Pinnacle Bank (Fort Worth, TX)

What sets Pinnacle Bank (Fort Worth, TX) apart

How large is Pinnacle Bank (Fort Worth, TX)?

The balance sheet of Pinnacle Bank (Fort Worth, TX) at Q2 2026: assets $2.7 bn, deposits $2.3 bn, net loans $1.9 bn (loans equal to 80.68% of deposits). Securities make up 18.6% of total assets at Pinnacle Bank (Fort Worth, TX). Since Q1 2016, when Pinnacle Bank (Fort Worth, TX) held $740.9 mn, its assets grew 267.3%. In the year to Q2 2026, deposits at Pinnacle Bank (Fort Worth, TX) rose 0.2% while its total assets rose 1.2%. At Q2 2026, Pinnacle Bank (Fort Worth, TX) employed 274 full-time equivalent staff across 28 offices, about $9.9 mn of assets per employee and $83.6 mn of deposits per office.

How much funding at Pinnacle Bank (Fort Worth, TX) is uninsured?

At Pinnacle Bank (Fort Worth, TX), uninsured deposits (above the FDIC limit) made up 29.57% of domestic deposits at Q2 2026 (+4.58 pp on a year earlier); Pinnacle Bank (Fort Worth, TX) ranks 320th of 500 on this measure. In dollars, Pinnacle Bank (Fort Worth, TX) estimated $692.3 mn of uninsured deposits.

Key facts, Q2 2026

US rank of Pinnacle Bank (Fort Worth, TX): 1 = highest unless marked 1 = lowest.

The CET1 ratio of Pinnacle Bank (Fort Worth, TX) stood at 14.07% in Q2 2026, +0.21 pp year on year. Low and high at Pinnacle Bank (Fort Worth, TX) since Q1 2016: 12.34% (Q4 2017) to 14.91% (Q1 2021). Equity capital of Pinnacle Bank (Fort Worth, TX) at Q2 2026: $359.5 mn, or 13.2% of total assets. Pinnacle Bank (Fort Worth, TX) also reported a total capital ratio of 15.19% for Q2 2026, and a tier 1 leverage ratio of 10.93%.

The available-for-sale portfolio of Pinnacle Bank (Fort Worth, TX) showed an unrealized loss of $25.5 mn at Q2 2026; the loss narrowed by $10.2 mn over the year.

For the year to Q2 2026, Pinnacle Bank (Fort Worth, TX) earned a return on equity of 10.81%; return on assets: 1.41%. Net interest margin at Pinnacle Bank (Fort Worth, TX): 3.79%, +0.56 pp in a year. Pinnacle Bank (Fort Worth, TX) net income: $19.2 mn, up 35.6% year on year. The efficiency ratio of Pinnacle Bank (Fort Worth, TX) was 49.49%: about 49 cents cost per revenue dollar, against 61 cents at the median peer.

At Q2 2026, noncurrent loans were 0.13% of total loans at Pinnacle Bank (Fort Worth, TX); net charge-offs: 0.01% of average loans. Gross loans and leases at Pinnacle Bank (Fort Worth, TX): $1.9 bn, up 5.4% in a year.

The peer group of Pinnacle Bank (Fort Worth, TX) is the 6 banks nearest to it by total assets at Q2 2026: 3 larger and 3 smaller. Of the peers, 3 share the charter type of Pinnacle Bank (Fort Worth, TX) (state nonmember bank), 6 sit in the same size group ($1 bn to $10 bn) and 0 have head offices in Texas. Against them, Pinnacle Bank (Fort Worth, TX) shows CET1 ratio 14.07% against a peer median of 13.04%, return on equity 10.81% against a peer median of 11.30% and uninsured deposit share 29.57% against a peer median of 36.40%.

The FDIC history of Pinnacle Bank (Fort Worth, TX), oldest first; figures before and after each event are not like for like.

1. 8 April 2017. Absorbed Woodhaven Bank (FDIC certificate 24551).
2. 1 December 2022. Absorbed Crockett National Bank (FDIC certificate 24561).

Large one-quarter moves at Pinnacle Bank (Fort Worth, TX)

• Total assets at Pinnacle Bank (Fort Worth, TX) changed by +76.8% in the quarter to 2017-06-30: Merger -Without Assistance; Participated in Absorbtion/Consolidation/Merger: acquired from Woodhaven Bank.