Origin Bank
Origin Bank reported total assets of $10.2 bn at Q2 2026, up 6.2% on a year earlier, the 158th largest of 497 banks in our US coverage. The CET1 capital ratio at Origin Bank was 12.80%, and the uninsured share of Origin Bank was 48.50%. Source: FDIC Call Reports.
Key takeaways
- On return on equity (ROE), Origin Bank climbed from 418th to 320th among 500 US banks between and (1 = highest; FDIC Call Reports).
- Since , Origin Bank has taken over one institution; the latest was BTH Bank, National Association on (FDIC Call Reports).
What sets Origin Bank apart
How large is Origin Bank?
The balance sheet of Origin Bank at : assets $10.2 bn, deposits $8.7 bn, net loans $8.0 bn (loans equal to 91.44% of deposits). Securities make up 11.3% of total assets at Origin Bank. Since , when Origin Bank held $3.8 bn, its assets grew 164.9%. In the year to , deposits at Origin Bank rose 6.4% while its total assets rose 6.2%. At , Origin Bank employed 857 full-time equivalent staff across 59 offices, about $11.9 mn of assets per employee and $147.9 mn of deposits per office.
How much funding at Origin Bank is uninsured?
At Origin Bank, uninsured deposits (above the FDIC limit) made up 48.50% of domestic deposits at (+1.97 pp on a year earlier); Origin Bank ranks 97th of 500 on this measure. In dollars, Origin Bank estimated $4.2 bn of uninsured deposits.
Key facts, Q2 2026
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total deposits | $8.7 bn | +6.4% | 154th of 499 |
| Net loans and leases | $8.0 bn | +4.9% | 142nd of 500 |
| Loan-to-deposit ratio | 91.44% | -1.30 pp | 168th of 500 |
| Tier 1 leverage ratio | 11.37% | +0.12 pp | 144th of 500 |
| Total risk-based capital ratio | 13.97% | -0.31 pp | 258th of 448 |
| Net interest margin | 3.83% | +0.23 pp | 191st of 500 |
| Return on assets (ROA) | 1.23% | +0.42 pp | 292nd of 500 |
| Efficiency ratio | 55.95% | -3.05 pp | 252nd of 500 (1 = lowest) |
| Unrealized gain/loss on held-to-maturity securities | Loss of $1.5 mn | Widened by $123,000 | |
| Unrealized gain/loss on available-for-sale securities | Loss of $77.3 mn | Narrowed by $16.4 mn | |
| Noncurrent loans to total loans | 0.97% | -0.14 pp | 360th of 500 (1 = lowest) |
| Net charge-offs to average loans | 0.08% | -0.05 pp | 241st of 500 (1 = lowest) |
US rank of Origin Bank: 1 = highest unless marked 1 = lowest.
Balance sheet
Origin Bank: assets, deposits and loans
- Total assets $10.2bn
- Deposits $8.7bn
- Net loans $8.0bn
Capital and securities
The CET1 ratio of Origin Bank stood at 12.80% in , -0.33 pp year on year. Low and high at Origin Bank since : 9.61% () to 13.41% (). Equity capital of Origin Bank at : $1.2 bn, or 11.7% of total assets. Origin Bank also reported a total capital ratio of 13.97% for , and a tier 1 leverage ratio of 11.37%.
On held-to-maturity securities, Origin Bank carried an unrealized loss of $1.5 mn at , equal to 0.1% of equity capital. The loss widened by $123,000 over the year. Its deepest point: $1.6 mn in . The available-for-sale portfolio of Origin Bank showed an unrealized loss of $77.3 mn at ; the loss narrowed by $16.4 mn over the year.
Origin Bank: capital ratios
- Total capital 14%
- CET1 13%
- Tier 1 leverage 11%
Origin Bank: unrealized securities gains and losses
- Available for sale -$77mn
- Held to maturity -$2mn
Profitability and loan quality
For the year to , Origin Bank earned a return on equity of 10.59%; return on assets: 1.23%. Net interest margin at Origin Bank: 3.83%, +0.23 pp in a year. Origin Bank net income: $61.3 mn, up 56.8% year on year. The efficiency ratio of Origin Bank was 55.95%: about 56 cents cost per revenue dollar, against 53 cents at the median peer.
At , noncurrent loans were 0.97% of total loans at Origin Bank; net charge-offs: 0.08% of average loans. Gross loans and leases at Origin Bank: $8.1 bn, up 5.0% in a year.
Origin Bank: profitability
- Return on equity 11%
- Net interest margin 3.8%
- Return on assets 1.2%
Peer group of Origin Bank
The peer group of Origin Bank is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 0 share the charter type of Origin Bank (state member bank), 3 sit in the same size group ($10 bn to $100 bn) and 0 have head offices in Louisiana. Against them, Origin Bank shows CET1 ratio 12.80% against a peer median of 13.48%, return on equity 10.59% against a peer median of 11.18% and uninsured deposit share 48.50% against a peer median of 38.01%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| Stock Yards Bank & Trust Company | State nonmember bank | KY | $10.4 bn | 12.02% | 14.12% | 40.97% | |
| Amerant Bank | National bank | FL | $10.3 bn | 12.91% | 9.14% | 46.73% | |
| International Bank of Commerce | State nonmember bank | TX | $10.2 bn | 21.11% | 13.85% | 40.24% | |
| Origin Bank | State member bank | LA | $10.2 bn | 12.80% | 10.59% | 48.50% | |
| S&T Bank | State nonmember bank | PA | $9.9 bn | 13.28% | 10.32% | 35.78% | |
| Tri Counties Bank | State nonmember bank | CA | $9.9 bn | 13.69% | 10.14% | 34.12% | |
| Byline Bank | State nonmember bank | IL | $9.9 bn | 14.00% | 12.03% | 34.11% | |
. FDIC Call Reports.
Last eight quarters
Two years at Origin Bank, to : assets +3.0%, deposits +2.0%, equity +7.8%. Staff 929 to 857; offices 62 to 59.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $9.9 bn | $9.6 bn | $9.7 bn | $9.6 bn | $9.7 bn | $9.6 bn | $10.1 bn | $10.2 bn |
| Total deposits | $8.5 bn | $8.3 bn | $8.4 bn | $8.2 bn | $8.4 bn | $8.3 bn | $8.8 bn | $8.7 bn |
| Bank equity capital | $1.1 bn | $1.1 bn | $1.1 bn | $1.1 bn | $1.1 bn | $1.1 bn | $1.2 bn | $1.2 bn |
| CET1 ratio | 12.43% | 13.29% | 13.41% | 13.13% | 12.93% | 12.62% | 12.78% | 12.80% |
| Return on equity (ROE) | 7.70% | 7.31% | 8.47% | 6.96% | 5.07% | 6.52% | 9.15% | 10.59% |
| Uninsured share of domestic deposits | 41.62% | 45.14% | 45.62% | 46.53% | 47.26% | 47.82% | 46.12% | 48.50% |
| Full-time equivalent employees | 929 | 902 | 863 | 847 | 860 | 858 | 868 | 857 |
| Number of offices | 62 | 61 | 56 | 56 | 58 | 58 | 58 | 59 |
FDIC Call Reports.
Mergers and acquisitions
The FDIC history of Origin Bank, oldest first; figures before and after each event are not like for like.
- . Absorbed BTH Bank, National Association (FDIC certificate 3402).
Questions and identifiers
What were the total assets of Origin Bank?
Origin Bank reported $10.2 bn at in its Call Report. That makes Origin Bank the 158th largest of 497 banks in our US coverage.
Is Origin Bank the same as its holding company?
No. This page covers Origin Bank, FDIC certificate 12614; ORIGIN BCORP INC (as reported to the FDIC), its holding company, reports separately to the Federal Reserve.
Is Origin Bank profitable?
Origin Bank reported net income of $61.3 mn for the year to ; annualized return on equity: 10.59%. So yes: Origin Bank made a profit over these months.
When is data for Origin Bank next updated?
Figures from Origin Bank for are due after .
Where can I check the figures for Origin Bank?
In the FDIC BankFind Suite record for certificate 12614, and in the Call Reports of Origin Bank (RSSD ID 667757) at the FFIEC Central Data Repository.