Hanmi Bank

FDIC-insured bank with its head office in Los Angeles, California, established in 1982 according to the FDIC.

Hanmi Bank reported total assets of $8.0 bn at Q2 2026, up 1.7% on a year earlier, the 197th largest of 497 banks in our US coverage. The CET1 capital ratio at Hanmi Bank was 13.40%, and the uninsured share of Hanmi Bank was 44.76%. Source: FDIC Call Reports.

Key takeaways

  • On noncurrent loans to total loans, Hanmi Bank climbed from 194th to 51st among 500 US banks between and (1 = lowest; FDIC Call Reports).
Total assets
$8.0 bn
+1.7% on a year earlier
Rank 197 of 497 1 = highest
CET1 capital ratio
13.40%
+0.08 pp on a year earlier
Rank 203 of 448 1 = highest
Return on equity
11.38%
+2.49 pp on a year earlier
Rank 286 of 500 1 = highest
Uninsured share of deposits
44.76%
+0.96 pp on a year earlier
Rank 142 of 500 1 = highest

What sets Hanmi Bank apart

How large is Hanmi Bank?

The balance sheet of Hanmi Bank at : assets $8.0 bn, deposits $7.0 bn, net loans $6.5 bn (loans equal to 93.08% of deposits). Securities make up 10.7% of total assets at Hanmi Bank. Since , when Hanmi Bank held $4.3 bn, its assets grew 84.8%. In the year to , deposits at Hanmi Bank rose 3.4% while its total assets rose 1.7%. At , Hanmi Bank employed 609 full-time equivalent staff across 34 offices, about $13.1 mn of assets per employee and $204.8 mn of deposits per office.

How much funding at Hanmi Bank is uninsured?

At Hanmi Bank, uninsured deposits (above the FDIC limit) made up 44.76% of domestic deposits at (+0.96 pp on a year earlier); Hanmi Bank ranks 142nd of 500 on this measure. In dollars, Hanmi Bank estimated $3.1 bn of uninsured deposits.

Key facts, Q2 2026

MetricValueChange from a year earlierUS rank
Total deposits$7.0 bn+3.4%187th of 499
Net loans and leases$6.5 bn+3.1%175th of 500
Loan-to-deposit ratio93.08%-0.25 pp145th of 500
Tier 1 leverage ratio11.71%+0.28 pp109th of 500
Total risk-based capital ratio14.48%+0.09 pp214th of 448
Net interest margin3.44%+0.33 pp311th of 500
Return on assets (ROA)1.28%+0.32 pp266th of 500
Efficiency ratio51.12%-1.44 pp154th of 500 (1 = lowest)
Unrealized gain/loss on available-for-sale securitiesLoss of $65.5 mnNarrowed by $11.1 mn
Noncurrent loans to total loans0.15%-0.26 pp51st of 500 (1 = lowest)
Net charge-offs to average loans0.12%-0.30 pp287th of 500 (1 = lowest)

US rank of Hanmi Bank: 1 = highest unless marked 1 = lowest.

Balance sheet

Hanmi Bank: assets, deposits and loans

USD bn
Total assets, deposits and net loans of Hanmi Bank each quarter; total assets were $8.0 bn at Q2 2026$3.0bn$4.3bn$5.6bn$6.9bn$8.2bn20182020202220242026Total assets$8.0bnDeposits$7.0bnNet loans$6.5bnTotal assets, deposits and net loans of Hanmi Bank each quarter; total assets were $8.0 bn at Q2 2026$3.0bn$4.7bn$6.5bn$8.2bn20202024
  • Total assets $8.0bn
  • Deposits $7.0bn
  • Net loans $6.5bn
to . FDIC Call Reports.

Capital and securities

The CET1 ratio of Hanmi Bank stood at 13.40% in , +0.08 pp year on year. Low and high at Hanmi Bank since : 12.64% () to 15.07% (). Equity capital of Hanmi Bank at : $889.1 mn, or 11.2% of total assets. Hanmi Bank also reported a total capital ratio of 14.48% for , and a tier 1 leverage ratio of 11.71%.

The available-for-sale portfolio of Hanmi Bank showed an unrealized loss of $65.5 mn at ; the loss narrowed by $11.1 mn over the year.

Hanmi Bank: capital ratios

Percent
CET1, total risk-based capital and tier 1 leverage ratios of Hanmi Bank, Q1 2016 to Q2 202611%12%13%15%16%20182020202220242026Total capital14%CET113%Tier 1 leverage12%CET1, total risk-based capital and tier 1 leverage ratios of Hanmi Bank, Q1 2016 to Q2 202611%12%14%16%20202024
  • Total capital 14%
  • CET1 13%
  • Tier 1 leverage 12%
to . FDIC Call Reports.

Hanmi Bank: unrealized securities gains and losses

USD bn
Unrealized gains and losses on available-for-sale and held-to-maturity securities of Hanmi Bank, Q1 2016 to Q2 2026-$149mn-$105mn-$62mn-$18mn$26mn20182020202220242026Held to maturity$0Available for sale-$65mnUnrealized gains and losses on available-for-sale and held-to-maturity securities of Hanmi Bank, Q1 2016 to Q2 2026-$149mn-$91mn-$32mn$26mn20202024
  • Available for sale -$65mn
  • Held to maturity $0
to . FDIC Call Reports.

Profitability and loan quality

For the year to , Hanmi Bank earned a return on equity of 11.38%; return on assets: 1.28%. Net interest margin at Hanmi Bank: 3.44%, +0.33 pp in a year. Hanmi Bank net income: $50.1 mn, up 36.1% year on year. The efficiency ratio of Hanmi Bank was 51.12%: about 51 cents cost per revenue dollar, against 59 cents at the median peer.

At , noncurrent loans were 0.15% of total loans at Hanmi Bank; net charge-offs: 0.12% of average loans. Gross loans and leases at Hanmi Bank: $6.6 bn, up 3.1% in a year.

Hanmi Bank: profitability

Percent, annualized
Return on equity, net interest margin and return on assets of Hanmi Bank, Q1 2016 to Q2 2026-0.9%3.4%7.6%12%16%20182020202220242026Return on equity11%Net interest margin3.4%Return on assets1.3%Return on equity, net interest margin and return on assets of Hanmi Bank, Q1 2016 to Q2 2026-0.9%4.8%10%16%20202024
  • Return on equity 11%
  • Net interest margin 3.4%
  • Return on assets 1.3%
to . FDIC Call Reports.

Peer group of Hanmi Bank

The peer group of Hanmi Bank is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 3 share the charter type of Hanmi Bank (state nonmember bank), 6 sit in the same size group ($1 bn to $10 bn) and 1 has its head office in California. Against them, Hanmi Bank shows CET1 ratio 13.40% against a peer median of 10.86%, return on equity 11.38% against a peer median of 11.40% and uninsured deposit share 44.76% against a peer median of 38.25%.

BankCharterStateTotal assetsCET1 ratioReturn on equityUninsured share
Poppy BankState nonmember bankCA$8.3 bn12.82%14.33%30.25%
Univest Bank and Trust Co.State member bankPA$8.2 bn10.76%11.52%45.12%
Peapack Private Bank & TrustState member bankNJ$8.0 bn10.60%9.18%36.44%
Hanmi BankState nonmember bankCA$8.0 bn13.40%11.38%44.76%
Bankers Trust CompanyState nonmember bankIA$7.8 bn10.95%11.28%57.36%
Stockman Bank of MontanaState nonmember bankMT$7.7 bn12.01%19.71%40.06%
Bangor Savings BankState-chartered stock savings bankME$7.7 bn10.39%5.26%19.67%

. FDIC Call Reports.

Last eight quarters

Two years at Hanmi Bank, to : assets +3.6%, deposits +8.5%, equity +8.5%. Staff 607 to 609.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026
Total assets$7.7 bn$7.6 bn$7.7 bn$7.8 bn$7.8 bn$7.8 bn$7.8 bn$8.0 bn
Total deposits$6.4 bn$6.4 bn$6.6 bn$6.7 bn$6.8 bn$6.7 bn$6.8 bn$7.0 bn
Bank equity capital$819.5 mn$812.5 mn$830.8 mn$841.5 mn$859.7 mn$872.6 mn$882.3 mn$889.1 mn
CET1 ratio13.23%13.36%13.34%13.32%13.20%13.17%13.37%13.40%
Return on equity (ROE)8.51%8.85%9.57%8.89%9.72%9.98%11.14%11.38%
Uninsured share of domestic deposits41.90%42.44%44.21%43.80%44.16%43.96%44.34%44.76%
Full-time equivalent employees607595603597609609611609
Number of offices3434343434343434

FDIC Call Reports.

Mergers and acquisitions

No merger or acquisition by Hanmi Bank appears in the FDIC history since , and its total assets never moved more than 25% in one quarter.

Questions and identifiers

What were the total assets of Hanmi Bank?

Hanmi Bank reported $8.0 bn at in its Call Report. That makes Hanmi Bank the 197th largest of 497 banks in our US coverage.

Is Hanmi Bank the same as its holding company?

No. This page covers Hanmi Bank, FDIC certificate 24170; HANMI FINANCIAL CORP (as reported to the FDIC), its holding company, reports separately to the Federal Reserve.

Is Hanmi Bank profitable?

Hanmi Bank reported net income of $50.1 mn for the year to ; annualized return on equity: 11.38%. So yes: Hanmi Bank made a profit over these months.

When is data for Hanmi Bank next updated?

Figures from Hanmi Bank for are due after .

Where can I check the figures for Hanmi Bank?

In the FDIC BankFind Suite record for certificate 24170, and in the Call Reports of Hanmi Bank (RSSD ID 657365) at the FFIEC Central Data Repository.