Bankers Trust Company
Bankers Trust Company reported total assets of $7.8 bn at Q2 2026, up 3.8% on a year earlier, the 198th largest of 497 banks in our US coverage. The CET1 capital ratio at Bankers Trust Company was 10.95%, and the uninsured share of Bankers Trust Company was 57.36%. Source: FDIC Call Reports.
Key takeaways
- On noncurrent loans to total loans, Bankers Trust Company slipped from 18th to 112th among 500 US banks between and (1 = lowest; FDIC Call Reports).
- Bankers Trust Company has one of the highest uninsured share of domestic deposits readings among banks of $1 bn to $10 bn: 57.36% at , against a median of 32.61% across 339 banks (FDIC Call Reports).
- The common equity tier 1 (CET1) ratio of Bankers Trust Company, 10.95% at , places Bankers Trust Company in the bottom tenth of banks of $1 bn to $10 bn (group median 13.22%; FDIC Call Reports).
What sets Bankers Trust Company apart
How large is Bankers Trust Company?
The balance sheet of Bankers Trust Company at : assets $7.8 bn, deposits $6.7 bn, net loans $5.9 bn (loans equal to 88.47% of deposits). Securities make up 15.4% of total assets at Bankers Trust Company. Since , when Bankers Trust Company held $3.9 bn, its assets grew 102.5%. In the year to , deposits at Bankers Trust Company rose 19.3% while its total assets rose 3.8%. At , Bankers Trust Company employed 592 full-time equivalent staff across 22 offices, about $13.2 mn of assets per employee and $305.3 mn of deposits per office.
How much funding at Bankers Trust Company is uninsured?
At Bankers Trust Company, uninsured deposits (above the FDIC limit) made up 57.36% of domestic deposits at (-0.86 pp on a year earlier); Bankers Trust Company ranks 37th of 500 on this measure. In dollars, Bankers Trust Company estimated $3.9 bn of uninsured deposits.
Key facts, Q2 2026
| Metric | Value | Change from a year earlier | US rank |
|---|---|---|---|
| Total deposits | $6.7 bn | +19.3% | 191st of 499 |
| Net loans and leases | $5.9 bn | +1.4% | 184th of 500 |
| Loan-to-deposit ratio | 88.47% | -15.62 pp | 224th of 500 |
| Tier 1 leverage ratio | 10.10% | +0.23 pp | 284th of 500 |
| Total risk-based capital ratio | 12.25% | +0.76 pp | 397th of 448 |
| Net interest margin | 3.02% | +0.10 pp | 401st of 500 |
| Return on assets (ROA) | 1.08% | +0.09 pp | 355th of 500 |
| Efficiency ratio | 58.51% | -1.33 pp | 305th of 500 (1 = lowest) |
| Unrealized gain/loss on available-for-sale securities | Loss of $72.7 mn | Narrowed by $32.7 mn | |
| Noncurrent loans to total loans | 0.31% | +0.28 pp | 112th of 500 (1 = lowest) |
| Net charge-offs to average loans | 0.07% | +0.05 pp | 223rd of 500 (1 = lowest) |
US rank of Bankers Trust Company: 1 = highest unless marked 1 = lowest.
Balance sheet
Bankers Trust Company: assets, deposits and loans
- Total assets $7.8bn
- Deposits $6.7bn
- Net loans $5.9bn
Capital and securities
The CET1 ratio of Bankers Trust Company stood at 10.95% in , +0.66 pp year on year. Low and high at Bankers Trust Company since : 8.72% () to 11.06% (). Equity capital of Bankers Trust Company at : $743.2 mn, or 9.5% of total assets. Bankers Trust Company also reported a total capital ratio of 12.25% for , and a tier 1 leverage ratio of 10.10%.
The available-for-sale portfolio of Bankers Trust Company showed an unrealized loss of $72.7 mn at ; the loss narrowed by $32.7 mn over the year.
Bankers Trust Company: capital ratios
- Total capital 12%
- CET1 11%
- Tier 1 leverage 10%
Bankers Trust Company: unrealized securities gains and losses
- Available for sale -$73mn
- Held to maturity $0
Profitability and loan quality
For the year to , Bankers Trust Company earned a return on equity of 11.28%; return on assets: 1.08%. Net interest margin at Bankers Trust Company: 3.02%, +0.10 pp in a year. Bankers Trust Company net income: $40.9 mn, up 12.4% year on year. The efficiency ratio of Bankers Trust Company was 58.51%: about 59 cents cost per revenue dollar, against 56 cents at the median peer.
At , noncurrent loans were 0.31% of total loans at Bankers Trust Company; net charge-offs: 0.07% of average loans. Gross loans and leases at Bankers Trust Company: $6.0 bn, up 1.5% in a year.
Bankers Trust Company: profitability
- Return on equity 11%
- Net interest margin 3.0%
- Return on assets 1.1%
Peer group of Bankers Trust Company
The peer group of Bankers Trust Company is the 6 banks nearest to it by total assets at : 3 larger and 3 smaller. Of the peers, 3 share the charter type of Bankers Trust Company (state nonmember bank), 6 sit in the same size group ($1 bn to $10 bn) and 0 have head offices in Iowa. Against them, Bankers Trust Company shows CET1 ratio 10.95% against a peer median of 10.91%, return on equity 11.28% against a peer median of 11.45% and uninsured deposit share 57.36% against a peer median of 42.41%.
| Bank | Charter | State | Total assets | CET1 ratio | Return on equity | Uninsured share | |
|---|---|---|---|---|---|---|---|
| Univest Bank and Trust Co. | State member bank | PA | $8.2 bn | 10.76% | 11.52% | 45.12% | |
| Peapack Private Bank & Trust | State member bank | NJ | $8.0 bn | 10.60% | 9.18% | 36.44% | |
| Hanmi Bank | State nonmember bank | CA | $8.0 bn | 13.40% | 11.38% | 44.76% | |
| Bankers Trust Company | State nonmember bank | IA | $7.8 bn | 10.95% | 11.28% | 57.36% | |
| Stockman Bank of Montana | State nonmember bank | MT | $7.7 bn | 12.01% | 19.71% | 40.06% | |
| Bangor Savings Bank | State-chartered stock savings bank | ME | $7.7 bn | 10.39% | 5.26% | 19.67% | |
| Preferred Bank | State nonmember bank | CA | $7.7 bn | 11.06% | 16.49% | 50.28% | |
. FDIC Call Reports.
Last eight quarters
Two years at Bankers Trust Company, to : assets +10.7%, deposits +27.5%, equity +19.3%. Staff 593 to 592; offices 21 to 22.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $7.1 bn | $7.2 bn | $7.4 bn | $7.5 bn | $7.5 bn | $7.5 bn | $7.5 bn | $7.8 bn |
| Total deposits | $5.3 bn | $5.8 bn | $5.7 bn | $5.6 bn | $5.7 bn | $6.1 bn | $5.8 bn | $6.7 bn |
| Bank equity capital | $623.1 mn | $612.6 mn | $634.3 mn | $654.5 mn | $689.5 mn | $716.3 mn | $718.1 mn | $743.2 mn |
| CET1 ratio | 10.04% | 10.01% | 10.30% | 10.29% | 10.57% | 10.73% | 10.90% | 10.95% |
| Return on equity (ROE) | 9.96% | 10.19% | 10.94% | 11.50% | 12.07% | 12.29% | 11.18% | 11.28% |
| Uninsured share of domestic deposits | 54.66% | 53.40% | 56.12% | 58.22% | 58.24% | 56.93% | 55.89% | 57.36% |
| Full-time equivalent employees | 593 | 587 | 601 | 610 | 617 | 608 | 594 | 592 |
| Number of offices | 21 | 21 | 22 | 22 | 22 | 22 | 22 | 22 |
FDIC Call Reports.
Mergers and acquisitions
The FDIC history of Bankers Trust Company, oldest first; figures before and after each event are not like for like.
- . Absorbed Bankers Trust Company (FDIC certificate 57484).
Questions and identifiers
What were the total assets of Bankers Trust Company?
Bankers Trust Company reported $7.8 bn at in its Call Report. That makes Bankers Trust Company the 198th largest of 497 banks in our US coverage.
Is Bankers Trust Company the same as its holding company?
No. This page covers Bankers Trust Company, FDIC certificate 953; BTC FINANCIAL CORP (as reported to the FDIC), its holding company, reports separately to the Federal Reserve.
Is Bankers Trust Company profitable?
Bankers Trust Company reported net income of $40.9 mn for the year to ; annualized return on equity: 11.28%. So yes: Bankers Trust Company made a profit over these months.
When is data for Bankers Trust Company next updated?
Figures from Bankers Trust Company for are due after .
Where can I check the figures for Bankers Trust Company?
In the FDIC BankFind Suite record for certificate 953, and in the Call Reports of Bankers Trust Company (RSSD ID 811046) at the FFIEC Central Data Repository.