Net loans and leases: US bank rankings

The five banks at the top of the table at Q2 2026 were JPMorgan Chase Bank ($1,535.6 bn, OH), Bank of America ($1,198.4 bn, NC), Wells Fargo Bank ($983.9 bn, SD), Citibank ($739.5 bn, SD) and Capital One ($434.5 bn, VA). 10 of the top 10 were also in the top 10 in Q1 2026. 3 of the top 10 have their head office in Ohio.

Half of the 500 banks have a value between $2.4 bn and $9.9 bn (the middle two quarters of the table); one in ten is above $33.3 bn and one in ten below $1.9 bn. A year earlier, at Q2 2025, the median was $3.8 bn across 528 banks. The median rose from $4.1 bn in Q1 2026 to $4.3 bn in Q2 2026.

51 values lie far from the rest of the table (more than three times the spread of the middle half beyond it): JPMorgan Chase Bank ($1,535.6 bn); Bank of America ($1,198.4 bn); Wells Fargo Bank ($983.9 bn); Citibank ($739.5 bn); Capital One ($434.5 bn); U.S. Bank ($405.7 bn) and others. Values like these usually come from special-purpose banks, such as trust, custody, credit card or payment banks, whose balance sheets differ from lending banks; compare them with care.

Between Q1 2026 and Q2 2026, of the 500 banks ranked in both quarters, 303 moved up the table, 129 moved down and 68 kept their place; the typical bank moved 3 places.

Largest moves up the table from Q1 2026 to Q2 2026: OceanFirst Bank (from 119th to 89th; $11.1 bn to $16.1 bn); Charles Schwab Bank, SSB (from 32nd to 27th; $57.5 bn to $67.2 bn); State Street Bank and Trust Company (from 40th to 36th; $49.2 bn to $52.2 bn). Largest moves down the table from Q1 2026 to Q2 2026: The Bank of New York Mellon (from 30th to 42nd; $60.2 bn to $46.5 bn); Sallie Mae Bank (from 71st to 77th; $20.2 bn to $19.8 bn); First Interstate Bank (from 94th to 98th; $14.6 bn to $14.1 bn).

Loans and leases after deducting the allowance for credit losses. Net loans and leases values are quarter-end figures from each bank's Call Report for Q2 2026, ranked from highest to lowest (1 = highest).

Full definitions are on the methodology page for net loans and leases.