Net loans and leases: US bank rankings

500 FDIC-insured banks ranked by net loans and leases at Q2 2026, from each bank's Call Report. 1 = highest.

JPMorgan Chase Bank ranked first by net loans and leases at Q2 2026 with $1,535.6 bn, followed by Bank of America ($1,198.4 bn) and Wells Fargo Bank ($983.9 bn). Rank among 500 banks reporting this metric, 1 = highest; the median bank was at $4.3 bn. Source: FDIC Call Report data, cross-checked against FFIEC filings.

What changed this quarter (Q1 2026 to Q2 2026)
  • JPMorgan Chase Bank stayed first, at $1,535.6 bn
  • Median: up from $4.1 bn to $4.3 bn
  • Biggest rise in the top 100: OceanFirst Bank, from 119th to 89th
Highest value
$1,535.6 bn
JPMorgan Chase Bank
Rank 1 of 500 1 = highest
Median bank
$4.3 bn
Middle of the 500 banks ranked
Lowest value
$0
First American Trust, FSB
Rank 499 of 500 1 = highest
Banks ranked
500
Every bank in our coverage that reported it

Sparklines: the last ten years (median and count: every quarter of this ranking). Source: FDIC BankFind Suite (Call Report data), cross-checked against FFIEC Call Report filings. Calculations: EconoMonitor.

Ranking, Q2 2026

Rank (1 = highest)Change in rankBankStateQ2 2026Q1 2026
121-3Nicolet National BankWI$11.1 bn$11.2 bn
122-1Dime Commercial BankNY$10.6 bn$10.6 bn
123-1Comenity Capital BankUT$10.4 bn$10.0 bn
124-1BMW Bank of North AmericaUT$10.2 bn$9.8 bn
125+21Stifel BankMO$9.9 bn$7.5 bn
126-1Israel Discount Bank of New YorkNY$9.9 bn$9.7 bn
127+2Optum Bank, Inc.UT$9.9 bn$9.4 bn
128-2Dollar Bank, Federal Savings BankPA$9.8 bn$9.6 bn
129-1NBH BankCO$9.7 bn$9.5 bn
130-3The Park National BankOH$9.6 bn$9.6 bn
131-7Bank of America CaliforniaCA$9.4 bn$9.7 bn
132-2First Commonwealth BankPA$9.4 bn$9.3 bn
133-2NexBankTX$9.3 bn$9.2 bn
134-2PlainsCapital BankTX$9.2 bn$8.8 bn
135sameToyota Financial Savings BankNV$9.2 bn$8.3 bn
136-3First BankNC$8.9 bn$8.7 bn
137sameColumbia BankNJ$8.4 bn$8.2 bn
138-2First Financial BankTX$8.3 bn$8.2 bn
139-1Capitol Federal Savings BankKS$8.2 bn$8.1 bn
140-1Oriental BankPR$8.1 bn$8.0 bn
141-1Centier BankIN$8.0 bn$7.9 bn
142+3Origin BankLA$8.0 bn$7.8 bn
143-1S&T BankPA$8.0 bn$7.9 bn
144+54Burke & Herbert Bank & Trust CompanyVA$7.9 bn$5.3 bn
145-1Wintrust BankIL$7.9 bn$7.8 bn
146-5TD Bank USADE$7.9 bn$7.9 bn
147+4Stock Yards Bank & Trust CompanyKY$7.8 bn$7.1 bn
148sameByline BankIL$7.5 bn$7.4 bn
149-2Stellar BankTX$7.4 bn$7.5 bn
150-1Merrick BankUT$7.3 bn$7.3 bn
151-1Washington Trust BankWA$7.3 bn$7.2 bn
152+3Metropolitan Commercial BankNY$7.3 bn$7.0 bn
153+3Liberty BankCT$7.3 bn$6.9 bn
154+3Tri Counties BankCA$7.2 bn$6.9 bn
155-3BancFirstOK$7.1 bn$7.1 bn
156-13The Bancorp BankSD$7.1 bn$7.8 bn
157+1International Bank of CommerceTX$7.1 bn$6.9 bn
158-4Amarillo National BankTX$7.1 bn$7.0 bn
159same1st Source BankIN$7.1 bn$6.9 bn
160sameUnivest Bank and Trust Co.PA$7.0 bn$6.9 bn

Source: FDIC BankFind Suite (Call Report data), cross-checked against FFIEC Call Report filings. Calculations: EconoMonitor. Change in rank compares with Q1 2026. Bars: value relative to the largest in the table.

Who leads the table?

The five banks at the top of the table at Q2 2026 were JPMorgan Chase Bank ($1,535.6 bn, OH), Bank of America ($1,198.4 bn, NC), Wells Fargo Bank ($983.9 bn, SD), Citibank ($739.5 bn, SD) and Capital One ($434.5 bn, VA). 10 of the top 10 were also in the top 10 in Q1 2026. 3 of the top 10 have their head office in Ohio.

How are the values spread?

Half of the 500 banks have a value between $2.4 bn and $9.9 bn (the middle two quarters of the table); one in ten is above $33.3 bn and one in ten below $1.9 bn. A year earlier, at Q2 2025, the median was $3.8 bn across 528 banks. The median rose from $4.1 bn in Q1 2026 to $4.3 bn in Q2 2026.

51 values lie far from the rest of the table (more than three times the spread of the middle half beyond it): JPMorgan Chase Bank ($1,535.6 bn); Bank of America ($1,198.4 bn); Wells Fargo Bank ($983.9 bn); Citibank ($739.5 bn); Capital One ($434.5 bn); U.S. Bank ($405.7 bn) and others. Values like these usually come from special-purpose banks, such as trust, custody, credit card or payment banks, whose balance sheets differ from lending banks; compare them with care.

Which of the top 100 banks moved most?

Between Q1 2026 and Q2 2026, of the 500 banks ranked in both quarters, 303 moved up the table, 129 moved down and 68 kept their place; the typical bank moved 3 places.

Largest moves up the table from Q1 2026 to Q2 2026: OceanFirst Bank (from 119th to 89th; $11.1 bn to $16.1 bn); Charles Schwab Bank, SSB (from 32nd to 27th; $57.5 bn to $67.2 bn); State Street Bank and Trust Company (from 40th to 36th; $49.2 bn to $52.2 bn). Largest moves down the table from Q1 2026 to Q2 2026: The Bank of New York Mellon (from 30th to 42nd; $60.2 bn to $46.5 bn); Sallie Mae Bank (from 71st to 77th; $20.2 bn to $19.8 bn); First Interstate Bank (from 94th to 98th; $14.6 bn to $14.1 bn).

How is this ranking built?

Loans and leases after deducting the allowance for credit losses. Net loans and leases values are quarter-end figures from each bank's Call Report for Q2 2026, ranked from highest to lowest (1 = highest).

Full definitions are on the methodology page for net loans and leases.

Other US bank rankings

Source: FDIC BankFind Suite (Call Report data). EconoMonitor is not affiliated with or endorsed by the FDIC. Primary source: FDIC BankFind Suite; cross-check: FFIEC Central Data Repository. Checks: Check A passed, Check B passed.

Data and analysis only, not financial advice. The FDIC and the FFIEC do not endorse EconoMonitor. See the disclaimer and methodology.