Popular Bank
Popular Bank reported total assets of $15.0 bn at Q2 2026, up 1.1% on a year earlier, the 128th largest of 497 banks in our US coverage. The CET1 capital ratio at Popular Bank was 14.32%, and the uninsured share of Popular Bank was 31.20%. Source: FDIC Call Reports.
Key takeaways
- On efficiency ratio, Popular Bank climbed from 402nd to 234th among 500 US banks between and (1 = lowest; FDIC Call Reports).
What sets Popular Bank apart
How large is Popular Bank?
The balance sheet of Popular Bank at : assets $15.0 bn, deposits $11.9 bn, net loans $11.7 bn (loans equal to 97.92% of deposits). Securities make up 9.6% of total assets at Popular Bank. Since , when Popular Bank held $7.9 bn, its assets grew 90.8%. In the year to , deposits at Popular Bank fell 0.1% while its total assets rose 1.1%. At , Popular Bank employed 798 full-time equivalent staff across 36 offices, about $18.8 mn of assets per employee and $331.4 mn of deposits per office.
How much funding at Popular Bank is uninsured?
At Popular Bank, uninsured deposits (above the FDIC limit) made up 31.20% of domestic deposits at (+0.74 pp on a year earlier); Popular Bank ranks 294th of 500 on this measure. In dollars, Popular Bank estimated $3.7 bn of uninsured deposits.
Key facts, Q2 2026
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total deposits | $11.9 bn | -0.1% | 130th of 499 |
| Net loans and leases | $11.7 bn | +3.4% | 117th of 500 |
| Loan-to-deposit ratio | 97.92% | +3.38 pp | 83rd of 500 |
| Tier 1 leverage ratio | 11.80% | +0.84 pp | 106th of 500 |
| Total risk-based capital ratio | 15.14% | +0.65 pp | 161st of 448 |
| Net interest margin | 3.20% | +0.33 pp | 374th of 500 |
| Return on assets (ROA) | 0.98% | +0.47 pp | 393rd of 500 |
| Efficiency ratio | 55.13% | -11.02 pp | 234th of 500 (1 = lowest) |
| Unrealized gain/loss on available-for-sale securities | Loss of $50.1 mn | Narrowed by $2.7 mn | |
| Noncurrent loans to total loans | 0.39% | -0.09 pp | 142nd of 500 (1 = lowest) |
| Net charge-offs to average loans | 0.06% | -0.01 pp | 211th of 500 (1 = lowest) |
US rank of Popular Bank: 1 = highest unless marked 1 = lowest.
Balance sheet
Popular Bank: assets, deposits and loans
- Total assets $15.0bn
- Deposits $11.9bn
- Net loans $11.7bn
Capital and securities
The CET1 ratio of Popular Bank stood at 14.32% in , +0.67 pp year on year. Low and high at Popular Bank since : 13.24% () to 18.06% (). Equity capital of Popular Bank at : $2.2 bn, or 14.4% of total assets. Popular Bank also reported a total capital ratio of 15.14% for , and a tier 1 leverage ratio of 11.80%.
The available-for-sale portfolio of Popular Bank showed an unrealized loss of $50.1 mn at ; the loss narrowed by $2.7 mn over the year.
Popular Bank: capital ratios
- Total capital 15%
- CET1 14%
- Tier 1 leverage 12%
Popular Bank: unrealized securities gains and losses
- Available for sale -$50mn
- Held to maturity $0
Profitability and loan quality
For the year to , Popular Bank earned a return on equity of 6.92%; return on assets: 0.98%. Net interest margin at Popular Bank: 3.20%, +0.33 pp in a year. Popular Bank net income: $73.6 mn, up 96.5% year on year. The efficiency ratio of Popular Bank was 55.13%: about 55 cents cost per revenue dollar, against 44 cents at the median peer.
At , noncurrent loans were 0.39% of total loans at Popular Bank; net charge-offs: 0.06% of average loans. Gross loans and leases at Popular Bank: $11.8 bn, up 3.4% in a year.
Popular Bank: profitability
- Return on equity 6.9%
- Net interest margin 3.2%
- Return on assets 1.0%
Peer group of Popular Bank
The peer group of Popular Bank is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 3 share the charter type of Popular Bank (state member bank), 6 sit in the same size group ($10 bn to $100 bn) and 1 has its head office in New York. Against them, Popular Bank shows CET1 ratio 14.32% against a peer median of 13.54%, return on equity 6.92% against a peer median of 9.83% and uninsured deposit share 31.20% against a peer median of 34.99%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| First Financial Bank | State member bank | TX | $15.2 bn | 18.36% | 15.35% | 44.70% | |
| Bell Bank | State nonmember bank | ND | $15.2 bn | 11.33% | 9.53% | 25.29% | |
| Dime Commercial Bank | State member bank | NY | $15.0 bn | 14.76% | 8.95% | 49.27% | |
| Popular Bank | State member bank | NY | $15.0 bn | 14.32% | 6.92% | 31.20% | |
| Bank of America California | National bank | CA | $14.8 bn | 39.00% | 6.06% | 6.16% | |
| Stifel Bank | State member bank | MO | $14.6 bn | 10.65% | 21.10% | 12.49% | |
| ConnectOne Bank | State nonmember bank | NJ | $14.4 bn | 12.31% | 10.13% | 46.70% | |
. FDIC Call Reports.
Last eight quarters
Two years at Popular Bank, to : assets +5.1%, deposits +0.3%, equity +9.2%. Staff 840 to 798; offices 40 to 36.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $14.3 bn | $14.3 bn | $14.5 bn | $14.9 bn | $14.9 bn | $15.1 bn | $15.0 bn | $15.0 bn |
| Total deposits | $11.9 bn | $11.7 bn | $12.0 bn | $11.9 bn | $12.2 bn | $12.0 bn | $12.2 bn | $11.9 bn |
| Bank equity capital | $2.0 bn | $2.0 bn | $2.0 bn | $2.0 bn | $2.1 bn | $2.1 bn | $2.1 bn | $2.2 bn |
| CET1 ratio | 13.75% | 13.35% | 13.75% | 13.65% | 13.67% | 13.79% | 14.24% | 14.32% |
| Return on equity (ROE) | 3.67% | 3.97% | 2.97% | 3.72% | 3.64% | 4.31% | 7.01% | 6.92% |
| Uninsured share of domestic deposits | 31.74% | 32.31% | 31.91% | 30.46% | 30.21% | 31.47% | 32.49% | 31.20% |
| Full-time equivalent employees | 840 | 850 | 852 | 857 | 832 | 812 | 795 | 798 |
| Number of offices | 40 | 40 | 40 | 40 | 39 | 39 | 36 | 36 |
FDIC Call Reports.
Mergers and acquisitions
No merger or acquisition by Popular Bank appears in the FDIC history since , and its total assets never moved more than 25% in one quarter.
Questions and identifiers
What were the total assets of Popular Bank?
Popular Bank reported $15.0 bn at in its Call Report. That makes Popular Bank the 128th largest of 497 banks in our US coverage.
Is Popular Bank the same as its holding company?
No. This page covers Popular Bank, FDIC certificate 34967; POPULAR INC (as reported to the FDIC), its holding company, reports separately to the Federal Reserve.
Is Popular Bank profitable?
Popular Bank reported net income of $73.6 mn for the year to ; annualized return on equity: 6.92%. So yes: Popular Bank made a profit over these months.
When is data for Popular Bank next updated?
Figures from Popular Bank for are due after .
Where can I check the figures for Popular Bank?
In the FDIC BankFind Suite record for certificate 34967, and in the Call Reports of Popular Bank (RSSD ID 2736291) at the FFIEC Central Data Repository.