Green Dot Bank DBA Bonneville Bank
Green Dot Bank DBA Bonneville Bank reported total assets of $5.4 bn at Q2 2026, up 12.7% on a year earlier, the 266th largest of 497 banks in our US coverage. The CET1 capital ratio at Green Dot Bank DBA Bonneville Bank was 31.97%. Green Dot Bank DBA Bonneville Bank held deposits of $5.0 bn. Source: FDIC Call Reports.
Key takeaways
- Green Dot Bank DBA Bonneville Bank has one of the highest net charge-offs to average loans readings among banks of $1 bn to $10 bn: 36.10% at , against a median of 0.06% across 339 banks (FDIC Call Reports).
- The loan-to-deposit ratio of Green Dot Bank DBA Bonneville Bank, 0.67% at , places Green Dot Bank DBA Bonneville Bank in the bottom tenth of banks of $1 bn to $10 bn (group median 88.61%; FDIC Call Reports).
- Few banks of $1 bn to $10 bn report a higher efficiency ratio than Green Dot Bank DBA Bonneville Bank, at 92.51% in against a group median of 56.87% (FDIC Call Reports).
What sets Green Dot Bank DBA Bonneville Bank apart
- Green Dot Bank DBA Bonneville Bank has one of the highest return on equity (ROE) readings among banks of $1 bn to $10 bn: 29.74% at , against a median of 12.68% across 339 banks.
- At 31.97%, the common equity tier 1 (CET1) ratio of Green Dot Bank DBA Bonneville Bank sits in the top tenth of its size group ($1 bn to $10 bn, 287 banks), where the median is 13.22%.
- Among the 339 banks of $1 bn to $10 bn, few report a lower uninsured share of domestic deposits than Green Dot Bank DBA Bonneville Bank, at 3.68% in ; the group median is 32.61%.
How large is Green Dot Bank DBA Bonneville Bank?
The balance sheet of Green Dot Bank DBA Bonneville Bank at : assets $5.4 bn, deposits $5.0 bn, net loans $33.8 mn (loans equal to 0.67% of deposits). Securities make up 55.7% of total assets at Green Dot Bank DBA Bonneville Bank. Since , when Green Dot Bank DBA Bonneville Bank held $919.3 mn, its assets grew 492.0%. In the year to , deposits at Green Dot Bank DBA Bonneville Bank rose 10.4% while its total assets rose 12.7%. At , Green Dot Bank DBA Bonneville Bank employed 136 full-time equivalent staff across 1 office, about $40.0 mn of assets per employee and $5.0 bn of deposits per office.
How much funding at Green Dot Bank DBA Bonneville Bank is uninsured?
At Green Dot Bank DBA Bonneville Bank, uninsured deposits (above the FDIC limit) made up 3.68% of domestic deposits at (+1.58 pp on a year earlier); Green Dot Bank DBA Bonneville Bank ranks 488th of 500 on this measure. In dollars, Green Dot Bank DBA Bonneville Bank estimated $185.5 mn of uninsured deposits.
Key facts, Q2 2026
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total deposits | $5.0 bn | +10.4% | 246th of 499 |
| Net loans and leases | $33.8 mn | -7.9% | 496th of 500 |
| Loan-to-deposit ratio | 0.67% | -0.13 pp | 496th of 500 |
| Tier 1 leverage ratio | 8.59% | +0.88 pp | 453rd of 500 |
| Total risk-based capital ratio | 32.43% | -3.24 pp | 13th of 448 |
| Net interest margin | 6.17% | -0.28 pp | 20th of 500 |
| Return on assets (ROA) | 1.61% | +0.83 pp | 122nd of 500 |
| Efficiency ratio | 92.51% | +0.61 pp | 497th of 500 (1 = lowest) |
| Unrealized gain/loss on available-for-sale securities | Loss of $248.1 mn | Narrowed by $32.0 mn | |
| Noncurrent loans to total loans | 3.56% | -0.46 pp | 486th of 500 (1 = lowest) |
| Net charge-offs to average loans | 36.10% | -0.82 pp | 500th of 500 (1 = lowest) |
US rank of Green Dot Bank DBA Bonneville Bank: 1 = highest unless marked 1 = lowest.
Balance sheet
Green Dot Bank DBA Bonneville Bank: assets, deposits and loans
- Total assets $5.4bn
- Deposits $5.0bn
- Net loans $34mn
Capital and securities
The CET1 ratio of Green Dot Bank DBA Bonneville Bank stood at 31.97% in , -3.04 pp year on year. Low and high at Green Dot Bank DBA Bonneville Bank since : 23.60% () to 123.15% (). Equity capital of Green Dot Bank DBA Bonneville Bank at : $316.9 mn, or 5.8% of total assets. Green Dot Bank DBA Bonneville Bank also reported a total capital ratio of 32.43% for , and a tier 1 leverage ratio of 8.59%.
The available-for-sale portfolio of Green Dot Bank DBA Bonneville Bank showed an unrealized loss of $248.1 mn at ; the loss narrowed by $32.0 mn over the year.
Green Dot Bank DBA Bonneville Bank: capital ratios
- Total capital 32%
- CET1 32%
- Tier 1 leverage 8.6%
Green Dot Bank DBA Bonneville Bank: unrealized securities gains and losses
- Available for sale -$248mn
- Held to maturity $0
Profitability and loan quality
For the year to , Green Dot Bank DBA Bonneville Bank earned a return on equity of 29.74%; return on assets: 1.61%. Net interest margin at Green Dot Bank DBA Bonneville Bank: 6.17%, -0.28 pp in a year. Green Dot Bank DBA Bonneville Bank net income: $44.4 mn, up 138.8% year on year. The efficiency ratio of Green Dot Bank DBA Bonneville Bank was 92.51%: about 93 cents cost per revenue dollar, against 56 cents at the median peer.
At , noncurrent loans were 3.56% of total loans at Green Dot Bank DBA Bonneville Bank; net charge-offs: 36.10% of average loans. Gross loans and leases at Green Dot Bank DBA Bonneville Bank: $40.8 mn, down 8.0% in a year.
Green Dot Bank DBA Bonneville Bank: profitability
- Return on equity 30%
- Net interest margin 6.2%
- Return on assets 1.6%
Peer group of Green Dot Bank DBA Bonneville Bank
The peer group of Green Dot Bank DBA Bonneville Bank is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 1 shares the charter type of Green Dot Bank DBA Bonneville Bank (state member bank), 6 sit in the same size group ($1 bn to $10 bn) and 0 have head offices in Utah. Against them, Green Dot Bank DBA Bonneville Bank shows CET1 ratio 31.97% against a peer median of 12.75%, return on equity 29.74% against a peer median of 11.18% and uninsured deposit share 3.68% against a peer median of 35.65%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| The American National Bank of Texas | National bank | TX | $5.5 bn | 12.30% | 11.51% | 43.91% | |
| Northfield Bank | Federal savings bank | NY | $5.5 bn | not reported | 7.33% | 50.35% | |
| Coastal Community Bank | State member bank | WA | $5.5 bn | 10.97% | -11.91% | 27.45% | |
| Green Dot Bank DBA Bonneville Bank | State member bank | UT | $5.4 bn | 31.97% | 29.74% | 3.68% | |
| Peoples Security Bank and Trust Company | State nonmember bank | PA | $5.4 bn | 12.75% | 10.85% | 31.02% | |
| Broadway National Bank | National bank | TX | $5.4 bn | 16.72% | 20.65% | 40.29% | |
| Stride Bank | National bank | OK | $5.4 bn | 18.76% | 27.72% | 6.23% | |
. FDIC Call Reports.
Last eight quarters
Two years at Green Dot Bank DBA Bonneville Bank, to : assets +22.4%, deposits +18.8%, equity +106.5%. Staff 112 to 136.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $4.4 bn | $4.6 bn | $4.9 bn | $4.8 bn | $5.0 bn | $5.2 bn | $5.9 bn | $5.4 bn |
| Total deposits | $4.2 bn | $4.4 bn | $4.7 bn | $4.6 bn | $4.7 bn | $4.9 bn | $5.0 bn | $5.0 bn |
| Bank equity capital | $153.5 mn | $96.4 mn | $169.9 mn | $200.1 mn | $237.9 mn | $278.6 mn | $299.9 mn | $316.9 mn |
| CET1 ratio | 29.62% | 28.23% | 29.23% | 35.01% | 33.76% | 29.75% | 31.35% | 31.97% |
| Return on equity (ROE) | 49.59% | 50.06% | 1.90% | 23.91% | 29.09% | 30.96% | 34.94% | 29.74% |
| Uninsured share of domestic deposits | 2.07% | 2.60% | 2.27% | 2.10% | 4.73% | 5.28% | 3.11% | 3.68% |
| Full-time equivalent employees | 112 | 119 | 122 | 122 | 118 | 123 | 132 | 136 |
| Number of offices | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
FDIC Call Reports.
Mergers and acquisitions
Large one-quarter moves at Green Dot Bank DBA Bonneville Bank
- Total assets at Green Dot Bank DBA Bonneville Bank changed by +26.0% in the quarter to 2017-12-31, with no FDIC structure event in that quarter.
- Total assets at Green Dot Bank DBA Bonneville Bank changed by +52.5% in the quarter to 2019-03-31, with no FDIC structure event in that quarter.
- Total assets at Green Dot Bank DBA Bonneville Bank changed by +36.7% in the quarter to 2020-03-31, with no FDIC structure event in that quarter.
- Total assets at Green Dot Bank DBA Bonneville Bank changed by +27.4% in the quarter to 2021-03-31, with no FDIC structure event in that quarter.
Questions and identifiers
What were the total assets of Green Dot Bank DBA Bonneville Bank?
Green Dot Bank DBA Bonneville Bank reported $5.4 bn at in its Call Report. That makes Green Dot Bank DBA Bonneville Bank the 266th largest of 497 banks in our US coverage.
Is Green Dot Bank DBA Bonneville Bank the same as its holding company?
No. This page covers Green Dot Bank DBA Bonneville Bank, FDIC certificate 22653; GREEN DOT CORP (as reported to the FDIC), its holding company, reports separately to the Federal Reserve.
Is Green Dot Bank DBA Bonneville Bank profitable?
Green Dot Bank DBA Bonneville Bank reported net income of $44.4 mn for the year to ; annualized return on equity: 29.74%. So yes: Green Dot Bank DBA Bonneville Bank made a profit over these months.
When is data for Green Dot Bank DBA Bonneville Bank next updated?
Figures from Green Dot Bank DBA Bonneville Bank for are due after .
Where can I check the figures for Green Dot Bank DBA Bonneville Bank?
In the FDIC BankFind Suite record for certificate 22653, and in the Call Reports of Green Dot Bank DBA Bonneville Bank (RSSD ID 243375) at the FFIEC Central Data Repository.