First National Bank of Pennsylvania

What sets First National Bank of Pennsylvania apart

How large is First National Bank of Pennsylvania?

The balance sheet of First National Bank of Pennsylvania at Q2 2026: assets $50.8 bn, deposits $39.1 bn, net loans $35.6 bn (loans equal to 91.03% of deposits). Securities make up 15.8% of total assets at First National Bank of Pennsylvania. Since Q1 2016, when First National Bank of Pennsylvania held $20.1 bn, its assets grew 152.3%. In the year to Q2 2026, deposits at First National Bank of Pennsylvania rose 1.2% while its total assets rose 2.6%. At Q2 2026, First National Bank of Pennsylvania employed 4,173 full-time equivalent staff across 361 offices, about $12.2 mn of assets per employee and $108.2 mn of deposits per office.

How much funding at First National Bank of Pennsylvania is uninsured?

At First National Bank of Pennsylvania, uninsured deposits (above the FDIC limit) made up 40.17% of domestic deposits at Q2 2026 (-0.79 pp on a year earlier); First National Bank of Pennsylvania ranks 183rd of 500 on this measure. In dollars, First National Bank of Pennsylvania estimated $15.7 bn of uninsured deposits.

Key facts, Q2 2026

US rank of First National Bank of Pennsylvania: 1 = highest unless marked 1 = lowest.

The CET1 ratio of First National Bank of Pennsylvania stood at 11.40% in Q2 2026, +0.71 pp year on year. Low and high at First National Bank of Pennsylvania since Q1 2016: 9.61% (Q3 2016) to 11.44% (Q1 2026). Equity capital of First National Bank of Pennsylvania at Q2 2026: $6.8 bn, or 13.4% of total assets. First National Bank of Pennsylvania also reported a total capital ratio of 13.62% for Q2 2026, and a tier 1 leverage ratio of 9.43%.

On held-to-maturity securities, First National Bank of Pennsylvania carried an unrealized loss of $202.4 mn at Q2 2026, equal to 3.0% of equity capital. The loss narrowed by $55.2 mn over the year. Its deepest point: $519.0 mn in Q3 2023. The available-for-sale portfolio of First National Bank of Pennsylvania showed an unrealized loss of $90.6 mn at Q2 2026; the loss widened by $4.4 mn over the year.

For the year to Q2 2026, First National Bank of Pennsylvania earned a return on equity of 8.90%; return on assets: 1.19%. Net interest margin at First National Bank of Pennsylvania: 3.32%, +0.07 pp in a year. First National Bank of Pennsylvania net income: $300.7 mn, up 8.5% year on year. The efficiency ratio of First National Bank of Pennsylvania was 52.54%: about 53 cents cost per revenue dollar, against 55 cents at the median peer.

At Q2 2026, noncurrent loans were 0.38% of total loans at First National Bank of Pennsylvania; net charge-offs: 0.19% of average loans. Gross loans and leases at First National Bank of Pennsylvania: $36.0 bn, up 3.1% in a year.

The peer group of First National Bank of Pennsylvania is the 6 banks nearest to it by total assets at Q2 2026: 3 larger and 3 smaller. Of the peers, 3 share the charter type of First National Bank of Pennsylvania (national bank), 6 sit in the same size group ($10 bn to $100 bn) and 0 have head offices in Pennsylvania. Against them, First National Bank of Pennsylvania shows CET1 ratio 11.40% against a peer median of 13.73%, return on equity 8.90% against a peer median of 11.36% and uninsured deposit share 40.17% against a peer median of 45.85%.

The FDIC history of First National Bank of Pennsylvania, oldest first; figures before and after each event are not like for like.

1. 13 February 2016. Absorbed Metro Bank (FDIC certificate 26255).
2. 11 March 2017. Absorbed Yadkin Bank (FDIC certificate 19861).
3. 5 February 2022. Absorbed Howard Bank (FDIC certificate 57776).
4. 12 December 2022. Absorbed Union Bank (FDIC certificate 34934).

Large one-quarter moves at First National Bank of Pennsylvania

• Total assets at First National Bank of Pennsylvania changed by +38.6% in the quarter to 2017-03-31: Merger -Without Assistance; Participated in Absorbtion/Consolidation/Merger: acquired from Yadkin Bank.