Community West Bank
Community West Bank reported total assets of $3.7 bn at Q1 2026, the latest verified quarter, up 4.2% on a year earlier. The CET1 capital ratio at Community West Bank was 12.93% at Q2 2026. Total assets for Q2 2026 is withheld until the FDIC and FFIEC figures agree. Source: FDIC Call Reports.
Key takeaways
- Since , Community West Bank has taken over 4 institutions; the latest was United Security Bank on (FDIC Call Reports).
What sets Community West Bank apart
How large is Community West Bank?
The balance sheet of Community West Bank at , the latest verified quarter: assets $3.7 bn, deposits $3.1 bn, net loans $2.5 bn (loans equal to 80.09% of deposits). Securities make up 20.4% of total assets at Community West Bank. Since , when Community West Bank held $1.3 bn, its assets grew 190.9%. At , the latest verified quarter, Community West Bank employed 327 full-time equivalent staff across 29 offices, about $11.3 mn of assets per employee and $108.5 mn of deposits per office.
How much funding at Community West Bank is uninsured?
At Community West Bank, uninsured deposits (above the FDIC limit) made up 32.58% of domestic deposits at (-0.51 pp on a year earlier); Community West Bank ranks 279th of 500 on this measure. In dollars, Community West Bank estimated $1.3 bn of uninsured deposits.
Key facts, Q2 2026
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total deposits | $4.1 bn | +37.7% | 283rd of 499 |
| Net loans and leases | $3.5 bn | +47.4% | 287th of 500 |
| Loan-to-deposit ratio | 84.68% | +5.54 pp | 284th of 500 |
| Tier 1 leverage ratio | 10.97% | -0.28 pp | 175th of 500 |
| Total risk-based capital ratio | 14.18% | -0.74 pp | 230th of 448 |
| Net interest margin | 4.79% | +0.56 pp | 48th of 500 |
| Return on assets (ROA) | 0.88% | -0.15 pp | 424th of 500 |
| Efficiency ratio | 59.36% | -1.79 pp | 325th of 500 (1 = lowest) |
| Unrealized gain/loss on held-to-maturity securities | Loss of $20.3 mn | Narrowed by $8.2 mn | |
| Unrealized gain/loss on available-for-sale securities | Loss of $35.2 mn | Narrowed by $19.1 mn | |
| Noncurrent loans to total loans | 0.56% | +0.28 pp | 221st of 500 (1 = lowest) |
| Net charge-offs to average loans | 0.38% | +0.39 pp | 415th of 500 (1 = lowest) |
US rank of Community West Bank: 1 = highest unless marked 1 = lowest.
Balance sheet
Community West Bank: assets, deposits and loans
- Total assets $3.7bn
- Deposits $4.1bn
- Net loans $3.5bn
Capital and securities
The CET1 ratio of Community West Bank stood at 12.93% in , -0.91 pp year on year. Low and high at Community West Bank since : 12.59% () to 16.94% (). Community West Bank also reported a total capital ratio of 14.18% for , and a tier 1 leverage ratio of 10.97%.
On held-to-maturity securities, Community West Bank carried an unrealized loss of $20.3 mn at , equal to 3.0% of equity capital. The loss narrowed by $8.2 mn over the year. Its deepest point: $43.7 mn in . The available-for-sale portfolio of Community West Bank showed an unrealized loss of $35.2 mn at ; the loss narrowed by $19.1 mn over the year.
Community West Bank: capital ratios
- Total capital 14%
- CET1 13%
- Tier 1 leverage 11%
Community West Bank: unrealized securities gains and losses
- Available for sale -$35mn
- Held to maturity -$20mn
Profitability and loan quality
For the year to , Community West Bank earned a return on equity of 6.71%; return on assets: 0.88%. Net interest margin at Community West Bank: 4.79%, +0.56 pp in a year. Community West Bank net income: $18.1 mn, down 0.0% year on year. The efficiency ratio of Community West Bank was 59.36%: about 59 cents cost per revenue dollar, against 58 cents at the median peer.
At , noncurrent loans were 0.56% of total loans at Community West Bank; net charge-offs: 0.38% of average loans. Gross loans and leases at Community West Bank: $3.5 bn, up 47.7% in a year.
Community West Bank: profitability
- Return on equity 6.7%
- Net interest margin 4.8%
- Return on assets 0.9%
Peer group of Community West Bank
The peer group of Community West Bank is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 5 share the charter type of Community West Bank (state nonmember bank) and 0 have head offices in California. Against them, Community West Bank shows CET1 ratio 13.81% against a peer median of 13.59%, return on equity 10.58% against a peer median of 10.67% and uninsured deposit share 34.34% against a peer median of 30.25%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| Bank of Utah | State nonmember bank | UT | $3.7 bn | 16.56% | 10.70% | 44.30% | |
| Gulf Coast Bank and Trust Company | State nonmember bank | LA | $3.7 bn | 12.21% | 10.64% | 21.78% | |
| Colony Bank | State nonmember bank | GA | $3.7 bn | 13.59% | 8.68% | 32.18% | |
| Community West Bank | State nonmember bank | CA | $3.7 bn | 13.81% | 10.58% | 34.34% | |
| Frandsen Bank & Trust | State member bank | MN | $3.7 bn | 13.61% | 14.24% | 31.28% | |
| Parkway Bank and Trust Company | State nonmember bank | IL | $3.7 bn | 12.80% | 10.42% | 12.68% | |
| D. L. Evans Bank | State nonmember bank | ID | $3.7 bn | not reported | 15.79% | 29.22% | |
. FDIC Call Reports.
Last eight quarters
Two years at Community West Bank, to : deposits +41.2%, equity +55.4%. Staff 356 to 417; offices 26 to 43.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $3.5 bn | $3.5 bn | $3.5 bn | $3.6 bn | $3.6 bn | $3.7 bn | $3.7 bn | withheld |
| Total deposits | $2.9 bn | $2.9 bn | $2.9 bn | $3.0 bn | $3.1 bn | $3.1 bn | $3.1 bn | $4.1 bn |
| Bank equity capital | $430.2 mn | $428.8 mn | $437.3 mn | $446.2 mn | $463.4 mn | $472.5 mn | $477.3 mn | $668.3 mn |
| CET1 ratio | 13.61% | 13.53% | 13.75% | 13.84% | 13.90% | 13.70% | 13.81% | 12.93% |
| Return on equity (ROE) | 2.07% | 3.69% | 8.61% | 8.28% | 8.98% | 9.44% | 10.58% | 6.71% |
| Uninsured share of domestic deposits | 36.57% | 35.38% | 30.99% | 33.09% | 34.12% | 32.63% | 34.34% | 32.58% |
| Full-time equivalent employees | 356 | 346 | 344 | 342 | 338 | 325 | 327 | 417 |
| Number of offices | 26 | 27 | 28 | 29 | 29 | 29 | 29 | 43 |
FDIC Call Reports.
Mergers and acquisitions
The FDIC history of Community West Bank, oldest first; figures before and after each event are not like for like.
- . Absorbed Sierra Vista Bank (FDIC certificate 58438).
- . Absorbed Folsom Lake Bank (FDIC certificate 58503).
- . Absorbed Community West Bank, National Association (FDIC certificate 27572).
- . Absorbed United Security Bank (FDIC certificate 27132).
Large one-quarter moves at Community West Bank
- Total assets at Community West Bank changed by +44.3% in the quarter to 2024-06-30: Merger -Without Assistance; Participated in Absorbtion/Consolidation/Merger: acquired from Community West Bank, National Association.
- Total assets at Community West Bank changed by +35.9% in the quarter to 2026-06-30: Merger -Without Assistance; Participated in Absorbtion/Consolidation/Merger: acquired from United Security Bank.
Questions and identifiers
What were the total assets of Community West Bank?
Community West Bank reported $3.7 bn at , the latest verified quarter in its Call Report. That makes Community West Bank the 353rd largest of 506 banks in our US coverage.
Is Community West Bank the same as its holding company?
No. This page covers Community West Bank, FDIC certificate 23030; Community West Bancshares, its holding company, reports separately to the Federal Reserve.
Is Community West Bank profitable?
Community West Bank reported net income of $18.1 mn for the year to ; annualized return on equity: 6.71%. So yes: Community West Bank made a profit over these months.
When is data for Community West Bank next updated?
Figures from Community West Bank for are due after .
Where can I check the figures for Community West Bank?
In the FDIC BankFind Suite record for certificate 23030, and in the Call Reports of Community West Bank (RSSD ID 703767) at the FFIEC Central Data Repository.