Northwest Bank (Warren, PA)

What sets Northwest Bank (Warren, PA) apart

How large is Northwest Bank (Warren, PA)?

The balance sheet of Northwest Bank (Warren, PA) at Q2 2026: assets $17.2 bn, deposits $14.4 bn, net loans $13.1 bn (loans equal to 91.03% of deposits). Securities make up 14.3% of total assets at Northwest Bank (Warren, PA). Since Q1 2016, when Northwest Bank (Warren, PA) held $9.0 bn, its assets grew 92.2%. In the year to Q2 2026, deposits at Northwest Bank (Warren, PA) rose 15.0% while its total assets rose 18.7%. At Q2 2026, Northwest Bank (Warren, PA) employed 2,183 full-time equivalent staff across 163 offices, about $7.9 mn of assets per employee and $88.3 mn of deposits per office.

How much funding at Northwest Bank (Warren, PA) is uninsured?

At Northwest Bank (Warren, PA), uninsured deposits (above the FDIC limit) made up 27.43% of domestic deposits at Q2 2026 (+1.24 pp on a year earlier); Northwest Bank (Warren, PA) ranks 346th of 500 on this measure. In dollars, Northwest Bank (Warren, PA) estimated $3.9 bn of uninsured deposits.

Key facts, Q2 2026

US rank of Northwest Bank (Warren, PA): 1 = highest unless marked 1 = lowest.

The CET1 ratio of Northwest Bank (Warren, PA) stood at 12.79% in Q2 2026, -0.11 pp year on year. Low and high at Northwest Bank (Warren, PA) since Q1 2016: 12.08% (Q2 2020) to 14.89% (Q4 2021). Equity capital of Northwest Bank (Warren, PA) at Q2 2026: $2.0 bn, or 11.6% of total assets. Northwest Bank (Warren, PA) also reported a total capital ratio of 14.04% for Q2 2026, and a tier 1 leverage ratio of 9.84%.

On held-to-maturity securities, Northwest Bank (Warren, PA) carried an unrealized loss of $80.4 mn at Q2 2026, equal to 4.0% of equity capital. The loss narrowed by $10.2 mn over the year. Its deepest point: $147.4 mn in Q3 2023. The available-for-sale portfolio of Northwest Bank (Warren, PA) showed an unrealized loss of $143.0 mn at Q2 2026; the loss narrowed by $3.8 mn over the year.

For the year to Q2 2026, Northwest Bank (Warren, PA) earned a return on equity of 11.35%; return on assets: 1.32%. Net interest margin at Northwest Bank (Warren, PA): 3.88%, +0.03 pp in a year. Northwest Bank (Warren, PA) net income: $112.3 mn, up 34.0% year on year. The efficiency ratio of Northwest Bank (Warren, PA) was 55.39%: about 55 cents cost per revenue dollar, against 60 cents at the median peer.

At Q2 2026, noncurrent loans were 0.69% of total loans at Northwest Bank (Warren, PA); net charge-offs: 0.15% of average loans. Gross loans and leases at Northwest Bank (Warren, PA): $13.2 bn, up 16.6% in a year.

The peer group of Northwest Bank (Warren, PA) is the 6 banks nearest to it by total assets at Q2 2026: 3 larger and 3 smaller. Of the peers, 0 share the charter type of Northwest Bank (Warren, PA) (state-chartered stock savings bank), 6 sit in the same size group ($10 bn to $100 bn) and 0 have head offices in Pennsylvania. Against them, Northwest Bank (Warren, PA) shows CET1 ratio 12.79% against a peer median of 12.18%, return on equity 11.35% against a peer median of 9.48% and uninsured deposit share 27.43% against a peer median of 32.67%.

The FDIC history of Northwest Bank (Warren, PA), oldest first; figures before and after each event are not like for like.

1. 8 March 2019. Absorbed Union Community Bank (FDIC certificate 35257).
2. 24 April 2020. Absorbed MutualBank (FDIC certificate 27744).
3. 25 July 2025. Absorbed Jersey Shore State Bank (FDIC certificate 14359).
4. 25 July 2025. Absorbed The Luzerne Bank (FDIC certificate 7586).

Large one-quarter moves at Northwest Bank (Warren, PA)

• Total assets at Northwest Bank (Warren, PA) changed by +29.8% in the quarter to 2020-06-30: Merger -Without Assistance; Participated in Absorbtion/Consolidation/Merger: acquired from MutualBank.