Estimated uninsured deposits: US bank rankings

The five banks at the top of the table at Q2 2026 were JPMorgan Chase Bank ($1,392.5 bn, OH), Bank of America ($899.7 bn, NC), Wells Fargo Bank ($786.2 bn, SD), Citibank ($739.5 bn, SD) and U.S. Bank ($282.9 bn, OH). 10 of the top 10 were also in the top 10 in Q1 2026. 2 of the top 10 have their head office in Ohio.

Half of the 500 banks have a value between $846.5 mn and $4.2 bn (the middle two quarters of the table); one in ten is above $15.5 bn and one in ten below $494.3 mn. A year earlier, at Q2 2025, the median was $1.4 bn across 528 banks. The median rose from $1.5 bn in Q1 2026 to $1.5 bn in Q2 2026.

51 values lie far from the rest of the table (more than three times the spread of the middle half beyond it): JPMorgan Chase Bank ($1,392.5 bn); Bank of America ($899.7 bn); Wells Fargo Bank ($786.2 bn); Citibank ($739.5 bn); U.S. Bank ($282.9 bn); The Bank of New York Mellon ($254.0 bn) and others. Values like these usually come from special-purpose banks, such as trust, custody, credit card or payment banks, whose balance sheets differ from lending banks; compare them with care.

Between Q1 2026 and Q2 2026, of the 500 banks ranked in both quarters, 294 moved up the table, 161 moved down and 45 kept their place; the typical bank moved 5 places.

Largest moves up the table from Q1 2026 to Q2 2026: Safra National Bank of New York (from 123rd to 86th; $4.1 bn to $7.5 bn); Citizens Business Bank (from 93rd to 77th; $6.5 bn to $8.9 bn); OceanFirst Bank (from 88th to 73rd; $6.8 bn to $9.3 bn). Largest moves down the table from Q1 2026 to Q2 2026: United Community Bank (from 65th to 71st; $10.1 bn to $9.5 bn); First Hawaiian Bank (from 62nd to 68th; $10.4 bn to $9.8 bn); Dime Commercial Bank (from 91st to 96th; $6.5 bn to $6.3 bn).

Bank's own estimate of uninsured deposits in domestic offices. Required only from banks with $1 bn+ in assets; blank where not reported. Estimated uninsured deposits values are quarter-end figures from each bank's Call Report for Q2 2026, ranked from highest to lowest (1 = highest).

Full definitions are on the methodology page for estimated uninsured deposits.