Net loans and leases: US bank rankings

500 FDIC-insured banks ranked by net loans and leases at Q2 2026, from each bank's Call Report. 1 = highest.

JPMorgan Chase Bank ranked first by net loans and leases at Q2 2026 with $1,535.6 bn, followed by Bank of America ($1,198.4 bn) and Wells Fargo Bank ($983.9 bn). Rank among 500 banks reporting this metric, 1 = highest; the median bank was at $4.3 bn. Source: FDIC Call Report data, cross-checked against FFIEC filings.

What changed this quarter (Q1 2026 to Q2 2026)
  • JPMorgan Chase Bank stayed first, at $1,535.6 bn
  • Median: up from $4.1 bn to $4.3 bn
  • Biggest rise in the top 100: OceanFirst Bank, from 119th to 89th
Highest value
$1,535.6 bn
JPMorgan Chase Bank
Rank 1 of 500 1 = highest
Median bank
$4.3 bn
Middle of the 500 banks ranked
Lowest value
$0
First American Trust, FSB
Rank 499 of 500 1 = highest
Banks ranked
500
Every bank in our coverage that reported it

Sparklines: the last ten years (median and count: every quarter of this ranking). Source: FDIC BankFind Suite (Call Report data), cross-checked against FFIEC Call Report filings. Calculations: EconoMonitor.

Ranking, Q2 2026

Rank (1 = highest)Change in rankBankStateQ2 2026Q1 2026
41+3SoFi BankUT$46.7 bn$40.9 bn
42-12The Bank of New York MellonNY$46.5 bn$60.2 bn
43-1USAA Federal Savings BankAZ$44.3 bn$42.4 bn
44-1The Northern Trust CompanyIL$43.7 bn$42.3 bn
45sameCIBC Bank USAIL$42.8 bn$40.7 bn
46sameUMB BankMO$40.7 bn$39.7 bn
47+1Raymond James BankFL$36.8 bn$36.5 bn
48-1EverBankFL$36.8 bn$37.1 bn
49+4Associated BankWI$36.1 bn$31.5 bn
50-1First National Bank of PennsylvaniaPA$35.6 bn$34.9 bn
51-1MidFirst BankOK$33.3 bn$33.4 bn
52sameBank OZKAR$32.1 bn$32.5 bn
53+1Atlantic Union BankVA$28.4 bn$27.7 bn
54+1Banco Popular de Puerto RicoPR$27.2 bn$26.8 bn
55-4Barclays Bank DelawareDE$26.9 bn$32.6 bn
56sameBOKFOK$26.9 bn$26.0 bn
57+2Banc of CaliforniaCA$24.9 bn$24.8 bn
58+2United BankVA$24.7 bn$24.6 bn
59+2Axos BankCA$24.7 bn$24.1 bn
60-3Texas Capital BankTX$24.7 bn$24.9 bn
61-3Prosperity BankTX$24.6 bn$24.9 bn
62+2Hancock Whitney BankMS$24.3 bn$23.7 bn
63sameFulton BankPA$24.0 bn$23.9 bn
64-2BankUnitedFL$23.7 bn$24.0 bn
65sameFirst National Bank of OmahaNE$23.5 bn$23.6 bn
66sameEastern BankMA$23.0 bn$22.6 bn
67sameFrost BankTX$22.7 bn$22.1 bn
68sameAmeris BankGA$22.3 bn$22.0 bn
69sameGlacier BankMT$21.1 bn$20.8 bn
70sameCommerce BankMO$20.6 bn$20.3 bn
71+3Cathay BankCA$20.4 bn$20.0 bn
72sameCity National Bank of FloridaFL$20.4 bn$20.2 bn
73+2Arvest BankAR$20.2 bn$19.6 bn
74-1WaFd BankWA$20.0 bn$20.0 bn
75+1Provident BankNJ$19.9 bn$19.5 bn
76+1United Community BankSC$19.8 bn$19.4 bn
77-6Sallie Mae BankUT$19.8 bn$20.2 bn
78+3TriState Capital BankPA$19.4 bn$18.3 bn
79-1WesBanco Bank, Inc.WV$19.3 bn$18.9 bn
80-1Renasant BankMS$19.1 bn$18.9 bn

Source: FDIC BankFind Suite (Call Report data), cross-checked against FFIEC Call Report filings. Calculations: EconoMonitor. Change in rank compares with Q1 2026. Bars: value relative to the largest in the table.

Who leads the table?

The five banks at the top of the table at Q2 2026 were JPMorgan Chase Bank ($1,535.6 bn, OH), Bank of America ($1,198.4 bn, NC), Wells Fargo Bank ($983.9 bn, SD), Citibank ($739.5 bn, SD) and Capital One ($434.5 bn, VA). 10 of the top 10 were also in the top 10 in Q1 2026. 3 of the top 10 have their head office in Ohio.

How are the values spread?

Half of the 500 banks have a value between $2.4 bn and $9.9 bn (the middle two quarters of the table); one in ten is above $33.3 bn and one in ten below $1.9 bn. A year earlier, at Q2 2025, the median was $3.8 bn across 528 banks. The median rose from $4.1 bn in Q1 2026 to $4.3 bn in Q2 2026.

51 values lie far from the rest of the table (more than three times the spread of the middle half beyond it): JPMorgan Chase Bank ($1,535.6 bn); Bank of America ($1,198.4 bn); Wells Fargo Bank ($983.9 bn); Citibank ($739.5 bn); Capital One ($434.5 bn); U.S. Bank ($405.7 bn) and others. Values like these usually come from special-purpose banks, such as trust, custody, credit card or payment banks, whose balance sheets differ from lending banks; compare them with care.

Which of the top 100 banks moved most?

Between Q1 2026 and Q2 2026, of the 500 banks ranked in both quarters, 303 moved up the table, 129 moved down and 68 kept their place; the typical bank moved 3 places.

Largest moves up the table from Q1 2026 to Q2 2026: OceanFirst Bank (from 119th to 89th; $11.1 bn to $16.1 bn); Charles Schwab Bank, SSB (from 32nd to 27th; $57.5 bn to $67.2 bn); State Street Bank and Trust Company (from 40th to 36th; $49.2 bn to $52.2 bn). Largest moves down the table from Q1 2026 to Q2 2026: The Bank of New York Mellon (from 30th to 42nd; $60.2 bn to $46.5 bn); Sallie Mae Bank (from 71st to 77th; $20.2 bn to $19.8 bn); First Interstate Bank (from 94th to 98th; $14.6 bn to $14.1 bn).

How is this ranking built?

Loans and leases after deducting the allowance for credit losses. Net loans and leases values are quarter-end figures from each bank's Call Report for Q2 2026, ranked from highest to lowest (1 = highest).

Full definitions are on the methodology page for net loans and leases.

Other US bank rankings

Source: FDIC BankFind Suite (Call Report data). EconoMonitor is not affiliated with or endorsed by the FDIC. Primary source: FDIC BankFind Suite; cross-check: FFIEC Central Data Repository. Checks: Check A passed, Check B passed.

Data and analysis only, not financial advice. The FDIC and the FFIEC do not endorse EconoMonitor. See the disclaimer and methodology.