Fifth Third Bank

What sets Fifth Third Bank apart

• Over the year to Q2 2026, the total assets of Fifth Third Bank rose by 42.9% to $299.2 bn, a bigger rise than at 97% of covered banks.
• Over the year to Q2 2026, the total deposits of Fifth Third Bank rose by 43.5% to $240.9 bn, a bigger rise than at 97% of covered banks.
• Over the year to Q2 2026, the net loans and leases of Fifth Third Bank rose by 46.3% to $176.5 bn, a bigger rise than at 96% of covered banks.

How large is Fifth Third Bank?

The balance sheet of Fifth Third Bank at Q2 2026: assets $299.2 bn, deposits $240.9 bn, net loans $176.5 bn (loans equal to 73.25% of deposits). Securities make up 20.6% of total assets at Fifth Third Bank. Since Q1 2016, when Fifth Third Bank held $140.0 bn, its assets grew 113.7%. In the year to Q2 2026, deposits at Fifth Third Bank rose 43.5% while its total assets rose 42.9%. At Q2 2026, Fifth Third Bank employed 25,131 full-time equivalent staff across 1,509 offices, about $11.9 mn of assets per employee and $159.7 mn of deposits per office.

How much funding at Fifth Third Bank is uninsured?

At Fifth Third Bank, uninsured deposits (above the FDIC limit) made up 44.48% of domestic deposits at Q2 2026 (+0.08 pp on a year earlier); Fifth Third Bank ranks 145th of 500 on this measure. In dollars, Fifth Third Bank estimated $106.9 bn of uninsured deposits.

Key facts, Q2 2026

US rank of Fifth Third Bank: 1 = highest unless marked 1 = lowest.

The CET1 ratio of Fifth Third Bank stood at 11.70% in Q2 2026, -1.17 pp year on year. Low and high at Fifth Third Bank since Q1 2016: 10.58% (Q2 2022) to 13.09% (Q4 2025). Equity capital of Fifth Third Bank at Q2 2026: $37.7 bn, or 12.6% of total assets. Fifth Third Bank also reported a total capital ratio of 12.95% for Q2 2026, and a tier 1 leverage ratio of 9.99%.

On held-to-maturity securities, Fifth Third Bank carried an unrealized loss of $146.0 mn at Q2 2026, equal to 0.4% of equity capital. The loss widened by $63.0 mn over the year. Its deepest point: $314.0 mn in Q4 2024. The available-for-sale portfolio of Fifth Third Bank showed an unrealized loss of $3.2 bn at Q2 2026; the loss narrowed by $305.0 mn over the year.

For the year to Q2 2026, Fifth Third Bank earned a return on equity of 7.89%; return on assets: 0.97%. Net interest margin at Fifth Third Bank: 3.76%, +0.39 pp in a year. Fifth Third Bank net income: $1.3 bn, up 0.5% year on year. The efficiency ratio of Fifth Third Bank was 66.31%: about 66 cents cost per revenue dollar, against 63 cents at the median peer.

At Q2 2026, noncurrent loans were 0.84% of total loans at Fifth Third Bank; net charge-offs: 0.35% of average loans. Gross loans and leases at Fifth Third Bank: $179.4 bn, up 45.8% in a year.

The peer group of Fifth Third Bank is the 6 banks nearest to it by total assets at Q2 2026: 3 larger and 3 smaller. Of the peers, 4 share the charter type of Fifth Third Bank (national bank), 6 sit in the same size group (over $100 bn) and 1 has its head office in Ohio. Against them, Fifth Third Bank shows CET1 ratio 11.70% against a peer median of 15.57%, return on equity 7.89% against a peer median of 11.21% and uninsured deposit share 44.48% against a peer median of 40.62%.

The FDIC history of Fifth Third Bank, oldest first; figures before and after each event are not like for like.

1. 4 May 2019. Absorbed MB Financial Bank, National Association (FDIC certificate 3628).
2. 1 February 2026. Absorbed Comerica Bank (FDIC certificate 983).
3. 1 February 2026. Absorbed Comerica Bank & Trust, National Association (FDIC certificate 1596).

Large one-quarter moves at Fifth Third Bank

• Total assets at Fifth Third Bank changed by +38.5% in the quarter to 2026-03-31: Merger -Without Assistance; Participated in Absorbtion/Consolidation/Merger: acquired from Comerica Bank, Comerica Bank & Trust, National Association.