Net loans and leases: US bank rankings

500 FDIC-insured banks ranked by net loans and leases at Q2 2026, from each bank's Call Report. 1 = highest.

JPMorgan Chase Bank ranked first by net loans and leases at Q2 2026 with $1,535.6 bn, followed by Bank of America ($1,198.4 bn) and Wells Fargo Bank ($983.9 bn). Rank among 500 banks reporting this metric, 1 = highest; the median bank was at $4.3 bn. Source: FDIC Call Report data, cross-checked against FFIEC filings.

What changed this quarter (Q1 2026 to Q2 2026)
  • JPMorgan Chase Bank stayed first, at $1,535.6 bn
  • Median: up from $4.1 bn to $4.3 bn
  • Biggest rise in the top 100: OceanFirst Bank, from 119th to 89th
Highest value
$1,535.6 bn
JPMorgan Chase Bank
Rank 1 of 500 1 = highest
Median bank
$4.3 bn
Middle of the 500 banks ranked
Lowest value
$0
First American Trust, FSB
Rank 499 of 500 1 = highest
Banks ranked
500
Every bank in our coverage that reported it

Sparklines: the last ten years (median and count: every quarter of this ranking). Source: FDIC BankFind Suite (Call Report data), cross-checked against FFIEC Call Report filings. Calculations: EconoMonitor.

Ranking, Q2 2026

Rank (1 = highest)Change in rankBankStateQ2 2026Q1 2026
281+6First Business BankWI$3.5 bn$3.5 bn
282+8First Bank & TrustSD$3.5 bn$3.4 bn
283+3Union Savings BankOH$3.5 bn$3.5 bn
284-1PeoplesBankMA$3.5 bn$3.5 bn
285+3Morton Community BankIL$3.5 bn$3.5 bn
286+10Town BankWI$3.5 bn$3.4 bn
287+73Community West BankCA$3.5 bn$2.5 bn
288+10Community Bank of MississippiMS$3.5 bn$3.4 bn
289+4Arrow BankNY$3.5 bn$3.4 bn
290+4Sunwest BankUT$3.5 bn$3.4 bn
291+4First State Community BankMO$3.4 bn$3.4 bn
292+13NATIONAL COOPERATIVE BANKOH$3.4 bn$3.2 bn
293+6Texas Bank and Trust CompanyTX$3.4 bn$3.3 bn
294+3The American National Bank of TexasTX$3.4 bn$3.4 bn
295-3United Fidelity Bank, fsbIN$3.4 bn$3.4 bn
296+10First American BankIL$3.3 bn$3.2 bn
297+4First BankNJ$3.3 bn$3.3 bn
298+2Royal Business BankCA$3.3 bn$3.3 bn
299+3Spencer Savings Bank, SLANJ$3.3 bn$3.2 bn
300+4Civista BankOH$3.2 bn$3.2 bn
301+8Wheaton Bank & TrustIL$3.2 bn$3.1 bn
302+10Choice Financial GroupND$3.2 bn$3.1 bn
303+5The Bank of MissouriMO$3.2 bn$3.1 bn
304-1Broadway National BankTX$3.1 bn$3.2 bn
305+2SouthEast BankTN$3.1 bn$3.1 bn
306+5American Business BankCA$3.1 bn$3.1 bn
307+8California Bank of CommerceCA$3.1 bn$3.0 bn
308+9ChoiceOne BankMI$3.0 bn$3.0 bn
309+5Woori America BankNY$3.0 bn$3.0 bn
310+3Investar BankLA$3.0 bn$3.0 bn
311+7Capital BankMD$3.0 bn$3.0 bn
312+12Principal BankIA$3.0 bn$2.9 bn
313+7Central Bank & Trust Co.KY$3.0 bn$2.9 bn
314+5Gate City BankND$3.0 bn$2.9 bn
315+10Manasquan BankNJ$3.0 bn$2.9 bn
316+159Vallant BankGA$2.9 bn$1.7 bn
317+5Carrollton BankIL$2.9 bn$2.9 bn
318+5Bank of UtahUT$2.9 bn$2.9 bn
319+10Bankwell BankCT$2.9 bn$2.8 bn
320-4West BankIA$2.9 bn$3.0 bn

Source: FDIC BankFind Suite (Call Report data), cross-checked against FFIEC Call Report filings. Calculations: EconoMonitor. Change in rank compares with Q1 2026. Bars: value relative to the largest in the table.

Who leads the table?

The five banks at the top of the table at Q2 2026 were JPMorgan Chase Bank ($1,535.6 bn, OH), Bank of America ($1,198.4 bn, NC), Wells Fargo Bank ($983.9 bn, SD), Citibank ($739.5 bn, SD) and Capital One ($434.5 bn, VA). 10 of the top 10 were also in the top 10 in Q1 2026. 3 of the top 10 have their head office in Ohio.

How are the values spread?

Half of the 500 banks have a value between $2.4 bn and $9.9 bn (the middle two quarters of the table); one in ten is above $33.3 bn and one in ten below $1.9 bn. A year earlier, at Q2 2025, the median was $3.8 bn across 528 banks. The median rose from $4.1 bn in Q1 2026 to $4.3 bn in Q2 2026.

51 values lie far from the rest of the table (more than three times the spread of the middle half beyond it): JPMorgan Chase Bank ($1,535.6 bn); Bank of America ($1,198.4 bn); Wells Fargo Bank ($983.9 bn); Citibank ($739.5 bn); Capital One ($434.5 bn); U.S. Bank ($405.7 bn) and others. Values like these usually come from special-purpose banks, such as trust, custody, credit card or payment banks, whose balance sheets differ from lending banks; compare them with care.

Which of the top 100 banks moved most?

Between Q1 2026 and Q2 2026, of the 500 banks ranked in both quarters, 303 moved up the table, 129 moved down and 68 kept their place; the typical bank moved 3 places.

Largest moves up the table from Q1 2026 to Q2 2026: OceanFirst Bank (from 119th to 89th; $11.1 bn to $16.1 bn); Charles Schwab Bank, SSB (from 32nd to 27th; $57.5 bn to $67.2 bn); State Street Bank and Trust Company (from 40th to 36th; $49.2 bn to $52.2 bn). Largest moves down the table from Q1 2026 to Q2 2026: The Bank of New York Mellon (from 30th to 42nd; $60.2 bn to $46.5 bn); Sallie Mae Bank (from 71st to 77th; $20.2 bn to $19.8 bn); First Interstate Bank (from 94th to 98th; $14.6 bn to $14.1 bn).

How is this ranking built?

Loans and leases after deducting the allowance for credit losses. Net loans and leases values are quarter-end figures from each bank's Call Report for Q2 2026, ranked from highest to lowest (1 = highest).

Full definitions are on the methodology page for net loans and leases.

Other US bank rankings

Source: FDIC BankFind Suite (Call Report data). EconoMonitor is not affiliated with or endorsed by the FDIC. Primary source: FDIC BankFind Suite; cross-check: FFIEC Central Data Repository. Checks: Check A passed, Check B passed.

Data and analysis only, not financial advice. The FDIC and the FFIEC do not endorse EconoMonitor. See the disclaimer and methodology.