Estimated uninsured deposits: US bank rankings
JPMorgan Chase Bank ranked first by estimated uninsured deposits at Q2 2026 with $1,392.5 bn, followed by Bank of America ($899.7 bn) and Wells Fargo Bank ($786.2 bn). Rank among 500 banks reporting this metric, 1 = highest; the median bank was at $1.5 bn. Source: FDIC Call Report data, cross-checked against FFIEC filings.
- JPMorgan Chase Bank stayed first, at $1,392.5 bn
- Median: up from $1.5 bn to $1.5 bn
- Biggest rise in the top 100: Safra National Bank of New York, from 123rd to 86th
Sparklines: the last ten years (median and count: every quarter of this ranking). Source: FDIC BankFind Suite (Call Report data), cross-checked against FFIEC Call Report filings. Calculations: EconoMonitor.
Ranking, Q2 2026
| Rank (1 = highest) | Change in rank | Bank | State | Q2 2026 | Q1 2026 | |
|---|---|---|---|---|---|---|
| 121 | +28 | SMBC MANUBANK | CA | $4.4 bn | $3.0 bn | |
| 122 | +18 | Columbia Bank | NJ | $4.4 bn | $3.2 bn | |
| 123 | -4 | Nicolet National Bank | WI | $4.3 bn | $4.4 bn | |
| 124 | same | Origin Bank | LA | $4.2 bn | $4.1 bn | |
| 125 | -3 | Principal Bank | IA | $4.2 bn | $4.1 bn | |
| 126 | +52 | Sunflower Bank | TX | $4.2 bn | $2.5 bn | |
| 127 | +6 | Merchants Bank of Indiana | IN | $4.2 bn | $3.5 bn | |
| 128 | +1 | 1st Source Bank | IN | $4.0 bn | $3.8 bn | |
| 129 | -1 | Northwest Bank | PA | $3.9 bn | $3.8 bn | |
| 130 | +5 | Amerant Bank | FL | $3.9 bn | $3.4 bn | |
| 131 | +7 | Bankers Trust Company | IA | $3.9 bn | $3.3 bn | |
| 132 | -1 | Wintrust Bank | IL | $3.8 bn | $3.6 bn | |
| 133 | -8 | Popular Bank | NY | $3.7 bn | $4.0 bn | |
| 134 | +2 | Lake City Bank | IN | $3.7 bn | $3.4 bn | |
| 135 | -3 | Raymond James Bank | FL | $3.6 bn | $3.6 bn | |
| 136 | +3 | Lake Forest Bank & Trust Company | IL | $3.5 bn | $3.3 bn | |
| 137 | +6 | Stock Yards Bank & Trust Company | KY | $3.5 bn | $3.2 bn | |
| 138 | -4 | b1BANK | LA | $3.4 bn | $3.5 bn | |
| 139 | -2 | Apple Bank | NY | $3.4 bn | $3.4 bn | |
| 140 | +4 | Centier Bank | IN | $3.4 bn | $3.2 bn | |
| 141 | +18 | CTBC Bank Corp. (USA) | CA | $3.3 bn | $2.9 bn | |
| 142 | +3 | Preferred Bank | CA | $3.3 bn | $3.2 bn | |
| 143 | -16 | NBH Bank | CO | $3.2 bn | $3.8 bn | |
| 144 | +21 | Bradesco Bank | FL | $3.2 bn | $2.8 bn | |
| 145 | -3 | Univest Bank and Trust Co. | PA | $3.2 bn | $3.2 bn | |
| 146 | +63 | Burke & Herbert Bank & Trust Company | VA | $3.2 bn | $2.1 bn | |
| 147 | same | Bell Bank | ND | $3.1 bn | $3.1 bn | |
| 148 | +3 | Hanmi Bank | CA | $3.1 bn | $3.0 bn | |
| 149 | +4 | Sumitomo Mitsui Trust Bank (U.S.A.) Limited | NJ | $3.1 bn | $3.0 bn | |
| 150 | -4 | BancFirst | OK | $3.0 bn | $3.2 bn | |
| 151 | +4 | German American Bank | IN | $3.0 bn | $2.9 bn | |
| 152 | +6 | First Security Bank | AR | $3.0 bn | $2.9 bn | |
| 153 | -27 | Stifel Bank and Trust | MO | $3.0 bn | $3.8 bn | |
| 154 | +2 | American Business Bank | CA | $3.0 bn | $2.9 bn | |
| 155 | -7 | Tompkins Bank & Trust | NY | $3.0 bn | $3.1 bn | |
| 156 | +1 | S&T Bank | PA | $2.9 bn | $2.9 bn | |
| 157 | -3 | Dollar Bank, Federal Savings Bank | PA | $2.9 bn | $3.0 bn | |
| 158 | +9 | Tri Counties Bank | CA | $2.9 bn | $2.7 bn | |
| 159 | +5 | Ocean Bank | FL | $2.8 bn | $2.8 bn | |
| 160 | -8 | First Commonwealth Bank | PA | $2.8 bn | $3.0 bn | |
Source: FDIC BankFind Suite (Call Report data), cross-checked against FFIEC Call Report filings. Calculations: EconoMonitor. Change in rank compares with Q1 2026. Bars: value relative to the largest in the table.
Who leads the table?
The five banks at the top of the table at Q2 2026 were JPMorgan Chase Bank ($1,392.5 bn, OH), Bank of America ($899.7 bn, NC), Wells Fargo Bank ($786.2 bn, SD), Citibank ($739.5 bn, SD) and U.S. Bank ($282.9 bn, OH). 10 of the top 10 were also in the top 10 in Q1 2026. 2 of the top 10 have their head office in Ohio.
How are the values spread?
Half of the 500 banks have a value between $846.5 mn and $4.2 bn (the middle two quarters of the table); one in ten is above $15.5 bn and one in ten below $494.3 mn. A year earlier, at Q2 2025, the median was $1.4 bn across 528 banks. The median rose from $1.5 bn in Q1 2026 to $1.5 bn in Q2 2026.
51 values lie far from the rest of the table (more than three times the spread of the middle half beyond it): JPMorgan Chase Bank ($1,392.5 bn); Bank of America ($899.7 bn); Wells Fargo Bank ($786.2 bn); Citibank ($739.5 bn); U.S. Bank ($282.9 bn); The Bank of New York Mellon ($254.0 bn) and others. Values like these usually come from special-purpose banks, such as trust, custody, credit card or payment banks, whose balance sheets differ from lending banks; compare them with care.
Which of the top 100 banks moved most?
Between Q1 2026 and Q2 2026, of the 500 banks ranked in both quarters, 294 moved up the table, 161 moved down and 45 kept their place; the typical bank moved 5 places.
Largest moves up the table from Q1 2026 to Q2 2026: Safra National Bank of New York (from 123rd to 86th; $4.1 bn to $7.5 bn); Citizens Business Bank (from 93rd to 77th; $6.5 bn to $8.9 bn); OceanFirst Bank (from 88th to 73rd; $6.8 bn to $9.3 bn). Largest moves down the table from Q1 2026 to Q2 2026: United Community Bank (from 65th to 71st; $10.1 bn to $9.5 bn); First Hawaiian Bank (from 62nd to 68th; $10.4 bn to $9.8 bn); Dime Commercial Bank (from 91st to 96th; $6.5 bn to $6.3 bn).
How is this ranking built?
Bank's own estimate of uninsured deposits in domestic offices. Required only from banks with $1 bn+ in assets; blank where not reported. Estimated uninsured deposits values are quarter-end figures from each bank's Call Report for Q2 2026, ranked from highest to lowest (1 = highest).
Full definitions are on the methodology page for estimated uninsured deposits.
Other US bank rankings
- Bank equity capital
- Common equity tier 1 (CET1) ratio
- Deposits in domestic offices
- Efficiency ratio
- Full-time equivalent employees
- Loan-to-deposit ratio
- Total loans and leases (gross)
- Net loans and leases
- Net charge-offs to average loans
- Net income (year to date)
- Net interest margin
- Noncurrent loans to total loans
- Number of offices
- Return on assets (ROA)
- Return on equity (ROE)
- Available-for-sale securities (amortized cost)
- Available-for-sale securities (fair value)
- Held-to-maturity securities (amortized cost)
- Held-to-maturity securities (fair value)
- Total securities
- Tier 1 leverage ratio
- Total assets
- Total deposits
- Total equity capital
- Total risk-based capital ratio
- Uninsured share of domestic deposits
Source: FDIC BankFind Suite (Call Report data). EconoMonitor is not affiliated with or endorsed by the FDIC. Primary source: FDIC BankFind Suite; cross-check: FFIEC Central Data Repository. Checks: Check A passed, Check B passed.
Data and analysis only, not financial advice. The FDIC and the FFIEC do not endorse EconoMonitor. See the disclaimer and methodology.