of foreign banks are not included.
How often are the rankings updated?
Every quarter, after banks file their Call Reports with the FFIEC and the FDIC publishes them. The tables show Q2 2026.
Is a top rank a recommendation?
No. A rank is a position in a table built from reported figures. EconoMonitor publishes data and analysis only and does not rate banks as investments.