Columbia Bank (Roseburg, OR)
Columbia Bank (Roseburg, OR) reported total assets of $65.4 bn at Q2 2026, up 26.0% on a year earlier, the 45th largest of 497 banks in our US coverage. The CET1 capital ratio at Columbia Bank (Roseburg, OR) was 12.21%, and the uninsured share of Columbia Bank (Roseburg, OR) was 39.45%. Source: FDIC Call Reports.
Key takeaways
- Since , Columbia Bank (Roseburg, OR) has taken over 3 institutions; the latest was Pacific Premier Bank, National Association on (FDIC Call Reports).
- On common equity tier 1 (CET1) ratio, Columbia Bank (Roseburg, OR) climbed from 380th to 316th among 448 US banks between and (1 = highest; FDIC Call Reports).
What sets Columbia Bank (Roseburg, OR) apart
How large is Columbia Bank (Roseburg, OR)?
The balance sheet of Columbia Bank (Roseburg, OR) at : assets $65.4 bn, deposits $52.2 bn, net loans $46.8 bn (loans equal to 89.61% of deposits). Securities make up 17.2% of total assets at Columbia Bank (Roseburg, OR). Since , when Columbia Bank (Roseburg, OR) held $23.9 bn, its assets grew 173.2%. In the year to , deposits at Columbia Bank (Roseburg, OR) rose 24.8% while its total assets rose 26.0%. At , Columbia Bank (Roseburg, OR) employed 5,590 full-time equivalent staff across 369 offices, about $11.7 mn of assets per employee and $141.4 mn of deposits per office.
How much funding at Columbia Bank (Roseburg, OR) is uninsured?
At Columbia Bank (Roseburg, OR), uninsured deposits (above the FDIC limit) made up 39.45% of domestic deposits at (+5.76 pp on a year earlier); Columbia Bank (Roseburg, OR) ranks 193rd of 500 on this measure. In dollars, Columbia Bank (Roseburg, OR) estimated $20.6 bn of uninsured deposits.
Key facts, Q2 2026
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total deposits | $52.2 bn | +24.8% | 45th of 499 |
| Net loans and leases | $46.8 bn | +25.4% | 40th of 500 |
| Loan-to-deposit ratio | 89.61% | +0.46 pp | 194th of 500 |
| Tier 1 leverage ratio | 9.68% | +0.49 pp | 347th of 500 |
| Total risk-based capital ratio | 13.13% | +0.44 pp | 344th of 448 |
| Net interest margin | 4.01% | +0.23 pp | 137th of 500 |
| Return on assets (ROA) | 1.25% | +0.27 pp | 277th of 500 |
| Efficiency ratio | 50.16% | -5.15 pp | 141st of 500 (1 = lowest) |
| Unrealized gain/loss on held-to-maturity securities | Gain of $491,000 | Fell by $81,000 | |
| Unrealized gain/loss on available-for-sale securities | Loss of $367.9 mn | Narrowed by $50.3 mn | |
| Noncurrent loans to total loans | 0.57% | +0.09 pp | 232nd of 500 (1 = lowest) |
| Net charge-offs to average loans | 0.28% | -0.03 pp | 390th of 500 (1 = lowest) |
US rank of Columbia Bank (Roseburg, OR): 1 = highest unless marked 1 = lowest.
Balance sheet
Columbia Bank (Roseburg, OR): assets, deposits and loans
- Total assets $65.4bn
- Deposits $52.2bn
- Net loans $46.8bn
Capital and securities
The CET1 ratio of Columbia Bank (Roseburg, OR) stood at 12.21% in , +0.60 pp year on year. Low and high at Columbia Bank (Roseburg, OR) since : 9.87% () to 13.67% (). Equity capital of Columbia Bank (Roseburg, OR) at : $7.8 bn, or 12.0% of total assets. Columbia Bank (Roseburg, OR) also reported a total capital ratio of 13.13% for , and a tier 1 leverage ratio of 9.68%.
On held-to-maturity securities, Columbia Bank (Roseburg, OR) carried an unrealized gain of $491,000 at , equal to 0.0% of equity capital. The gain fell by $81,000 over the year. The available-for-sale portfolio of Columbia Bank (Roseburg, OR) showed an unrealized loss of $367.9 mn at ; the loss narrowed by $50.3 mn over the year.
Columbia Bank (Roseburg, OR): capital ratios
- Total capital 13%
- CET1 12%
- Tier 1 leverage 9.7%
Columbia Bank (Roseburg, OR): unrealized securities gains and losses
- Available for sale -$368mn
- Held to maturity $491,000
Profitability and loan quality
For the year to , Columbia Bank (Roseburg, OR) earned a return on equity of 10.33%; return on assets: 1.25%. Net interest margin at Columbia Bank (Roseburg, OR): 4.01%, +0.23 pp in a year. Columbia Bank (Roseburg, OR) net income: $412.6 mn, up 63.3% year on year. The efficiency ratio of Columbia Bank (Roseburg, OR) was 50.16%: about 50 cents cost per revenue dollar, against 55 cents at the median peer.
At , noncurrent loans were 0.57% of total loans at Columbia Bank (Roseburg, OR); net charge-offs: 0.28% of average loans. Gross loans and leases at Columbia Bank (Roseburg, OR): $47.2 bn, up 25.3% in a year.
Columbia Bank (Roseburg, OR): profitability
- Return on equity 10%
- Net interest margin 4.0%
- Return on assets 1.2%
Peer group of Columbia Bank (Roseburg, OR)
The peer group of Columbia Bank (Roseburg, OR) is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 0 share the charter type of Columbia Bank (Roseburg, OR) (state nonmember bank), 6 sit in the same size group ($10 bn to $100 bn) and 0 have head offices in Oregon. Against them, Columbia Bank (Roseburg, OR) shows CET1 ratio 12.21% against a peer median of 14.79%, return on equity 10.33% against a peer median of 12.64% and uninsured deposit share 39.45% against a peer median of 45.96%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| SouthState Bank | National bank | FL | $68.8 bn | 12.17% | 9.97% | 37.77% | |
| CIBC Bank USA | State member bank | IL | $66.5 bn | 16.86% | 8.67% | 65.90% | |
| Valley National Bank | National bank | NJ | $66.2 bn | 12.28% | 8.45% | 39.75% | |
| Columbia Bank | State nonmember bank | OR | $65.4 bn | 12.21% | 10.33% | 39.45% | |
| Banco Popular de Puerto Rico | State member bank | PR | $63.3 bn | 16.40% | 21.78% | 59.76% | |
| SoFi Bank | National bank | UT | $56.8 bn | 15.17% | 15.41% | 5.01% | |
| Frost Bank | State member bank | TX | $54.0 bn | 14.42% | 15.30% | 52.16% | |
. FDIC Call Reports.
Last eight quarters
Two years at Columbia Bank (Roseburg, OR), to : assets +25.9%, deposits +25.5%, equity +39.5%. Staff 4,554 to 5,590; offices 313 to 369.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $51.9 bn | $51.6 bn | $51.5 bn | $51.9 bn | $67.5 bn | $66.8 bn | $66.0 bn | $65.4 bn |
| Total deposits | $41.6 bn | $41.8 bn | $42.3 bn | $41.8 bn | $55.9 bn | $54.3 bn | $53.6 bn | $52.2 bn |
| Bank equity capital | $5.6 bn | $5.5 bn | $5.6 bn | $5.7 bn | $8.1 bn | $8.1 bn | $8.0 bn | $7.8 bn |
| CET1 ratio | 11.17% | 11.37% | 11.46% | 11.61% | 12.15% | 12.32% | 12.25% | 12.21% |
| Return on equity (ROE) | 10.18% | 10.41% | 6.73% | 9.05% | 7.64% | 8.80% | 9.84% | 10.33% |
| Uninsured share of domestic deposits | 33.78% | 33.58% | 34.35% | 33.69% | 36.83% | 36.41% | 39.04% | 39.45% |
| Full-time equivalent employees | 4,554 | 4,561 | 4,590 | 4,600 | 5,845 | 5,814 | 5,815 | 5,590 |
| Number of offices | 313 | 313 | 315 | 317 | 375 | 375 | 367 | 369 |
FDIC Call Reports.
Mergers and acquisitions
The FDIC history of Columbia Bank (Roseburg, OR), oldest first; figures before and after each event are not like for like.
- . Absorbed Columbia State Bank (FDIC certificate 33826).
- . Absorbed Columbia Trust Company (FDIC certificate 34227).
- . Absorbed Pacific Premier Bank, National Association (FDIC certificate 32172).
Large one-quarter moves at Columbia Bank (Roseburg, OR)
- Total assets at Columbia Bank (Roseburg, OR) changed by +69.5% in the quarter to 2023-03-31: Merger -Without Assistance; Participated in Absorbtion/Consolidation/Merger: acquired from Columbia State Bank.
- Total assets at Columbia Bank (Roseburg, OR) changed by +30.1% in the quarter to 2025-09-30: Merger -Without Assistance; Participated in Absorbtion/Consolidation/Merger: acquired from Pacific Premier Bank, National Association.
Questions and identifiers
What were the total assets of Columbia Bank (Roseburg, OR)?
Columbia Bank (Roseburg, OR) reported $65.4 bn at in its Call Report. That makes Columbia Bank (Roseburg, OR) the 45th largest of 497 banks in our US coverage.
Is Columbia Bank (Roseburg, OR) the same as its holding company?
No. This page covers Columbia Bank (Roseburg, OR), FDIC certificate 17266; COLUMBIA BANKING SYSTEM INC (as reported to the FDIC), its holding company, reports separately to the Federal Reserve.
Is Columbia Bank (Roseburg, OR) profitable?
Columbia Bank (Roseburg, OR) reported net income of $412.6 mn for the year to ; annualized return on equity: 10.33%. So yes: Columbia Bank (Roseburg, OR) made a profit over these months.
When is data for Columbia Bank (Roseburg, OR) next updated?
Figures from Columbia Bank (Roseburg, OR) for are due after .
Where can I check the figures for Columbia Bank (Roseburg, OR)?
In the FDIC BankFind Suite record for certificate 17266, and in the Call Reports of Columbia Bank (Roseburg, OR) (RSSD ID 143662) at the FFIEC Central Data Repository.