Dollar Bank, Federal Savings Bank
Dollar Bank, Federal Savings Bank reported total assets of $12.7 bn at Q2 2026, up 6.3% on a year earlier, the 138th largest of 497 banks in our US coverage. The CET1 capital ratio at Dollar Bank, Federal Savings Bank was 15.38%, and the uninsured share of Dollar Bank, Federal Savings Bank was 28.83%. Source: FDIC Call Reports.
Key takeaways
- On efficiency ratio, Dollar Bank, Federal Savings Bank climbed from 483rd to 450th among 500 US banks between and (1 = lowest; FDIC Call Reports).
- Dollar Bank, Federal Savings Bank has one of the highest efficiency ratio readings among banks of $10 bn to $100 bn: 72.71% at , against a median of 55.14% across 126 banks (FDIC Call Reports).
- Since , Dollar Bank, Federal Savings Bank has taken over 3 institutions; the latest was Standard Bank on (FDIC Call Reports).
What sets Dollar Bank, Federal Savings Bank apart
- The return on equity (ROE) of Dollar Bank, Federal Savings Bank, 5.92% at , places Dollar Bank, Federal Savings Bank in the bottom tenth of banks of $10 bn to $100 bn (group median 10.71%).
- Among the 126 banks of $10 bn to $100 bn, few report a lower return on assets (ROA) than Dollar Bank, Federal Savings Bank, at 0.61% in ; the group median is 1.25%.
How large is Dollar Bank, Federal Savings Bank?
The balance sheet of Dollar Bank, Federal Savings Bank at : assets $12.7 bn, deposits $10.0 bn, net loans $9.8 bn (loans equal to 97.99% of deposits). Securities make up 16.1% of total assets at Dollar Bank, Federal Savings Bank. Since , when Dollar Bank, Federal Savings Bank held $7.4 bn, its assets grew 71.8%. In the year to , deposits at Dollar Bank, Federal Savings Bank rose 2.1% while its total assets rose 6.3%. At , Dollar Bank, Federal Savings Bank employed 1,501 full-time equivalent staff across 91 offices, about $8.5 mn of assets per employee and $110.0 mn of deposits per office.
How much funding at Dollar Bank, Federal Savings Bank is uninsured?
At Dollar Bank, Federal Savings Bank, uninsured deposits (above the FDIC limit) made up 28.83% of domestic deposits at (+1.01 pp on a year earlier); Dollar Bank, Federal Savings Bank ranks 332nd of 500 on this measure. In dollars, Dollar Bank, Federal Savings Bank estimated $2.9 bn of uninsured deposits.
Key facts, Q2 2026
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total deposits | $10.0 bn | +2.1% | 142nd of 499 |
| Net loans and leases | $9.8 bn | +5.7% | 128th of 500 |
| Loan-to-deposit ratio | 97.99% | +3.35 pp | 82nd of 500 |
| Tier 1 leverage ratio | 11.05% | -0.01 pp | 166th of 500 |
| Total risk-based capital ratio | 16.45% | -0.09 pp | 109th of 448 |
| Net interest margin | 3.23% | +0.12 pp | 365th of 500 |
| Return on assets (ROA) | 0.61% | +0.13 pp | 463rd of 500 |
| Efficiency ratio | 72.71% | -4.31 pp | 450th of 500 (1 = lowest) |
| Unrealized gain/loss on held-to-maturity securities | Gain of $118,000 | Fell by $26,000 | |
| Unrealized gain/loss on available-for-sale securities | Loss of $146.9 mn | Narrowed by $28.2 mn | |
| Noncurrent loans to total loans | 0.72% | +0.03 pp | 288th of 500 (1 = lowest) |
| Net charge-offs to average loans | 0.09% | -0.01 pp | 248th of 500 (1 = lowest) |
US rank of Dollar Bank, Federal Savings Bank: 1 = highest unless marked 1 = lowest.
Balance sheet
Dollar Bank, Federal Savings Bank: assets, deposits and loans
- Total assets $12.7bn
- Deposits $10.0bn
- Net loans $9.8bn
Capital and securities
The CET1 ratio of Dollar Bank, Federal Savings Bank stood at 15.38% in , -0.26 pp year on year. Low and high at Dollar Bank, Federal Savings Bank since : 15.21% () to 19.87% (). Equity capital of Dollar Bank, Federal Savings Bank at : $1.3 bn, or 10.3% of total assets. Dollar Bank, Federal Savings Bank also reported a total capital ratio of 16.45% for , and a tier 1 leverage ratio of 11.05%.
On held-to-maturity securities, Dollar Bank, Federal Savings Bank carried an unrealized gain of $118,000 at , equal to 0.0% of equity capital. The gain fell by $26,000 over the year. Its deepest point: $163,000 in . The available-for-sale portfolio of Dollar Bank, Federal Savings Bank showed an unrealized loss of $146.9 mn at ; the loss narrowed by $28.2 mn over the year.
Dollar Bank, Federal Savings Bank: capital ratios
- Total capital 16%
- CET1 15%
- Tier 1 leverage 11%
Dollar Bank, Federal Savings Bank: unrealized securities gains and losses
- Available for sale -$147mn
- Held to maturity $118,000
Profitability and loan quality
For the year to , Dollar Bank, Federal Savings Bank earned a return on equity of 5.92%; return on assets: 0.61%. Net interest margin at Dollar Bank, Federal Savings Bank: 3.23%, +0.12 pp in a year. Dollar Bank, Federal Savings Bank net income: $38.3 mn, up 35.3% year on year. The efficiency ratio of Dollar Bank, Federal Savings Bank was 72.71%: about 73 cents cost per revenue dollar, against 52 cents at the median peer.
At , noncurrent loans were 0.72% of total loans at Dollar Bank, Federal Savings Bank; net charge-offs: 0.09% of average loans. Gross loans and leases at Dollar Bank, Federal Savings Bank: $9.9 bn, up 5.8% in a year.
Dollar Bank, Federal Savings Bank: profitability
- Return on equity 5.9%
- Net interest margin 3.2%
- Return on assets 0.6%
Peer group of Dollar Bank, Federal Savings Bank
The peer group of Dollar Bank, Federal Savings Bank is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 0 share the charter type of Dollar Bank, Federal Savings Bank (federal savings bank), 6 sit in the same size group ($10 bn to $100 bn) and 0 have head offices in Pennsylvania. Against them, Dollar Bank, Federal Savings Bank shows CET1 ratio 15.38% against a peer median of 13.07%, return on equity 5.92% against a peer median of 13.64% and uninsured deposit share 28.83% against a peer median of 28.72%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| BMW Bank of North America | State nonmember bank | UT | $13.8 bn | 13.65% | 17.05% | 3.42% | |
| First Bank | State member bank | NC | $13.0 bn | 14.69% | 11.56% | 41.00% | |
| BancFirst | State member bank | OK | $12.8 bn | 17.11% | 15.71% | 27.08% | |
| Dollar Bank, Federal Savings Bank | Federal savings bank | PA | $12.7 bn | 15.38% | 5.92% | 28.83% | |
| PlainsCapital Bank | State member bank | TX | $12.7 bn | 12.50% | 9.99% | 53.89% | |
| The Park National Bank | National bank | OH | $12.6 bn | 12.24% | 16.37% | 22.29% | |
| NBH Bank | State member bank | CO | $12.5 bn | 12.27% | 8.40% | 30.37% | |
. FDIC Call Reports.
Last eight quarters
Two years at Dollar Bank, Federal Savings Bank, to : assets +8.9%, deposits +3.6%, equity +12.4%. Staff 1,517 to 1,501.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $11.7 bn | $11.6 bn | $11.7 bn | $11.9 bn | $12.2 bn | $12.5 bn | $12.5 bn | $12.7 bn |
| Total deposits | $9.7 bn | $9.7 bn | $9.8 bn | $9.8 bn | $10.1 bn | $10.1 bn | $10.2 bn | $10.0 bn |
| Bank equity capital | $1.2 bn | $1.2 bn | $1.2 bn | $1.2 bn | $1.2 bn | $1.3 bn | $1.3 bn | $1.3 bn |
| CET1 ratio | 16.36% | 16.03% | 16.02% | 15.64% | 15.55% | 15.21% | 15.46% | 15.38% |
| Return on equity (ROE) | 4.02% | 4.35% | 4.76% | 4.78% | 5.04% | 5.19% | 5.84% | 5.92% |
| Uninsured share of domestic deposits | 28.14% | 27.58% | 28.38% | 27.81% | 30.28% | 29.73% | 29.16% | 28.83% |
| Full-time equivalent employees | 1,517 | 1,520 | 1,530 | 1,513 | 1,520 | 1,503 | 1,489 | 1,501 |
| Number of offices | 91 | 91 | 91 | 91 | 91 | 91 | 91 | 91 |
FDIC Call Reports.
Mergers and acquisitions
The FDIC history of Dollar Bank, Federal Savings Bank, oldest first; figures before and after each event are not like for like.
- . Absorbed Bank @LANTEC (FDIC certificate 57730).
- . Absorbed Progressive-Home Federal Savings and Loan Association (FDIC certificate 27894).
- . Absorbed Standard Bank (FDIC certificate 27757).
Questions and identifiers
What were the total assets of Dollar Bank, Federal Savings Bank?
Dollar Bank, Federal Savings Bank reported $12.7 bn at in its Call Report. That makes Dollar Bank, Federal Savings Bank the 138th largest of 497 banks in our US coverage.
Is Dollar Bank, Federal Savings Bank the same as its holding company?
No. This page covers Dollar Bank, Federal Savings Bank, FDIC certificate 32245; DOLLAR MUTUAL BCORP (as reported to the FDIC), its holding company, reports separately to the Federal Reserve.
Is Dollar Bank, Federal Savings Bank profitable?
Dollar Bank, Federal Savings Bank reported net income of $38.3 mn for the year to ; annualized return on equity: 5.92%. So yes: Dollar Bank, Federal Savings Bank made a profit over these months.
When is data for Dollar Bank, Federal Savings Bank next updated?
Figures from Dollar Bank, Federal Savings Bank for are due after .
Where can I check the figures for Dollar Bank, Federal Savings Bank?
In the FDIC BankFind Suite record for certificate 32245, and in the Call Reports of Dollar Bank, Federal Savings Bank (RSSD ID 961624) at the FFIEC Central Data Repository.