First Fidelity Bank

What sets First Fidelity Bank apart

How large is First Fidelity Bank?

The balance sheet of First Fidelity Bank at Q2 2026: assets $3.0 bn, deposits $2.5 bn, net loans $2.1 bn (loans equal to 84.94% of deposits). Securities make up 21.1% of total assets at First Fidelity Bank. Since Q1 2016, when First Fidelity Bank held $1.5 bn, its assets grew 99.7%. In the year to Q2 2026, deposits at First Fidelity Bank fell 1.6% while its total assets rose 1.3%. At Q2 2026, First Fidelity Bank employed 350 full-time equivalent staff across 27 offices, about $8.5 mn of assets per employee and $92.2 mn of deposits per office.

How much funding at First Fidelity Bank is uninsured?

At First Fidelity Bank, uninsured deposits (above the FDIC limit) made up 26.88% of domestic deposits at Q2 2026 (+4.82 pp on a year earlier); First Fidelity Bank ranks 355th of 500 on this measure. In dollars, First Fidelity Bank estimated $669.1 mn of uninsured deposits.

Key facts, Q2 2026

US rank of First Fidelity Bank: 1 = highest unless marked 1 = lowest.

First Fidelity Bank uses the community bank leverage ratio framework, so it reports no risk-based ratios; its leverage ratio was 10.22% in Q2 2026. Equity capital of First Fidelity Bank at Q2 2026: $248.8 mn, or 8.4% of total assets.

On held-to-maturity securities, First Fidelity Bank carried an unrealized loss of $248,000 at Q2 2026, equal to 0.1% of equity capital. The loss widened by $68,000 over the year. Its deepest point: $1.0 mn in Q3 2018. The available-for-sale portfolio of First Fidelity Bank showed an unrealized loss of $97.2 mn at Q2 2026; the loss narrowed by $12.0 mn over the year.

For the year to Q2 2026, First Fidelity Bank earned a return on equity of 13.65%; return on assets: 1.15%. Net interest margin at First Fidelity Bank: 3.69%, +0.47 pp in a year. First Fidelity Bank net income: $16.9 mn, up 27.5% year on year. The efficiency ratio of First Fidelity Bank was 59.89%: about 60 cents cost per revenue dollar, against 60 cents at the median peer.

At Q2 2026, noncurrent loans were 0.46% of total loans at First Fidelity Bank; net charge-offs: 0.04% of average loans. Gross loans and leases at First Fidelity Bank: $2.1 bn, up 7.9% in a year.

The peer group of First Fidelity Bank is the 6 banks nearest to it by total assets at Q2 2026: 3 larger and 3 smaller. Of the peers, 2 share the charter type of First Fidelity Bank (state member bank), 6 sit in the same size group ($1 bn to $10 bn) and 0 have head offices in Oklahoma. Against them, First Fidelity Bank shows return on equity 13.65% against a peer median of 10.76% and uninsured deposit share 26.88% against a peer median of 43.00%.

No merger or acquisition by First Fidelity Bank appears in the FDIC history since Q1 2016, and its total assets never moved more than 25% in one quarter.