Bessemer Trust Company
Bessemer Trust Company reported total assets of $4.2 bn at Q2 2026, up 6.9% on a year earlier, the 322nd largest of 497 banks in our US coverage. The CET1 capital ratio at Bessemer Trust Company was 23.20%, and the uninsured share of Bessemer Trust Company was 82.33%. Source: FDIC Call Reports.
Key takeaways
- Bessemer Trust Company has one of the highest return on equity (ROE) readings among banks of $1 bn to $10 bn: 38.18% at , against a median of 12.68% across 339 banks (FDIC Call Reports).
- The noncurrent loans to total loans of Bessemer Trust Company, 0.00% at , places Bessemer Trust Company in the bottom tenth of banks of $1 bn to $10 bn (group median 0.58%; FDIC Call Reports).
- Among the 339 banks of $1 bn to $10 bn, few report a lower net interest margin than Bessemer Trust Company, at 0.77% in ; the group median is 3.66% (FDIC Call Reports).
What sets Bessemer Trust Company apart
- Bessemer Trust Company has one of the highest uninsured share of domestic deposits readings among banks of $1 bn to $10 bn: 82.33% at , against a median of 32.61% across 339 banks.
- The tier 1 leverage ratio of Bessemer Trust Company, 7.62% at , places Bessemer Trust Company in the bottom tenth of banks of $1 bn to $10 bn (group median 10.45%).
- Among the 339 banks of $1 bn to $10 bn, few report a lower loan-to-deposit ratio than Bessemer Trust Company, at 32.67% in ; the group median is 88.61%.
How large is Bessemer Trust Company?
The balance sheet of Bessemer Trust Company at : assets $4.2 bn, deposits $3.2 bn, net loans $1.0 bn (loans equal to 32.67% of deposits). Securities make up 47.4% of total assets at Bessemer Trust Company. Since , when Bessemer Trust Company held $2.1 bn, its assets grew 94.7%. In the year to , deposits at Bessemer Trust Company rose 8.3% while its total assets rose 6.9%. At , Bessemer Trust Company employed 698 full-time equivalent staff across 1 office, about $6.0 mn of assets per employee and $3.2 bn of deposits per office.
How much funding at Bessemer Trust Company is uninsured?
At Bessemer Trust Company, uninsured deposits (above the FDIC limit) made up 82.33% of domestic deposits at (-3.60 pp on a year earlier); Bessemer Trust Company ranks 9th of 500 on this measure. In dollars, Bessemer Trust Company estimated $2.6 bn of uninsured deposits.
Key facts, Q2 2026
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total deposits | $3.2 bn | +8.3% | 339th of 499 |
| Net loans and leases | $1.0 bn | +28.2% | 491st of 500 |
| Loan-to-deposit ratio | 32.67% | +5.06 pp | 484th of 500 |
| Tier 1 leverage ratio | 7.62% | -0.13 pp | 483rd of 500 |
| Total risk-based capital ratio | 23.20% | +0.83 pp | 24th of 448 |
| Net interest margin | 0.77% | -0.19 pp | 498th of 500 |
| Return on assets (ROA) | 2.88% | +0.20 pp | 15th of 500 |
| Efficiency ratio | 79.39% | -3.02 pp | 473rd of 500 (1 = lowest) |
| Unrealized gain/loss on available-for-sale securities | Loss of $213,000 | Widened by $102,000 | |
| Noncurrent loans to total loans | 0.00% | 0.00 pp | 1st of 500 (1 = lowest) |
| Net charge-offs to average loans | 0.00% | 0.00 pp | 50th of 500 (1 = lowest) |
US rank of Bessemer Trust Company: 1 = highest unless marked 1 = lowest.
Balance sheet
Bessemer Trust Company: assets, deposits and loans
- Total assets $4.2bn
- Deposits $3.2bn
- Net loans $1.0bn
Capital and securities
The CET1 ratio of Bessemer Trust Company stood at 23.20% in , +0.82 pp year on year. Low and high at Bessemer Trust Company since : 18.19% () to 38.49% (). Equity capital of Bessemer Trust Company at : $415.2 mn, or 10.0% of total assets. Bessemer Trust Company also reported a total capital ratio of 23.20% for , and a tier 1 leverage ratio of 7.62%.
The available-for-sale portfolio of Bessemer Trust Company showed an unrealized loss of $213,000 at ; the loss widened by $102,000 over the year.
Bessemer Trust Company: capital ratios
- Total capital 23%
- CET1 23%
- Tier 1 leverage 7.6%
Bessemer Trust Company: unrealized securities gains and losses
- Available for sale -$213,000
- Held to maturity $0
Profitability and loan quality
For the year to , Bessemer Trust Company earned a return on equity of 38.18%; return on assets: 2.88%. Net interest margin at Bessemer Trust Company: 0.77%, -0.19 pp in a year. Bessemer Trust Company net income: $76.7 mn, up 34.9% year on year. The efficiency ratio of Bessemer Trust Company was 79.39%: about 79 cents cost per revenue dollar, against 54 cents at the median peer.
At , noncurrent loans were 0.00% of total loans at Bessemer Trust Company; net charge-offs: 0.00% of average loans. Gross loans and leases at Bessemer Trust Company: $1.0 bn, up 28.2% in a year.
Bessemer Trust Company: profitability
- Return on equity 38%
- Net interest margin 0.8%
- Return on assets 2.9%
Peer group of Bessemer Trust Company
The peer group of Bessemer Trust Company is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 1 shares the charter type of Bessemer Trust Company (national bank), 6 sit in the same size group ($1 bn to $10 bn) and 1 has its head office in New York. Against them, Bessemer Trust Company shows CET1 ratio 23.20% against a peer median of 14.94%, return on equity 38.18% against a peer median of 8.29% and uninsured deposit share 82.33% against a peer median of 43.40%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| Royal Business Bank | State nonmember bank | CA | $4.3 bn | 19.68% | 8.32% | 50.67% | |
| Inwood National Bank | National bank | TX | $4.3 bn | 16.18% | 14.11% | 47.46% | |
| The Bank of Missouri | State nonmember bank | MO | $4.2 bn | 10.83% | 8.10% | 25.30% | |
| Bessemer Trust Company | National bank | NY | $4.2 bn | 23.20% | 38.18% | 82.33% | |
| United Community Bank | State nonmember bank | IL | $4.1 bn | 13.70% | 13.12% | 35.03% | |
| Woori America Bank | State nonmember bank | NY | $4.1 bn | 18.34% | 5.52% | 68.67% | |
| First Bank | State nonmember bank | NJ | $4.1 bn | 10.89% | 8.25% | 39.35% | |
. FDIC Call Reports.
Last eight quarters
Two years at Bessemer Trust Company, to : assets +24.8%, deposits +35.4%, equity +10.9%. Staff 681 to 698.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $3.3 bn | $3.8 bn | $5.0 bn | $3.9 bn | $4.4 bn | $6.4 bn | $5.4 bn | $4.2 bn |
| Total deposits | $2.4 bn | $2.9 bn | $3.7 bn | $3.0 bn | $3.4 bn | $5.5 bn | $4.5 bn | $3.2 bn |
| Bank equity capital | $374.2 mn | $360.5 mn | $375.0 mn | $385.3 mn | $392.0 mn | $384.5 mn | $405.0 mn | $415.2 mn |
| CET1 ratio | 21.11% | 20.18% | 21.96% | 22.38% | 22.24% | 22.35% | 24.12% | 23.20% |
| Return on equity (ROE) | 28.79% | 33.40% | 28.61% | 30.41% | 31.63% | 36.75% | 36.90% | 38.18% |
| Uninsured share of domestic deposits | 90.96% | 84.91% | 88.17% | 85.94% | 86.62% | 82.90% | 82.86% | 82.33% |
| Full-time equivalent employees | 681 | 670 | 666 | 672 | 696 | 673 | 681 | 698 |
| Number of offices | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
FDIC Call Reports.
Mergers and acquisitions
Large one-quarter moves at Bessemer Trust Company
- Total assets at Bessemer Trust Company changed by +37.2% in the quarter to 2016-12-31, with no FDIC structure event in that quarter.
- Total assets at Bessemer Trust Company changed by -27.2% in the quarter to 2017-03-31, with no FDIC structure event in that quarter.
- Total assets at Bessemer Trust Company changed by +30.0% in the quarter to 2018-12-31, with no FDIC structure event in that quarter.
- Total assets at Bessemer Trust Company changed by -26.4% in the quarter to 2019-03-31, with no FDIC structure event in that quarter.
- Total assets at Bessemer Trust Company changed by -26.9% in the quarter to 2019-06-30, with no FDIC structure event in that quarter.
- Total assets at Bessemer Trust Company changed by +53.3% in the quarter to 2022-12-31, with no FDIC structure event in that quarter.
- Total assets at Bessemer Trust Company changed by +30.2% in the quarter to 2025-03-31, with no FDIC structure event in that quarter.
- Total assets at Bessemer Trust Company changed by +46.5% in the quarter to 2025-12-31, with no FDIC structure event in that quarter.
Questions and identifiers
What were the total assets of Bessemer Trust Company?
Bessemer Trust Company reported $4.2 bn at in its Call Report. That makes Bessemer Trust Company the 322nd largest of 497 banks in our US coverage.
Is Bessemer Trust Company the same as its holding company?
No. This page covers Bessemer Trust Company, FDIC certificate 21868; BESSEMER GROUP INC THE (as reported to the FDIC), its holding company, reports separately to the Federal Reserve.
Is Bessemer Trust Company profitable?
Bessemer Trust Company reported net income of $76.7 mn for the year to ; annualized return on equity: 38.18%. So yes: Bessemer Trust Company made a profit over these months.
When is data for Bessemer Trust Company next updated?
Figures from Bessemer Trust Company for are due after .
Where can I check the figures for Bessemer Trust Company?
In the FDIC BankFind Suite record for certificate 21868, and in the Call Reports of Bessemer Trust Company (RSSD ID 976703) at the FFIEC Central Data Repository.