The Huntington National Bank
The Huntington National Bank reported total assets of $283.1 bn at Q2 2026, up 37.0% on a year earlier, the 15th largest of 497 banks in our US coverage. The CET1 capital ratio at The Huntington National Bank was 11.82%, and the uninsured share of The Huntington National Bank was 32.46%. Source: FDIC Call Reports.
Key takeaways
- On efficiency ratio, The Huntington National Bank slipped from 176th to 330th among 500 US banks between and (1 = lowest; FDIC Call Reports).
- Since , The Huntington National Bank has taken over 4 institutions; the latest was Cadence Bank on (FDIC Call Reports).
- Over the year to , the bank equity capital of The Huntington National Bank rose by 60.1% to $33.3 bn, a bigger rise than at 98% of covered banks (FDIC Call Reports).
What sets The Huntington National Bank apart
- Over the year to , the total assets of The Huntington National Bank rose by 37.0% to $283.1 bn, a bigger rise than at 95% of covered banks.
How large is The Huntington National Bank?
The balance sheet of The Huntington National Bank at : assets $283.1 bn, deposits $227.1 bn, net loans $187.9 bn (loans equal to 82.75% of deposits). Securities make up 17.5% of total assets at The Huntington National Bank. Since , when The Huntington National Bank held $72.5 bn, its assets grew 290.6%. In the year to , deposits at The Huntington National Bank rose 35.7% while its total assets rose 37.0%. At , The Huntington National Bank employed 25,478 full-time equivalent staff across 1,479 offices, about $11.1 mn of assets per employee and $153.6 mn of deposits per office.
How much funding at The Huntington National Bank is uninsured?
At The Huntington National Bank, uninsured deposits (above the FDIC limit) made up 32.46% of domestic deposits at (+1.35 pp on a year earlier); The Huntington National Bank ranks 283rd of 500 on this measure. In dollars, The Huntington National Bank estimated $73.7 bn of uninsured deposits.
Key facts, Q2 2026
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total deposits | $227.1 bn | +35.7% | 15th of 499 |
| Net loans and leases | $187.9 bn | +40.9% | 10th of 500 |
| Loan-to-deposit ratio | 82.75% | +3.07 pp | 307th of 500 |
| Tier 1 leverage ratio | 9.30% | +0.45 pp | 394th of 500 |
| Total risk-based capital ratio | 13.84% | -0.08 pp | 269th of 448 |
| Net interest margin | 3.50% | +0.23 pp | 298th of 500 |
| Return on assets (ROA) | 1.09% | -0.07 pp | 351st of 500 |
| Efficiency ratio | 59.91% | +5.47 pp | 330th of 500 (1 = lowest) |
| Unrealized gain/loss on held-to-maturity securities | Loss of $1.7 bn | Narrowed by $169.2 mn | |
| Unrealized gain/loss on available-for-sale securities | Loss of $2.4 bn | Narrowed by $203.9 mn | |
| Noncurrent loans to total loans | 1.06% | +0.26 pp | 373rd of 500 (1 = lowest) |
| Net charge-offs to average loans | 0.26% | +0.03 pp | 378th of 500 (1 = lowest) |
US rank of The Huntington National Bank: 1 = highest unless marked 1 = lowest.
Balance sheet
The Huntington National Bank: assets, deposits and loans
- Total assets $283bn
- Deposits $227bn
- Net loans $188bn
Capital and securities
The CET1 ratio of The Huntington National Bank stood at 11.82% in , +0.43 pp year on year. Low and high at The Huntington National Bank since : 9.19% () to 12.05% (). Equity capital of The Huntington National Bank at : $33.3 bn, or 11.8% of total assets. The Huntington National Bank also reported a total capital ratio of 13.84% for , and a tier 1 leverage ratio of 9.30%.
On held-to-maturity securities, The Huntington National Bank carried an unrealized loss of $1.7 bn at , equal to 5.1% of equity capital. The loss narrowed by $169.2 mn over the year. Its deepest point: $2.8 bn in . The available-for-sale portfolio of The Huntington National Bank showed an unrealized loss of $2.4 bn at ; the loss narrowed by $203.9 mn over the year.
The Huntington National Bank: capital ratios
- Total capital 14%
- CET1 12%
- Tier 1 leverage 9.3%
The Huntington National Bank: unrealized securities gains and losses
- Available for sale -$2.4bn
- Held to maturity -$1.7bn
Profitability and loan quality
For the year to , The Huntington National Bank earned a return on equity of 9.47%; return on assets: 1.09%. Net interest margin at The Huntington National Bank: 3.50%, +0.23 pp in a year. The Huntington National Bank net income: $1.4 bn, up 19.8% year on year. The efficiency ratio of The Huntington National Bank was 59.91%: about 60 cents cost per revenue dollar, against 66 cents at the median peer.
At , noncurrent loans were 1.06% of total loans at The Huntington National Bank; net charge-offs: 0.26% of average loans. Gross loans and leases at The Huntington National Bank: $191.2 bn, up 40.9% in a year.
The Huntington National Bank: profitability
- Return on equity 9.5%
- Net interest margin 3.5%
- Return on assets 1.1%
Peer group of The Huntington National Bank
The peer group of The Huntington National Bank is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 4 share the charter type of The Huntington National Bank (national bank), 6 sit in the same size group (over $100 bn) and 1 has its head office in Ohio. Against them, The Huntington National Bank shows CET1 ratio 11.82% against a peer median of 15.57%, return on equity 9.47% against a peer median of 10.43% and uninsured deposit share 32.46% against a peer median of 40.88%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| State Street Bank and Trust Company | State member bank | MA | $412.6 bn | 14.72% | 12.96% | 102.28% | |
| TD Bank | National bank | DE | $342.8 bn | 16.16% | 5.87% | 37.28% | |
| Fifth Third Bank | National bank | OH | $299.2 bn | 11.70% | 7.89% | 44.48% | |
| The Huntington National Bank | National bank | OH | $283.1 bn | 11.82% | 9.47% | 32.46% | |
| BMO Bank | National bank | IL | $255.0 bn | 14.97% | 0.99% | 52.71% | |
| Charles Schwab Bank, SSB | State member bank | TX | $250.8 bn | 30.15% | 18.03% | 19.04% | |
| Morgan Stanley Private Bank | National bank | NY | $250.4 bn | 24.99% | 16.07% | 19.47% | |
. FDIC Call Reports.
Last eight quarters
Two years at The Huntington National Bank, to : assets +42.1%, deposits +39.5%, equity +81.1%. Staff 18,960 to 25,478; offices 1,033 to 1,479.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $199.2 bn | $203.4 bn | $208.2 bn | $206.6 bn | $209.5 bn | $224.0 bn | $284.1 bn | $283.1 bn |
| Total deposits | $162.8 bn | $167.0 bn | $169.6 bn | $167.4 bn | $169.7 bn | $180.6 bn | $227.5 bn | $227.1 bn |
| Bank equity capital | $18.4 bn | $19.7 bn | $20.6 bn | $20.8 bn | $21.7 bn | $24.3 bn | $33.1 bn | $33.3 bn |
| CET1 ratio | 10.17% | 11.55% | 11.76% | 11.39% | 11.73% | 11.72% | 12.05% | 11.82% |
| Return on equity (ROE) | 11.59% | 11.62% | 11.91% | 11.74% | 12.20% | 11.79% | 8.77% | 9.47% |
| Uninsured share of domestic deposits | 32.75% | 32.68% | 31.00% | 31.11% | 31.63% | 31.52% | 31.78% | 32.46% |
| Full-time equivalent employees | 18,960 | 18,980 | 19,050 | 19,227 | 19,049 | 19,618 | 25,197 | 25,478 |
| Number of offices | 1,033 | 1,036 | 1,017 | 1,020 | 1,021 | 1,057 | 1,474 | 1,479 |
FDIC Call Reports.
Mergers and acquisitions
The FDIC history of The Huntington National Bank, oldest first; figures before and after each event are not like for like.
- . Absorbed Firstmerit Bank, National Association (FDIC certificate 13675).
- . Absorbed TCF National Bank (FDIC certificate 28330).
- . Absorbed Veritex Community Bank (FDIC certificate 57665).
- . Absorbed Cadence Bank (FDIC certificate 11813).
Large one-quarter moves at The Huntington National Bank
- Total assets at The Huntington National Bank changed by +35.9% in the quarter to 2016-09-30: Merger -Without Assistance; Participated in Absorbtion/Consolidation/Merger: acquired from Firstmerit Bank, National Association.
- Total assets at The Huntington National Bank changed by +39.4% in the quarter to 2021-06-30: Merger -Without Assistance; Participated in Absorbtion/Consolidation/Merger: acquired from TCF National Bank.
- Total assets at The Huntington National Bank changed by +26.8% in the quarter to 2026-03-31: Merger -Without Assistance; Participated in Absorbtion/Consolidation/Merger: acquired from Cadence Bank.
Questions and identifiers
What were the total assets of The Huntington National Bank?
The Huntington National Bank reported $283.1 bn at in its Call Report. That makes The Huntington National Bank the 15th largest of 497 banks in our US coverage.
Is The Huntington National Bank the same as its holding company?
No. This page covers The Huntington National Bank, FDIC certificate 6560; HUNTINGTON BANCSHARES INC (as reported to the FDIC), its holding company, reports separately to the Federal Reserve.
Is The Huntington National Bank profitable?
The Huntington National Bank reported net income of $1.4 bn for the year to ; annualized return on equity: 9.47%. So yes: The Huntington National Bank made a profit over these months.
When is data for The Huntington National Bank next updated?
Figures from The Huntington National Bank for are due after .
Where can I check the figures for The Huntington National Bank?
In the FDIC BankFind Suite record for certificate 6560, and in the Call Reports of The Huntington National Bank (RSSD ID 12311) at the FFIEC Central Data Repository.